NOT LISTED FOR SALE

865 Gephart Dr Cumberland, MD 21502

Estimated Value: $121,000 - $162,000

3 Beds
1 Bath
1,784 Sq Ft
$77/Sq Ft Est. Value

Last Sold October 18, 2019

Last sale price $74,000 $41 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $801/month

Highlights

  • Wood Flooring
  • No HOA
  • Country Kitchen
  • 1 Fireplace
  • 1 Car Detached Garage
  • Enclosed Patio or Porch

About This Home

As of October 2019

Well maintained 3 bed 1 full bath, move in ready and offering a 1 year home warranty--Home features include Central A/C, Newer Roof, Replacement Windows, Newer Furnace, Detached Garage and an open floor plan--Make your appointment today

Last Agent to Sell the Property

David Riddle Jr.

(301) 697-1658 driddle76@yahoo.com Charis Realty Group License #WVS210301554 Listed on: 09/09/2019

Charis Realty Group

Last Buyer's Agent

Sally Warner

(301) 697-5667 sally.warner@lnf.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,549

Year Built

  • Built in 1919

Lot Details

  • 3,698 Sq Ft Lot
  • Property is in good condition
  • Property is zoned 010 RESIDENTIAL

Parking

  • 1 Car Detached Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Bungalow
  • Asphalt Roof
  • Stucco

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Dining Area
  • Wood Flooring

Kitchen

  • Country Kitchen
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Braddock Middle School
  • Allegany High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Above Ground Utilities
  • Electric Water Heater
  • Municipal Trash
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Gepharts Addition Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 64
  • Assessor Parcel Number 0106031072

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,549

Year Built

Built in 1919

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Upper 1
  • Federal Flood Zone: No
  • Year Built: 1919
  • Remarks Public: Well maintained 3 bed 1 full bath, move in ready and offering a 1 year home warranty--Home features include Central A/C, Newer Roof, Replacement Windows, Newer Furnace, Detached Garage and an open floor plan--Make your appointment today
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Dining Area, Kitchen - Country, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full
  • Total Sq Ft: 2016
  • Living Area Sq Ft: 1784
  • Price Per Sq Ft: 58.78
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Finished Sq Ft: 440
  • Below Grade Sq Ft: 232
  • Total Below Grade Sq Ft: 672
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 865

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Stucco
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage, Driveway, Off Street, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Above Ground, Cable Tv, Phone, Natural Gas Available, Electric Available
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: BRADDOCK
  • High School: ALLEGANY
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 71300.00
  • Land Assessed Value: 6400.00
  • Land Use Code: 010
  • Lot Size Acres: 0.08
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3698.00
  • Outdoor Living Structures: Patio(s), Enclosed
  • Property Condition: Good
  • Year Assessed: 2019
  • Zoning: 010 RESIDENTIAL
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14913525
  • Tax Annual Amount: 1549.00
  • Assessor Parcel Number: 0106031072
  • Tax Lot: 64
  • Tax Total Finished Sq Ft: 1784
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2019
  • Close Date: 10/18/2019

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2019
Closed on
Oct 18, 2019
Sold by
Bittinger Sara Beth
Bought by
Catala Tiffany A
Seller's Agent
David Riddle Jr.
Charis Realty Group
Buyer's Agent
Sally Warner
Long & Foster Real Estate, Inc.
List Price
$79,000
Sold Price
$74,000
Premium/Discount to List
-$5,000
-6.33%
Current Estimated Value
$138,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,056
Avg. Annual Appreciation
10.99%
Original Mortgage
$74,000
Outstanding Balance
$64,694
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$73,362

Purchase Details

Closed on
Nov 17, 2015
Sold by
Bittinger Sara Beth and James Sara Beth
Bought by
Bittinger Sara Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,786
Interest Rate
4.13%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 27, 2009
Sold by
Kelly Real Estate Holdings Llc
Bought by
James Sara Beth

Purchase Details

Closed on
Oct 6, 2008
Sold by
Federal Home Loan Mortgage Assoc
Bought by
Kelly Real Estate Holdings Llc

Purchase Details

Closed on
Aug 5, 2008
Sold by
Federal Home Loan Mortgage Assoc
Bought by
Kelly Real Estate Holdings Llc

Purchase Details

Closed on
Jul 15, 2008
Sold by
Weatherbie Tracy A
Bought by
Federal Home Loan Mortgage Assoc

Purchase Details

Closed on
Dec 27, 2006
Sold by
Weatherbie Charmaine M and Weatherbie Tracy
Bought by
Weatherbie Tracy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,700
Interest Rate
6.29%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Dec 15, 2006
Sold by
Weatherbie Charmaine M and Weatherbie Tracy
Bought by
Weatherbie Tracy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,700
Interest Rate
6.29%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 13, 2002
Sold by
Coleman Charmaine M
Bought by
Weatherbie Charmaine M and Weatherbie Tracy
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Catala Tiffany A $74,000 None Available
Bittinger Sara Beth -- Corrington Title Services Ll
James Sara Beth $88,900 --
Kelly Real Estate Holdings Llc $29,000 --
Federal Home Loan Mortgage Assoc $35,242 --
Kelly Real Estate Holdings Llc $29,000 --
Federal Home Loan Mortgage Assoc $35,242 --
Weatherbie Tracy A -- --
Weatherbie Tracy A -- --
Weatherbie Charmaine M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Catala Tiffany A $74,000
Previous Owner Bittinger Sara Beth $79,786
Previous Owner Weatherbie Tracy A $55,700
Previous Owner Weatherbie Tracy A $55,700
Closed James Sara Beth --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2019 10/18/19 Sold $74,000 -6.3% $41 / Sq Ft
09/13/2019 09/13/19 Pending -- -- --
09/09/2019 09/09/19 For Sale $79,000 -- $44 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $823 $96,300 $0 $0
2024 $823 $87,800 $0 $0
2023 $738 $79,300 $6,400 $72,900
2022 $731 $78,767 $0 $0
2021 $732 $78,233 $0 $0
2020 $722 $77,700 $6,400 $71,300
2019 $726 $77,700 $6,400 $71,300
2018 $732 $77,700 $6,400 $71,300
2017 $787 $83,000 $0 $0
2016 $397 $83,000 $0 $0
2015 $853 $83,000 $0 $0
2014 $853 $88,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL132684

Bright MLS

APN: 06-031072