NOT LISTED FOR SALE

Estimated Value: $254,000 - $295,000

2 Beds
2 Baths
1,134 Sq Ft
$249/Sq Ft Est. Value

Last Sold April 29, 2022

Last sale price $245,000 $216 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,868/month

18 Days on Market

Highlights

  • Property is near a park
  • Granite Countertops
  • Formal Dining Room
  • Wood Flooring
  • Home Office
  • Fenced Yard

About This Home

As of April 2022

Welcome to 863 Mill Street in Elgin, offering the comfort and convenience of today's lifestyles and the charm and build quality of yesteryear. Modern big-ticket improvements and authentic vintage charm make this a delightful yet practical buy. Central air conditioning and forced gas heat provide comfort year-round. Maple floors grace the first and second floors. The kitchen with granite countertops and tumbled stone tiled backsplash leads to a sunroom. Newer plantation shutters in the sunroom let in southern sunlight while maintaining privacy. Overlooking the garden with luscious views, it is currently being used as an at-home office. Authentic finishes for vintage lovers abound. Period wallpaper, finishes and fixtures dress the entire home. Bedrooms on the second floor continue the period aesthetic. The full bathroom boasts a claw foot tub with shower attachment. The second full bathroom has a shower. Note the stone coated metal roof (with 25 year warranty to new owner) is attractive and worry free. The hand-milled, hand-built front porch offers quality and beautiful curb appeal. Side and rear trellises provide beauty and privacy, accenting the lush perennial garden which offers blooming color from spring through fall. Nestled in a quiet tree-lined neighborhood on Elgin's desirable near west side, 863 Mill is surrounded by historic well-maintained properties. Home is plaqued, with historic information documented with the city. Please exclude washer and dryer. See additional info for floor plan, list of improvements. PLEASE DON'T DISTURB HOMEOWNERS.

Last Agent to Sell the Property

Robert Casorio

Jameson Sotheby's International Realty License #475131891 Listed on: 02/25/2022

Jameson Sotheby's International Realty

Last Buyer's Agent

Matt Lysien

Suburban Life Realty, Ltd License #471003181

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,791

Year Built

  • Built in 1904

Lot Details

  • 2,614 Sq Ft Lot
  • Fenced Yard
  • Paved or Partially Paved Lot

Parking

  • 1 Car Detached Garage
  • No Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Stone Foundation
  • Metal Roof
  • Aluminum Siding

Interior Spaces

  • 1,134 Sq Ft Home
  • 1.5-Story Property
  • Historic or Period Millwork
  • Window Treatments
  • Stained Glass
  • Wood Frame Window
  • Window Screens
  • Living Room
  • Formal Dining Room
  • Home Office
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Storm Doors

Schools

  • Highland Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,791

Year Built

Built in 1904

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1904
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Hardwood Floors, Historic/Period Mlwk, Granite Counters, Separate Dining Room, Some Storm Doors
  • LivingArea: 1134
  • Room Type: Office
  • Estimated Total Finished Sq Ft: 1134
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1134
  • Basement Sq Ft: 509
  • Square Footage Comments: Per floor plans
  • Total Sq Ft: 1643
  • Unfinished Basement Sq Ft: 509
  • Upper Level Sq Ft: 515
  • Main Level Sq Ft: 619
  • Lower Level Sq Ft: 0
  • Door Features: Storm Door(s)
  • Window Features: Screens,Window Treatments,Wood Frames,Some Stained Glass

Exterior Features

  • ExteriorFeatures: Patio, Storms/Screens
  • Foundation Details: Stone
  • List Price: 259900
  • Lot Features: Fenced Yard
  • OtherStructures: None
  • Roof: Metal
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Driveway: Concrete
  • Garage Details: None/NA
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Highland Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.06
  • Lot Dimensions: 2680
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3791
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 2, 2025
Sold by
Schneider Phillip M
Bought by
Phillip M Schneider Trust and Schneider
Current Estimated Value
$282,160

Purchase Details

Listed on
Feb 25, 2022
Closed on
Apr 20, 2022
Sold by
Ann Rushton Deborah
Bought by
Schneider Phillip M
Seller's Agent
Robert Casorio
Jameson Sotheby's International Realty
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$259,900
Sold Price
$245,000
Premium/Discount to List
-$14,900
-5.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.73%

Purchase Details

Closed on
Jun 27, 1997
Sold by
Babiar Jason G and Babiar Delynn D
Bought by
Rushton Deborah Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,190
Interest Rate
8.01%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 19, 1995
Sold by
Donald John W and Donald Joy D
Bought by
Babiar Jason G and Haacker Delynn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.75%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Phillip M Schneider Trust -- None Listed On Document
Schneider Phillip M $245,000 None Listed On Document
Rushton Deborah Ann $114,500 --
Babiar Jason G $112,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Rushton Deborah Ann $113,190
Previous Owner Babiar Jason G $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/29/2022 04/29/22 Sold $245,000 -5.7% $216 / Sq Ft
03/16/2022 03/16/22 Pending -- -- --
02/25/2022 02/25/22 For Sale $259,900 -- $229 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,537 $64,688 $9,818 $54,870
2023 $4,300 $58,441 $8,870 $49,571
2022 $4,100 $53,288 $8,088 $45,200
2021 $3,910 $49,821 $7,562 $42,259
2020 $3,791 $47,562 $7,219 $40,343
2019 $3,671 $45,306 $6,877 $38,429
2018 $3,637 $42,682 $6,479 $36,203
2017 $3,533 $40,350 $6,125 $34,225
2016 $3,352 $37,434 $5,682 $31,752
2015 -- $34,312 $5,208 $29,104
2014 -- $33,889 $5,144 $28,745
2013 -- $34,783 $5,280 $29,503
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11319879

Midwest Real Estate Data (MRED)

APN: 06-14-155-002