$729,990

86 Saint Kitts Loop St. Augustine, FL 32092

Estimated payment $4,003/month

5 Beds
4 Baths
3,392 Sq Ft
$215 Price per Sq Ft

Highlights

  • Fitness Center
  • Screened Pool
  • Pond View
  • Mill Creek Academy Rated A
  • Home fronts a pond
  • Open Floorplan

About This Home

Live the resort lifestyle in sought-after Windward Ranch! This stunning 5-bedroom, 4-bath luxury home offers a heated, screen-enclosed pool, no CDD fees, and a VA assumable loan at just 2.25%! Inside, the open-concept design showcases a gourmet kitchen with double ovens and an expanded pantry—perfect for those who love to cook or entertain. The primary suite is conveniently located downstairs and features a recently remodeled spa-like bath with an oversized walk-in shower (tub removed for extra space) and custom built-in closets. A guest suite with a full bath on the main level is ideal for in-laws or visitors, while upstairs offers a loft and three additional bedrooms. 3 car garage with storage options. Be sure to look over the Features Sheet with all the many extras in this home. Enjoy Windward Ranch's resort-style amenities—a pool, miniature golf, fitness center, and clubhouse café with food and adult beverages.

Listing Agent

Dawn Sutherland

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY License #3363679 Listed on: 11/11/2025

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $254

Year Built

  • Built in 2017 | Remodeled

Lot Details

  • 0.37 Acre Lot
  • Home fronts a pond
  • East Facing Home
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Wood Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,392 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Screened Porch
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Double Oven
  • Gas Range
  • Wine Cooler
  • Kitchen Island
  • Instant Hot Water

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 4 Full Bathrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Home Security

  • Security Lights
  • Security Gate
  • Smart Thermostat

Pool

  • Screened Pool
  • Gas Heated Pool
  • Pool Sweep

Schools

  • Mill Creek Academy Elementary And Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0274420500

Community Details

Overview

  • Total Professional Assoc Mgmt Association, Phone Number (904) 295-3251
  • Windward Ranch Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center

Home Details

Home Type

Single Family

Est. Annual Taxes

$254

Year Built

Built in 2017 | Remodeled

Lot Details

0

HOA Fees

$143 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2017
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.37
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Windward Ranch
  • Architectural Style: Multi Generational, Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Living Area2: 3392.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Pool Features Pool Sweep: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • Fencing Back Yard: Yes
  • Security Features Security Gate: Yes
  • General Property Information Association Phone: 904-295-3251
  • General Property Information Entry Level2: 1.0
  • Pool Features Screen Enclosure: Yes
  • General Property Information Senior Community YN: No
  • Pool Features Gas Heat: Yes
  • General Property Information Lot Size Acres: 0.37
  • Interior Features Butler Pantry: Yes
  • Security Features Security Lights: Yes
  • Utilities Natural Gas Connected: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • ViewPond: Yes
  • General Property Information Direction Faces: East
  • Levels Two: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition UpdatedRemodeled: Yes
  • Laundry Features Lower Level: Yes
  • Interior Features Guest Suite: Yes
  • Pool Features Fenced2: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Double Oven, Dryer, Gas Range, Gas Water Heater, Instant Hot Water, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
  • Furnished: Unfurnished
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 3392.0
  • Appliances:Gas Range: Yes
  • Appliances:Tankless Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Water Softener-Owned: Yes
  • Interior Features:Primary Downstairs: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Appliances:Wine Cooler: Yes
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Instant Hot Water: Yes
  • Community Features:Sidewalks: Yes

Exterior Features

  • Waterfront: Yes
  • Fencing: Back Yard, Vinyl
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: In Ground, Fenced, Gas Heat, Pool Sweep, Screen Enclosure, Waterfall
  • Pool Private: Yes
  • View: Pond
  • Waterfront Features: Pond
  • Construction Type: Fiber Cement, Frame
  • Direction Faces: East
  • Patio And Porch Features: Covered, Front Porch, Porch, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Waterfront Features:Pond2: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features: Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Laundry Features: Lower Level
  • Security: 24 Hour Security, Security Gate, Security Lights
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 428.0
  • Association Fee Frequency: Quarterly
  • Community Features: Sidewalks, Gated
  • Senior Community: No
  • Amenities: Pool, Basketball Court, Clubhouse, Fitness Center, Pickleball, Playground
  • Association Name: Total Professional Assoc Mgmt
  • Phone: 904-295-3251
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 428.0
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Clubhouse: Yes
  • General Property Information:Association Name: Total Professional Assoc Mgmt
  • Association Amenities:Basketball Court: Yes
  • Association Amenities:Fitness Center: Yes
  • Association Amenities:Playground: Yes
  • Association Amenities:Pickleball: Yes

Schools

  • Elementary School: Mill Creek Academy
  • High School: St. Augustine
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 16117.2
  • Parcel #: 0274420500

Tax Info

  • Tax Annual Amount: 254.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $254 $417,402 -- --
2024 $254 $405,638 -- --
2023 $254 $393,823 $0 $0
2022 $236 $370,935 $0 $0
2021 $2,650 $360,131 $0 $0
2020 $3,172 $329,994 $0 $0
2019 $4,188 $322,575 $0 $0
2018 $4,144 $316,560 $0 $0
2017 $1,047 $60,000 $60,000 $0
2016 $737 $50,000 $0 $0
2015 -- $10,787 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 For Sale $729,990 +98.4% $215 / Sq Ft
12/17/2023 12/17/23 Off Market $367,990 -- --
11/17/2017 11/17/17 Sold $367,990 -4.2% $108 / Sq Ft View Prior Sale
11/05/2017 11/05/17 Pending -- -- --
10/05/2017 10/05/17 For Sale $383,935 -- $113 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $368,000 North American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,179 VA
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2115343

realMLS (Northeast Florida Multiple Listing Service)

APN: 027442-0500