$279,000
SOLD AUG 4, 2025

862 Camden Ave Cumberland, MD 21502

4 Beds
3 Baths
3,046 Sq Ft
0.34 Acres

Recently Sold

$92 Per Sq Ft

20% Below List Price

136 Days on Market

Highlights

  • Rambler Architecture
  • No HOA
  • Oversized Parking
  • 1 Fireplace
  • 2 Car Direct Access Garage
  • Garage doors are at least 85 inches wide

About This Home

As of August 2025

This very well maintained home is ready for you! Needs nothing to move in. Three bedrooms on the main level with one being a huge master. This house boasts tons of natural light through its many windows. Enjoy the warmth of a gas fireplace in the main living room or enjoy a cozy wood fire in the basement on these cold days. The basement double garage provides plenty of room for storage. Check out the numerous pictures and come see this house today!

Last Agent to Sell the Property

Keefe Kaylor

(301) 707-4300 keefe@whitehometeam.com Homes & Land Real Estate Listed on: 02/28/2025

Last Buyer's Agent

Jen Alt

(240) 522-3096 jen@charisrealty.com Charis Realty Group License #5003052

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 1954

Lot Details

  • 0.34 Acre Lot

Parking

  • 2 Car Direct Access Garage
  • Basement Garage
  • Oversized Parking
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Poured Concrete

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace

Bedrooms and Bathrooms

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Garage Access
  • Drain
  • Natural lighting in basement

Accessible Home Design

  • Garage doors are at least 85 inches wide
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits

Schools

  • West Side Elementary School
  • Braddock Middle School
  • Allegany High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0106008534

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,730

Year Built

Built in 1954

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, >84" Garage Door
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1954
  • Automatically Close On Close Date: No
  • Remarks Public: This very well maintained home is ready for you! Needs nothing to move in. Three bedrooms on the main level with one being a huge master. This house boasts tons of natural light through its many windows. Enjoy the warmth of a gas fireplace in the main living room or enjoy a cozy wood fire in the basement on these cold days. The basement double garage provides plenty of room for storage. Check out the numerous pictures and come see this house today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Drain, Heated, Improved, Interior Access, Outside Entrance, Garage Access, Poured Concrete, Rear Entrance, Walkout Level
  • Total Sq Ft: 4012
  • Living Area Sq Ft: 3046
  • Price Per Sq Ft: 98.46
  • Above Grade Finished Sq Ft: 3046
  • Below Grade Sq Ft: 966
  • Total Below Grade Sq Ft: 966
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 862

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Basement Garage, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: WEST SIDE
  • Middle School: BRADDOCK
  • High School: ALLEGANY
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140562208
  • School District Source: 3rd Party
  • Elementary School: WEST SIDE
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15000.00
  • Year Assessed: 2024
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3730.00
  • Assessor Parcel Number: 0106008534
  • Tax Total Finished Sq Ft: 3046
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/04/2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Aug 5, 2025
Sold by
Atkinson Linda R
Bought by
Growden Ronald V and Growden Desiree
Seller's Agent
Keefe Kaylor
Homes & Land Real Estate
Buyer's Agent
Jen Alt
Charis Realty Group
List Price
$349,900
Sold Price
$279,000
Premium/Discount to List
-$70,900
-20.26%
Views
194

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.95%
Original Mortgage
$284,998
Outstanding Balance
$284,749
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$1,170

Purchase Details

Closed on
Nov 12, 2002
Sold by
Hawk Thomas F and Hawk Linda R
Bought by
Atkinson Linda R

Purchase Details

Closed on
Oct 26, 1988
Sold by
Close J Wallace
Bought by
Hawk Thomas F-Linda R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
10.28%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $279,000 None Listed On Document
Deed $279,000 None Listed On Document
Deed $84,000 --
Deed $95,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,998 VA
Closed $284,998 VA
Previous Owner $40,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/04/2025 08/04/25 Sold $279,000 -7.0% $92 / Sq Ft
07/14/2025 07/14/25 Pending -- -- --
06/02/2025 06/02/25 Price Changed $299,900 -9.1% $98 / Sq Ft
03/26/2025 03/26/25 Price Changed $329,900 -5.7% $108 / Sq Ft
02/28/2025 02/28/25 For Sale $349,900 -- $115 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,684 $201,767 $0 $0
2024 $1,684 $186,833 $0 $0
2023 $1,599 $171,900 $29,700 $142,200
2022 $1,595 $171,900 $29,700 $142,200
2021 $1,608 $171,900 $29,700 $142,200
2020 $1,618 $174,200 $29,700 $144,500
2019 $1,628 $174,200 $29,700 $144,500
2018 $1,656 $174,200 $29,700 $144,500
2017 $1,679 $177,800 $0 $0
2016 $851 $177,800 $0 $0
2015 $1,752 $177,800 $0 $0
2014 $1,752 $181,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2011078

Bright MLS

APN: 06-008534