NOT LISTED FOR SALE

86 Saint Kitts Loop St. Augustine, FL 32092

Estimated Value: $692,000 - $724,000

5 Beds
4 Baths
3,392 Sq Ft
$209/Sq Ft Est. Value

Sale Details

Date Sold: December 22, 2025

Last sale price $715,000 $211 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,008 / mo

9 Days on Market

Highlights

  • Fitness Center
  • 24-Hour Security
  • Home fronts a pond
  • Mill Creek Academy Rated A
  • Heated In Ground Pool
  • Gated Community

About This Home

As of December 2025

Live the resort lifestyle in sought-after Windward Ranch! This stunning 5-bedroom, 4-bath luxury home offers a heated, screen-enclosed pool, no CDD fees, and a VA assumable loan at just 2.25%! Inside, the open-concept design showcases a gourmet kitchen with double ovens and an expanded pantry—perfect for those who love to cook, entertain or large family. The primary suite is conveniently located downstairs and features a recently remodeled spa-like bath with an oversized walk-in shower (tub removed for extra space) and custom built-in closets. A guest suite with a full bath on the main level is ideal for in-laws or visitors, while upstairs offers a loft and three additional bedrooms and 2 bathrooms. 3 car garage with storage options. Be sure to ask for the Features Sheet with the many extras in this home!! Enjoy Windward Ranch's resort-style amenities—a pool, miniature golf, fitness center, and clubhouse café with food and adult beverages

Last Agent to Sell the Property

Dawn Sutherland

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY License #3363679 Listed on: 11/11/2025

BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Buyer's Agent

AMBER NIXON

HAMILTON HOUSE REAL ESTATE GROUP, LLC License #3404619

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $254

Year Built

  • Built in 2017

Lot Details

  • 16,117 Sq Ft Lot
  • Home fronts a pond
  • East Facing Home
  • Vinyl Fence
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

HOA Fees

  • $143 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Multigenerational Home
  • Traditional Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,392 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Butlers Pantry
  • Double Oven
  • Gas Range
  • Wine Cooler
  • Kitchen Island
  • Instant Hot Water

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 4 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Home Security

  • Smart Lights or Controls
  • Security Lights
  • Security Gate
  • Smart Locks
  • Smart Thermostat

Pool

  • Heated In Ground Pool
  • Waterfall Pool Feature
  • Fence Around Pool
  • Screen Enclosure
  • Pool Sweep

Outdoor Features

  • Covered Patio or Porch

Schools

  • Mill Creek Academy Elementary And Middle School
  • St. Augustine High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 0274420500

Community Details

Overview

  • Total Professional Assoc Mgmt Association
  • Windward Ranch Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$254

Year Built

Built in 2017

Lot Details

0.37 Acres

HOA Fees

$143 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2017
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.37
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Windward Ranch
  • Architectural Style: Traditional, Multi Generational
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Community Features:Community Features: Gated, Sidewalks
  • Fencing:Fencing: Back Yard, Vinyl
  • Smart Home Features:Smart Home Features: Lighting, Locks, Monitoring, Programmable Thermostat
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Eat-in Kitchen, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Butler Pantry, Split Bedrooms, Guest Suite
  • Major Appliances: Dryer, Double Oven, Gas Range, Gas Water Heater, Instant Hot Water, Tankless Water Heater, Washer, Wine Cooler, Water Softener Owned
  • Furnished: Unfurnished
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 3392.0

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: Fenced, Gas Heat, In Ground, Pool Sweep, Screen Enclosure, Waterfall
  • Pool Private: Yes
  • View: Pond
  • Waterfront Features: Pond
  • Construction Type: Frame, Fiber Cement
  • Direction Faces: East
  • Patio And Porch Features: Covered, Front Porch, Porch, Rear Porch, Screened
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 3.0
  • Parking Features:Parking Features: Garage, Garage Door Opener

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Laundry Features: Lower Level
  • Security: 24 Hour Security, Security Gate, Security Lights
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central, Heat Pump

Condo/Co-op/Association

  • Association Fee: 428.0
  • Association Fee Frequency: Quarterly
  • Community Features: Gated, Sidewalks
  • Senior Community: No
  • Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Pickleball, Pool
  • Association Name: Total Professional Assoc Mgmt
  • Phone: 904-295-3251
  • Association: Yes

Schools

  • Elementary School: Mill Creek Academy
  • High School: St. Augustine
  • Middle Or Junior School: Mill Creek Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 16117.2
  • Parcel #: 0274420500

Tax Info

  • Tax Annual Amount: 254.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2025
Closed on
Dec 22, 2025
Sold by
Bought by
Seller's Agent
Dawn Sutherland
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Buyer's Agent
AMBER NIXON
HAMILTON HOUSE REAL ESTATE GROUP, LLC
List Price
$729,990
Sold Price
$715,000
Premium/Discount to List
-$14,990
-2.05%
Views
66
Current Estimated Value
$710,270

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,730
Avg. Annual Appreciation
-1.32%
Original Mortgage
$150,000
Outstanding Balance
$149,572
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$560,698

Purchase Details

Listed on
Oct 5, 2017
Closed on
Nov 17, 2017
Sold by
Bought by
Seller's Agent
Matthew Figlesthaler
LENNAR REALTY INC
Buyer's Agent
Lisa Kemp
BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
List Price
$383,935
Sold Price
$367,990
Premium/Discount to List
-$15,945
-4.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.55%
Original Mortgage
$351,179
Interest Rate
3.85%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$715,000 Landmark Title
$368,000 North American Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $150,000
Previous Owner $351,179
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/22/2025 12/22/25 Sold $715,000 -2.1% $211 / Sq Ft
11/11/2025 11/11/25 For Sale $729,990 +98.4% $215 / Sq Ft
12/17/2023 12/17/23 Off Market $367,990 -- --
11/17/2017 11/17/17 Sold $367,990 -4.2% $108 / Sq Ft View Prior Sale
11/05/2017 11/05/17 Pending -- -- --
10/05/2017 10/05/17 For Sale $383,935 -- $113 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $334 $586,760 $100,000 $486,760
2025 $254 $417,402 -- --
2024 $254 $405,638 -- --
2023 $254 $393,823 $0 $0
2022 $236 $370,935 $0 $0
2021 $2,650 $360,131 $0 $0
2020 $3,172 $329,994 $0 $0
2019 $4,188 $322,575 $0 $0
2018 $4,144 $316,560 $0 $0
2017 $1,047 $60,000 $60,000 $0
2016 $737 $50,000 $0 $0
2015 -- $10,787 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Dawn Sutherland

    Seller's Agent in 2025

    Dawn Sutherland

    BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

    (904) 477-6357

    75 Total Sales

    Dawn Sutherland
    Section Image

  • A

    Buyer's Agent in 2025

    AMBER NIXON

    HAMILTON HOUSE REAL ESTATE GROUP, LLC

    (904) 521-5992

    13 Total Sales

    AMBER NIXON
    Section Image

  • M

    Seller's Agent in 2017

    Matthew Figlesthaler

    LENNAR REALTY INC

    Section Image

  • L

    Buyer's Agent in 2017

    Lisa Kemp

    BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

    Section Image
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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2115343

realMLS (Northeast Florida Multiple Listing Service)

APN: 027442-0500

Florida St. Johns County Saint Augustine 32092

86 Saint Kitts Loop, Saint Augustine, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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