$249,900

86 Main St Cairo, NY 12413

Estimated payment $1,778/month

3 Beds
1 Bath
1,000 Sq Ft
$250 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • Living Room
  • Ranch Style House
  • Window Unit Cooling System
  • Bathroom on Main Level

About This Home

Looking for carefree, easy living? Well look no further! This adorable 3 bedroom home was completely remodeled in 2024 - new flooring, appliances, bathroom, kitchen, boiler and windows! This year a new HW heater was added and a retractable awning over the front deck, allowing for more time outdoor. There is also a nice size back yard to entertain in and a shed to house all the outdoor tools. Shopping, dining and schools are also nearby, and easy access to the Thruway, Albany and both Hunter and Windham Mountains.

Listing Agent

Stephanie Hamilton

Country Views Realty Inc License #10401329430 Listed on: 10/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,490

Year Built

  • Built in 1949 | Remodeled

Lot Details

  • 7,841 Sq Ft Lot
  • Privacy Fence
  • Back Yard Fenced
  • Perimeter Fence

Home Design

  • Ranch Style House
  • Block Foundation
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 1,000 Sq Ft Home
  • Awning
  • Sliding Doors
  • Living Room
  • Dining Room
  • Laminate Flooring
  • Unfinished Basement
  • Exterior Basement Entry

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry in Bathroom
  • Washer and Dryer

Parking

  • 4 Parking Spaces
  • Driveway

Outdoor Features

  • Deck
  • Shed

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • 100 Amp Service
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 10 / 4
  • Assessor Parcel Number 101.-4-10

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,490

Year Built

Built in 1949 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1949
  • Directions: From Catskill, Rt 32/23 North to traffic light at Main Street in Cairo. Left at light, house on right, #86
  • Above Grade Finished Sq Ft: 1000.0
  • Architectural Style: Ranch
  • Financial Details Full Market Assessment: 224400
  • Financial Details Tax Assessed Value: 78540.0
  • Lot Size Acres: 0.18
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Fencing:Back Yard: Yes
  • Fencing:Privacy: Yes
  • Architectural Style:Ranch: Yes
  • Appliances Microwave: Yes
  • Foundation Details:Block2: Yes
  • Levels One: Yes
  • Special Features: None

Interior Features

  • Flooring: Laminate
  • Basement: Exterior Entry, Unfinished
  • Appliances: Microwave, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Living Area: 1000.0
  • Bedroom Level: First
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Kitchen Features:Galley: Yes
  • Laundry Features:In Bathroom: Yes
  • Appliances:WasherDryer: Yes
  • Basement:Exterior Entry: Yes
  • Appliances Range: Yes
  • Basement:Unfinished: Yes
  • Fencing Perimeter: Yes

Exterior Features

  • Exterior Features: None
  • Construction Type: Block, Vinyl Siding
  • Fencing: Back Yard, Perimeter, Privacy
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Awning(s), Deck
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Construction Materials:Block: Yes
  • Patio And Porch Features:Awning(s): Yes

Garage/Parking

  • Parking Features: Stone, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Stone2: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Window Unit(s)
  • Electric: 100 Amp Service
  • Heating: Baseboard
  • Laundry Features: In Bathroom
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cairo-Durham

Lot Info

  • Parcel #: 101.-4-10
  • Lot Size Sq Ft: 7840.8

Tax Info

  • Tax Annual Amount: 5489.62
  • Tax Block: 4
  • Tax Lot: 10

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,253 $78,540 $8,800 $69,740
2023 $3,224 $78,540 $8,800 $69,740
2022 $3,144 $78,540 $8,800 $69,740
2021 $3,172 $78,540 $8,800 $69,740
2020 $3,212 $78,540 $8,800 $69,740
2019 $3,158 $78,540 $8,800 $69,740
2018 $3,158 $78,540 $8,800 $69,740
2017 $3,138 $78,540 $8,800 $69,740
2016 $1,999 $51,606 $6,300 $45,306
2015 -- $51,606 $6,300 $45,306
2014 -- $51,606 $6,300 $45,306
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2025 10/21/25 For Sale $249,900 +6.3% $250 / Sq Ft
12/19/2024 12/19/24 Sold $235,000 0.0% $235 / Sq Ft View Prior Sale
12/19/2024 12/19/24 Pending -- -- --
11/04/2024 11/04/24 For Sale $235,000 -- $235 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $235,000 None Available
Deed $235,000 None Available
Deed $126,000 None Available
Deed $126,000 None Available
Foreclosure Deed $132,355 None Available
Foreclosure Deed $132,355 None Available
Foreclosure Deed $132,355 None Available
Deed $115,540 Charles H. Schaefer
Deed $115,540 Charles H. Schaefer
Quit Claim Deed $11,000 --
Quit Claim Deed $11,000 --
Deed $68,800 James F Keefe
Deed $68,800 James F Keefe
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $113,447 FHA
Source: Public Records

Source: Global MLS

MLS Number: 202528136

Global MLS

APN: 192400-101-000-0004-010-000-0000