865 Gephart Dr Cumberland, MD 21502
Estimated payment $884/month
Highlights
- Wood Flooring
- Attic
- No HOA
- Space For Rooms
- 1 Fireplace
- 1 Car Detached Garage
About This Home
Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement offers endless possibilities - use it as a home office, extra bedroom or recreation space plus there's plenty of storage in the attic that spans the house. Outside enjoy a private patio, yard and garage. Conveniently located near downtown Cumberland, shopping and local amenities. This home has everything you need to settle in and start making memories.
Listing Agent
(301) 367-8300 jen.jackson1425@gmail.com Charis Realty Group License #RSR005314 Listed on: 10/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,902
Year Built
- Built in 1919
Lot Details
- 3,698 Sq Ft Lot
- Property is zoned 010 RESIDENTIAL
Parking
- 1 Car Detached Garage
- 2 Driveway Spaces
- Front Facing Garage
- On-Street Parking
Home Design
- Bungalow
- Block Foundation
- Asphalt Roof
- Stucco
Interior Spaces
- 1,344 Sq Ft Home
- Property has 2 Levels
- Ceiling Fan
- 1 Fireplace
- Replacement Windows
- Combination Kitchen and Dining Room
- Wood Flooring
- Attic
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Space For Rooms
- Laundry in Basement
Outdoor Features
- Patio
Schools
- West Side Elementary School
- Braddock Middle School
- Allegany High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 64
- Assessor Parcel Number 0106031072
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $883 | $96,300 | $0 | $0 |
| 2024 | $823 | $87,800 | $0 | $0 |
| 2023 | $738 | $79,300 | $6,400 | $72,900 |
| 2022 | $731 | $78,767 | $0 | $0 |
| 2021 | $732 | $78,233 | $0 | $0 |
| 2020 | $722 | $77,700 | $6,400 | $71,300 |
| 2019 | $726 | $77,700 | $6,400 | $71,300 |
| 2018 | $732 | $77,700 | $6,400 | $71,300 |
| 2017 | $787 | $83,000 | $0 | $0 |
| 2016 | $397 | $83,000 | $0 | $0 |
| 2015 | $853 | $83,000 | $0 | $0 |
| 2014 | $853 | $88,400 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | For Sale | $137,900 | +86.4% | $103 / Sq Ft | |
| 10/18/2019 10/18/19 | Sold | $74,000 | -6.3% | $41 / Sq Ft | View Prior Sale |
| 09/13/2019 09/13/19 | Pending | -- | -- | -- | |
| 09/09/2019 09/09/19 | For Sale | $79,000 | -- | $44 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $74,000 | None Available | |
| Interfamily Deed Transfer | -- | Corrington Title Services Ll | |
| Deed | $88,900 | -- | |
| Deed | $29,000 | -- | |
| Deed | $35,242 | -- | |
| Deed | $29,000 | -- | |
| Deed | $35,242 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $74,000 | New Conventional | |
| Previous Owner | $79,786 | FHA | |
| Previous Owner | $55,700 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $55,700 | New Conventional | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDAL2013180
APN: 06-031072
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