NOT LISTED FOR SALE

86 Cobia St Destin, FL 32541

Estimated Value: $756,000 - $1,441,000

3 Beds
2 Baths
2,130 Sq Ft
$511/Sq Ft Est. Value

Last Sold July 12, 2019

Last sale price $595,000 $279 Per Sq Ft

Est. 83% increase in value since last sale

Current estimated payment $6,434/month

5 Days on Market

Highlights

  • Heated In Ground Pool
  • Deck
  • Beach House
  • Destin Elementary School Rated A-
  • Vaulted Ceiling
  • Main Floor Primary Bedroom

About This Home

As of July 2019

The Crystal Beach House is a vacation rental that can accommodate up to 10 people. It has 4 bedrooms, a loft, and 2 bathrooms. There's a private pool and it's easy to get to the beach. The house looks cute with a white fence and a pretty stained glass window. The main bedroom has 2 large beds and a private bathroom. The other bedrooms upstairs also have big beds. The loft has bunk beds and trundle beds for 4 people. It's great for families or groups who want a comfy and stylish place to stay.

Last Agent to Sell the Property

Joiner Group

Scenic Sotheby's International Realty Listed on: 06/12/2019

Scenic Sotheby's International Realty

Last Buyer's Agent

Jared Boswell

The Premier Property Group License #3432864

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,024

Year Built

  • Built in 1973

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 50' x 150'
  • Back Yard Fenced
  • Sprinkler System

Home Design

  • Beach House
  • Mirrored Walls
  • Vinyl Siding

Interior Spaces

  • 2,130 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Built-In Bunk Beds
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Balcony
  • Deck
  • Open Patio
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Crystal Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0580-0023-0030

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,024

Year Built

Built in 1973

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: 50' x 150'
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: CRYSTAL BEACH
  • Directions: From Highway 98 turn south on Regatta Bay Boulevard. Turn right on Luke Avenue. Take a left onto Cobia Street.
  • Architectural Style: Beach House
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1973
  • Remarks Misc:Remarks: This home is nestled among big trees a block and a half from the sandy beach and shimmering Gulf of Mexico waters. Privacy abounds with tall vegetation plus high board fencing in the back, and charm tops the charts for design, character and setting. A white picket fence defines the ground level front patio with matching white railings on the second story deck and third level balcony. A screened porch in the back over another first floor patio overlooks the very private, heated pool with chaises. Three bedrooms and two full baths plus bunk space have delightful, eye-catching paint schemes, chair rails, wainscoting, tile and trim. A mirrored wall in the living visually expands the space, and angled ceilings and nooks contribute to its unique craftsmanship. The kitchen is a sweet surprise
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Utilities:Community Water: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Screened Porch: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Ceiling Vaulted, Floor Tile, Floor WW Carpet, Furnished - All, Hallway Bunk Beds, Kitchen Island, Owner's Closet, Walls Mirrored, Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Hallway Bunk Beds: Yes
  • Interior:Walls Mirrored: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water, See Remarks
  • Pool Features: Pool Type
  • Construction Type: Vinyl Siding
  • Exterior Features: Balcony, BBQ Pit/Grill, Deck Open, Fenced Back Yard, Fenced Privacy, Patio Covered, Patio Open, Pool - Gunite Concrt, Pool - Heated, Pool - In-Ground, Porch, Porch Screened, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Exterior:Porch: Yes
  • Exterior:Balcony: Yes
  • Lot Features:See Remarks6: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Community Water, Electric, Public Sewer, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 00-2S-22-0580-0023-0030
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5024.45
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2019
Closed on
Jul 12, 2019
Sold by
86 Cobia Llc
Bought by
Moura Rafaela
Seller's Agent
Joiner Group
Scenic Sotheby's International Realty
Buyer's Agent
Jared Boswell
The Premier Property Group
List Price
$595,000
Sold Price
$595,000
Current Estimated Value
$1,087,895

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$492,895
Avg. Annual Appreciation
9.68%
Original Mortgage
$476,000
Outstanding Balance
$415,031
Interest Rate
3.9%
Mortgage Type
New Conventional
Estimated Equity
$672,864

Purchase Details

Closed on
Jan 28, 2016
Sold by
Davella Michael F and Davella Tracy L
Bought by
86 Cobia Llc

Purchase Details

Listed on
Dec 18, 2014
Closed on
Aug 21, 2015
Sold by
Smith Bobby Joe and Smith Faith R
Bought by
Davella Michael F and Davella Tracy L
Seller's Agent
Sharon Gross
Keller Williams Realty Destin
Buyer's Agent
Casey Joiner
Scenic Sotheby's International Realty
List Price
$475,000
Sold Price
$475,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.28%
Original Mortgage
$380,000
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2003
Sold by
Taylor Mary S
Bought by
Smith Bobby Joe and Smith Faith R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,850
Interest Rate
2.75%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moura Rafaela $595,000 Attorney
86 Cobia Llc -- None Available
Davella Michael F $475,000 Attorney
Smith Bobby Joe $406,500 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moura Rafaela $476,000
Previous Owner Davella Michael F $380,000
Previous Owner Smith Bobby Joe $315,850
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/16/2025 11/16/25 Off Market $4,500 -- --
10/14/2025 10/14/25 For Rent $4,500 0.0% --
07/12/2019 07/12/19 Sold $595,000 0.0% $279 / Sq Ft
06/17/2019 06/17/19 Pending -- -- --
06/12/2019 06/12/19 For Sale $595,000 +25.3% $279 / Sq Ft
08/21/2015 08/21/15 Sold $475,000 0.0% $223 / Sq Ft View Prior Sale
05/24/2015 05/24/15 Pending -- -- --
12/18/2014 12/18/14 For Sale $475,000 -- $223 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,613 $853,874 $566,284 $287,590
2024 $8,635 $852,359 $549,791 $302,568
2023 $8,635 $818,482 $513,822 $304,660
2022 $7,849 $730,097 $467,111 $262,986
2021 $6,587 $530,436 $321,300 $209,136
2020 $6,156 $492,041 $306,000 $186,041
2019 $5,889 $480,870 $306,000 $174,870
2018 $5,234 $407,597 $0 $0
2017 $5,050 $386,385 $0 $0
2016 $4,653 $358,207 $0 $0
2015 $4,028 $330,582 $0 $0
2014 $3,480 $269,584 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 824910

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0580-0023-0030