$550,000
SOLD JUL 25, 2025

86 Greenfield Rd Lancaster, VA 22503

3 Beds
2.5 Baths
22,700 Sq Ft
2.5 Acres

Recently Sold

$24 Per Sq Ft

1% Below List Price

19 Days on Market

Highlights

  • Docks
  • Boat Ramp
  • Barn
  • Home fronts navigable water
  • Boat Lift
  • Home fronts a creek

About This Home

As of July 2025

Recently renovated 3BR, 2.5 Bath brick home located on Belmont Creek, just off the Rappahannock River. Single level waterfront living at its best with waterfront Primary bedroom with tile shower and dual sinks. Sunken living room with gas fireplace, dining room, extra large bonus room, sun room and recent Timber Teck deck overlooking the water. Corian counter tops in the kitchen and granite counters in both full baths. Private dock with boat lift and oversized attached garage. Perfect for pets with Anderson storm doors, factory equipped with dog doors, 130' X 120' fenced area with stable/mini barn, additional custom fencing off the bonus room. Large 12' X 28' storage shed is perfect for lawn equipment and water toys. The partially finished basement offers plenty of storage or potential additional living space or workshop. The basement is clean & dry (B-Dry system installed). Convenient to Yankee Point and Greenvale Marinas. This move-in ready home is perfect for retirement or weekends!

Last Agent to Sell the Property

Joe Hunt

Liz Moore & Associates License #0225072007 Listed on: 06/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,102

Year Built

  • Built in 1982

Lot Details

  • 2.5 Acre Lot
  • Home fronts a creek
  • Home fronts navigable water
  • Partially Fenced Property
  • Level Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Workshop in Garage

Home Design

  • Brick or Stone Mason
  • Fire Rated Drywall
  • Composition Roof

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Fireplace Features Masonry
  • Gas Fireplace
  • Formal Dining Room
  • Workshop
  • Storm Doors

Kitchen

  • Double Oven
  • Electric Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Outdoor Features

  • Boat Lift
  • Boat Ramp
  • Docks
  • Deck
  • Shed
  • Outbuilding
  • Front Porch

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Farming

  • Barn

Utilities

  • Cooling Available
  • Zoned Heating
  • Air Source Heat Pump
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Association fees include water
  • Greenvale Farm Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,102

Year Built

Built in 1982

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Fencing: Partial
  • Lot Features: Level
  • Lot Size Acres: 2.5
  • Water Body Name: Belmont Creek
  • Association Fees: 450.0
  • Association Fee Frequency: Annually
  • Association Fee Inclusions: Water
  • Co List Office Mls Id: cbra.118
  • Ownership: Individuals
  • Subdivision Name: Greenvale Farm
  • Directions: From Kilmarnock, Rt 3 to Lively. Left on Rt 201. Left on Rt 354 (River Road). Right on Greenvale Road. Left on Greenfield Road
  • Above Grade Finished Sq Ft: 22700.0
  • Architectural Style: Ranch
  • Basement: Crawl Space, Partial
  • Has Basement?: Yes
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 22700.0
  • Is New Construction?: No
  • Property Attached Yn: No
  • Year Built Details: Actual
  • Year Built: 1982
  • Property Sub Type Additional: Single Family Residence
  • Water Heater: Electric
  • RecordSignature: 711074254
  • Below Grade Unfinished Area: 1035.0
  • Special Features: None
  • Year Built: 1982

Interior Features

  • Appliances: Double Oven, Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Stove, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas, Masonry, Vented
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Fireplace, Granite Counters, Main Level Primary, Solid Surface Counters, Workshop
  • Total Bedrooms: 8
  • Stories: 2
  • Stories: 2

Exterior Features

  • Pool Features: None
  • Topography: Level
  • Waterfront Features: Creek, Navigable Water, Boat Ramp/Lift Access, Waterfront
  • Waterfront?: Yes
  • Construction Type: Brick, Drywall
  • Exterior Features: Boat Lift, Deck, Dock, Out Building(s), Porch, Storage, Shed
  • Other Structures: Barn(s), Garage(s), Shed(s), Outbuilding
  • Patio And Porch Features: Rear Porch, Front Porch, Deck, Porch
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Has Attached Garage?: Yes
  • Garaged Spaces: 2.0
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Garage, Oversized, Workshop in Garage

Utilities

  • Cooling: Heat Pump
  • Heating: Electric, Heat Pump, Zoned
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well

Schools

  • Elementary School: Lancaster
  • High School: Lancaster
  • Middle Or Junior School: Lancaster

Tax Info

  • Tax Annual Amount: 3102.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 23, 2025
Sold by
Walters Gayle A
Bought by
Robert H Morazes Trust and Morazes
Seller's Agent
Joe Hunt
Liz Moore & Associates
List Price
$554,500
Sold Price
$550,000
Premium/Discount to List
-$4,500
-0.81%
Views
18
Current Estimated Value
$555,451

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,451
Avg. Annual Appreciation
1.99%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$255,451

Purchase Details

Closed on
Aug 11, 2020
Sold by
Nelson John Earl
Bought by
Walters Gayle A
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Deed $550,000 Lawyers Title
Warranty Deed $325,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/25/2025 07/25/25 Sold $550,000 -0.8% $24 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $554,500 -- $24 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,198 $500,200 $65,600 $434,600
2024 $2,751 $500,200 $65,600 $434,600
2023 $1,871 $297,000 $50,600 $246,400
2022 $1,871 $297,000 $50,600 $246,400
2021 $1,871 $297,000 $50,600 $246,400
2020 $1,871 $297,000 $50,600 $246,400
2019 $1,871 $297,000 $50,600 $246,400
2018 $1,854 $314,300 $94,900 $219,400
2017 $1,854 $314,300 $94,900 $219,400
2016 -- $314,300 $94,900 $219,400
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2515921

APN: 20G-4-25