$1,160,000
SOLD JUN 24, 2026
2 Beds
3 Baths
1,492 Sq Ft
3.92 Acre Lot

Sale Details

Date Sold: June 24, 2026

$777 Per Sq Ft

11% Below List Price

40 Days on Market

Highlights

  • Ocean Front
  • 170,618 Sq Ft lot
  • Community Pool
  • Silver Strand Elementary School Rated A
  • Clubhouse
  • 4-minute walk to North Cays Park

About This Home

As of June 2026

Discover an exceptional opportunity in coveted Montego! This beautifully updated corner residence offers sweeping channel and San Diego Bay views from every window, filling the home with light and coastal charm. Relax on your private balconies as you take in refreshing ocean breezes. The thoughtfully redesigned kitchen features a spacious island, sleek stainless-steel appliances, and an open flow into the living area—perfect for effortless entertaining. Both en-suite bedrooms, along with their baths and the stylish powder room, have been meticulously remodeled with modern finishes. With access to the beach, pool, jacuzzi and bay just steps from your door, this home captures the essence of coastal living at its finest. Also, two covered parking spots and storage in a gated community.

Last Agent to Sell the Property

Kathleen Hanlon

Berkshire Hathaway HomeService License #01386879 Listed on: 04/21/2026

Berkshire Hathaway HomeService

Last Buyer's Agent

Shay Black

eXp Realty of California, Inc. License #01995204

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1982

Lot Details

  • Ocean Front
  • Property Fronts a Bay or Harbor
  • Gated Home
  • Property is Fully Fenced

HOA Fees

  • $797 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Two Garage Doors
  • Assigned Parking

Home Design

  • Entry on the 2nd floor

Interior Spaces

  • 1,492 Sq Ft Home
  • 3-Story Property
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Gas Oven
  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Additional Features

  • Balcony
  • Forced Air Heating and Cooling System

Community Details

Overview

  • Association fees include exterior (landscaping), exterior bldg maintenance, limited insurance, trash pickup, security, clubhouse paid
  • 18 Units
  • Coronado Cays HOA
  • Montego Ct Community
  • Coronado Cays Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Playground
  • Community Pool

Property Details

Home Type

Condominium

Year Built

Built in 1982

Lot Details

3.92 Acres

HOA Fees

$797 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Stories: 3
  • Year Built: 1982
  • Unit Levels: 2 Story
  • Property Sub Type: Condominium
  • Community Features: Tennis Courts, Clubhouse/Rec Room, Playground, Pool, Pickleball
  • Frontage: Bay, Ocean/Bluff
  • Association Fees: 797.0
  • Association Fee Frequency: Monthly
  • Association Fee Inclusions: Exterior (Landscaping), Exterior Bldg Maintenance, Limited Insurance, Trash Pickup, Security, Clubhouse Paid
  • Co List Office Mls Id: 111
  • Subdivision Name: CORONADO CAYS
  • Directions: Hwy 75 to Coronado Cays, Coronado Cays Blvd to right, Montego Ct is at the end on the right.
  • BuildingName: Montego Ct
  • Entry Level: 2
  • Living Area: 1492.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-06-25T16:03:26Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • FullAddress: 86 Montego Ct
  • Ownership: Condominium
  • ShortSale: No
  • SupplementRemarks: Discover an exceptional opportunity in coveted Montego! This beautifully updated corner residence offers sweeping channel and San Diego Bay views from every window, filling the home with light and coastal charm. Relax on your private balconies as you take in refreshing ocean breezes. The thoughtfully redesigned kitchen features a spacious island, sleek stainless-steel appliances, and an open flow into the living area—perfect for effortless entertaining. Both en-suite bedrooms, along with their baths and the stylish powder room, have been meticulously remodeled with modern finishes. With access to the beach, pool, jacuzzi and bay just steps from your door, this home captures the essence of coastal living at its finest. Also, two covered parking spots and storage in a gated community.
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 2
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Oven, Gas Stove
  • Fireplace Features: FP in Living Room
  • Fireplaces: 1

Exterior Features

  • Fencing: Full, Gate
  • Roof: Other/Remarks
  • Pool Features: Community/Common
  • Construction Type: Wood/Stucco
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Assigned, Detached, Garage - Front Entry, Garage - Two Door
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Fireplace, Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Other/Remarks
  • Water Source: Meter on Property
  • HeatSource: Other/Remarks

Condo/Co-op/Association

  • Association Name: Coronado Cays HOA

Schools

  • Junior High Dist: Coronado Unified School District

Lot Info

  • Lot Size Sq Ft: 170618.0

Multi Family

  • Number Of Units Total: 18

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 19, 2022
Sold by
Bought by

Purchase Details

Listed on
Sep 8, 2020
Closed on
Sep 24, 2020
Sold by
Bought by
Seller's Agent
Gina Schnell
Compass
Buyer's Agent
Kathleen Hanlon
Berkshire Hathaway HomeService
List Price
$790,000
Sold Price
$852,500
Premium/Discount to List
$62,500
7.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Original Mortgage
$510,400
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 8, 2020
Closed on
Sep 18, 2020
Sold by
Bought by
Seller's Agent
Gina Schnell
Compass
Buyer's Agent
Kathleen Hanlon
Berkshire Hathaway HomeService
List Price
$790,000
Sold Price
$852,500
Premium/Discount to List
$62,500
7.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,400
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2018
Sold by
Bought by

Purchase Details

Closed on
Mar 14, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,470
Interest Rate
4.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 29, 1999
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,000
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 1994
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
8.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 23, 1992

Purchase Details

Closed on
Nov 17, 1989

Purchase Details

Closed on
Sep 27, 1983
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Grant Deed $852,500 California Title Company
Divorce Dissolution Of Marriage Transfer -- California Title Company
Interfamily Deed Transfer -- California Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- First American Mortgage Serv
Interfamily Deed Transfer -- American Title Co
Interfamily Deed Transfer -- Fidelity National Title
Individual Deed $270,000 First American Title Co
Deed $265,000 --
Deed $285,000 --
Deed $213,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $510,400 New Conventional
Previous Owner $183,470 New Conventional
Previous Owner $217,000 Purchase Money Mortgage
Previous Owner $216,000 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/24/2026 06/24/26 Sold $1,160,000 -3.3% $777 / Sq Ft
05/31/2026 05/31/26 Pending -- -- --
05/25/2026 05/25/26 Price Changed $1,200,000 -7.7% $804 / Sq Ft
04/21/2026 04/21/26 For Sale $1,300,000 0.0% $871 / Sq Ft
09/17/2025 09/17/25 Rented $4,400 0.0% --
09/08/2025 09/08/25 For Rent $4,400 0.0% --
10/13/2020 10/13/20 Sold $852,500 +7.9% $571 / Sq Ft View Prior Sale
09/14/2020 09/14/20 Pending -- -- --
09/08/2020 09/08/20 For Sale $790,000 0.0% $529 / Sq Ft
01/06/2012 01/06/12 Rented $2,250 0.0% --
01/06/2012 01/06/12 For Rent $2,250 -- --
Source: San Diego MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,245 $922,772 $649,458 $273,314
2024 $10,013 $904,679 $636,724 $267,955
2023 $9,856 $886,941 $624,240 $262,701
2022 $9,674 $869,550 $612,000 $257,550
2021 $9,533 $852,500 $600,000 $252,500
2020 $4,807 $413,131 $194,874 $218,257
2019 $4,792 $405,031 $191,053 $213,978
2018 $4,716 $397,090 $187,307 $209,783
2017 $20 $389,305 $183,635 $205,670
2016 $4,458 $381,673 $180,035 $201,638
2015 $4,370 $375,941 $177,331 $198,610
2014 $4,246 $368,578 $173,858 $194,720
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 260009560

San Diego MLS

APN: 615-063-20-86

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