$137,900

865 Gephart Dr Cumberland, MD 21502

Estimated payment $884/month

Total Views 9,806
3 Beds
1 Bath
1,344 Sq Ft
$103 Price per Sq Ft

Highlights

  • Wood Flooring
  • Attic
  • No HOA
  • Space For Rooms
  • 1 Fireplace
  • 1 Car Detached Garage

About This Home

Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement offers endless possibilities - use it as a home office, extra bedroom or recreation space plus there's plenty of storage in the attic that spans the house. Outside enjoy a private patio, yard and garage. Conveniently located near downtown Cumberland, shopping and local amenities. This home has everything you need to settle in and start making memories.

Listing Agent

Jennifer Jackson

(301) 367-8300 jen.jackson1425@gmail.com Charis Realty Group License #RSR005314 Listed on: 10/31/2025

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,902

Year Built

  • Built in 1919

Lot Details

  • 3,698 Sq Ft Lot
  • Property is zoned 010 RESIDENTIAL

Parking

  • 1 Car Detached Garage
  • 2 Driveway Spaces
  • Front Facing Garage
  • On-Street Parking

Home Design

  • Bungalow
  • Block Foundation
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,344 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Replacement Windows
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Space For Rooms
  • Laundry in Basement

Outdoor Features

  • Patio

Schools

  • West Side Elementary School
  • Braddock Middle School
  • Allegany High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 64
  • Assessor Parcel Number 0106031072

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,902

Year Built

Built in 1919

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Upper 1
  • Expected On Market: 10/31/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1919
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Dining Area, Attic, Combination Kitchen/Dining, Wood Floors
  • Window Features: Replacement
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Space For Rooms
  • Laundry Type: Basement
  • Total Sq Ft: 1344
  • Living Area Sq Ft: 1344
  • Price Per Sq Ft: 102.60
  • Above Grade Finished Sq Ft: 1344
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Stucco
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Detached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: WEST SIDE
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3698.00
  • Outdoor Living Structures: Patio(s)
  • Zoning: 010 RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1902.00
  • Assessor Parcel Number: 0106031072
  • Tax Lot: 64
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $883 $96,300 $0 $0
2024 $823 $87,800 $0 $0
2023 $738 $79,300 $6,400 $72,900
2022 $731 $78,767 $0 $0
2021 $732 $78,233 $0 $0
2020 $722 $77,700 $6,400 $71,300
2019 $726 $77,700 $6,400 $71,300
2018 $732 $77,700 $6,400 $71,300
2017 $787 $83,000 $0 $0
2016 $397 $83,000 $0 $0
2015 $853 $83,000 $0 $0
2014 $853 $88,400 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2025 10/31/25 For Sale $137,900 +86.4% $103 / Sq Ft
10/18/2019 10/18/19 Sold $74,000 -6.3% $41 / Sq Ft View Prior Sale
09/13/2019 09/13/19 Pending -- -- --
09/09/2019 09/09/19 For Sale $79,000 -- $44 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $74,000 None Available
Interfamily Deed Transfer -- Corrington Title Services Ll
Deed $88,900 --
Deed $29,000 --
Deed $35,242 --
Deed $29,000 --
Deed $35,242 --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $74,000 New Conventional
Previous Owner $79,786 FHA
Previous Owner $55,700 Stand Alone Refi Refinance Of Original Loan
Previous Owner $55,700 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAL2013180

Bright MLS

APN: 06-031072