NOT LISTED FOR SALE

868 Henry Ruff Rd Mill Spring, NC 28756

Estimated Value: $881,000 - $1,196,000

5 Beds
3.5 Baths
4,304 Sq Ft
$238/Sq Ft Est. Value

Last Sold February 28, 2022

Last sale price $765,000 $178 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $5,729/month

163 Days on Market

Highlights

  • Guest House
  • Hilly Lot
  • Wooded Lot
  • In Ground Pool
  • Private Lot
  • Double Oven

About This Home

As of February 2022

Price Improvement to allow your custom updates! Over 16 acres, your country getaway or full time residence with a well maintained inground pool! A Quality built retreat surrounded by pastures and a picturesque view - your amazing home has a 4 bay garage with a room/bathroom over it. A separate guest cottage having a full kitchen, laundry, living room and bedroom – for friends or family; even a potential rental income! Potential tack room! There’s also storage for your boats and tractors, not to mention the additional oversized workshop that has a separate entrance (easement on driveway) -offers electricity, water and heat available. A gentle creek near the bottom side of the land. Close to groceries and outdoor adventure, only miles from Lake Lure. Many more photos of this beautiful property available upon request. Wood furnace supplement for main home! This is a special property you don’t want to miss out on! Call Listing Agent to view the property today or if you have any questions!

Last Agent to Sell the Property

Erika Bradley

CENTURY 21 Mountain Lifestyles License #307030 Listed on: 07/27/2021

CENTURY 21 Mountain Lifestyles

Last Buyer's Agent

Erika Bradley

CENTURY 21 Mountain Lifestyles License #307030 Listed on: 07/27/2021

CENTURY 21 Mountain Lifestyles

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • Cul-De-Sac
  • Fenced
  • Private Lot
  • Paved or Partially Paved Lot
  • Level Lot
  • Hilly Lot
  • Wooded Lot
  • Zoning described as open

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Fireplace
  • Home Security System
  • Basement

Kitchen

  • Double Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Attached Garage
  • Driveway
  • Parking Lot
  • 1 to 5 Parking Spaces

Outdoor Features

  • In Ground Pool
  • Access to stream, creek or river
  • Separate Outdoor Workshop
  • Shed

Additional Homes

  • Guest House
  • Separate Entry Quarters

Schools

  • Sunnyview Elementary School
  • Polk Middle School
  • Polk High School

Farming

  • Machine Shed
  • Pasture

Utilities

  • Central Heating
  • Window Unit Heating System
  • Heat Pump System
  • Heating System Uses Propane
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number P53-43

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Ratio Current Price By Acre: 47456.58
  • Restrictions: No Representation
  • Second Living Quarters: Exterior Not Connected,Guest House,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters,Other - See Media/Remarks
  • Road Surface Type: Asphalt, Concrete, Gravel
  • Structure Type: One Story/Basement/F.R.O.G.
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Basement Inside Entrance, Basement Outside Entrance, Basement Partially Finished
  • Fireplace: Yes
  • Fixture Exception Yn: 1
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2186
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 762
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 762
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 685
  • Second Living Quarters Hla: 552
  • Fixture Exception Description: Bathroom mirror in finished room over garage (FROG)
  • Appliances: Cable Prewire, Gas Cooktop, Double Oven, Dryer, Propane Cooktop, Refrigerator, Security System, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 881
  • Living Area: 4304
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • Exterior Features: Fence, In Ground Pool, Shed(s), Tractor Shed, Workshop
  • New Construction: No
  • Tax Location: No City Taxes Paid
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl Siding

Garage/Parking

  • Main Level Garage YN: 1
  • Parking Features: Attached Garage, Driveway, Garage - 4+ Car, Parking Lot, Parking Space - 4+, Other

Utilities

  • Heating: Central, Heat Pump, Propane, Window Unit(s), See Remarks
  • Sewer: Septic Installed
  • Water Heater: Electric
  • Laundry Features: Main Level, Other
  • Water Source: Well

Schools

  • Middle Or Junior School: Polk
  • HOA Subject To: None

Lot Info

  • Lot Features: Cul-De-Sac, Hilly, Level, Long Range View, Mountain View, Pasture, Paved, Private, Sloped, Creek/Stream, Wooded, Views, Winter View
  • Lot Size Units: Acres
  • Parcel Number: P53-43
  • Zoning Description: open

Tax Info

  • RATIO List Price By Tax Amount: 1.52600

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Sunnyview
  • High School: Polk

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 27, 2021
Closed on
Feb 28, 2022
Sold by
Wilson Thomas P and Wilson Wanda D
Bought by
Irwin Michael L and Irwin Allison
Seller's Agent
Erika Bradley
CENTURY 21 Mountain Lifestyles
Buyer's Agent
Erika Bradley
CENTURY 21 Mountain Lifestyles
List Price
$899,999
Sold Price
$765,000
Premium/Discount to List
-$134,999
-15%
Current Estimated Value
$1,022,338

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$257,338
Avg. Annual Appreciation
7.82%
Original Mortgage
$765,000
Outstanding Balance
$710,361
Interest Rate
3.55%
Mortgage Type
VA
Estimated Equity
$311,977

Purchase Details

Closed on
Jun 29, 2002
Bought by
Wilson Thomas P

Purchase Details

Closed on
Jun 29, 2000
Bought by
Wilson Thomas P

Purchase Details

Closed on
Mar 15, 1999
Bought by
Wilson Thomas P

Purchase Details

Closed on
Dec 31, 1997
Bought by
Wilson Thomas P
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Irwin Michael L $765,000 Staton Law Pa
Irwin Michael L $765,000 None Listed On Document
Wilson Thomas P -- --
Wilson Thomas P $125,000 --
Wilson Thomas P -- --
Wilson Thomas P -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Irwin Michael L $765,000
Closed Irwin Michael L $765,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/28/2022 02/28/22 Sold $765,000 -7.3% $178 / Sq Ft
01/06/2022 01/06/22 Pending -- -- --
10/10/2021 10/10/21 Price Changed $824,900 -5.2% $192 / Sq Ft
09/12/2021 09/12/21 Price Changed $869,999 -3.3% $202 / Sq Ft
07/27/2021 07/27/21 For Sale $899,999 -- $209 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,596 $914,781 $180,610 $734,171
2024 $4,027 $626,488 $110,600 $515,888
2023 $4,027 $626,488 $110,600 $515,888
2022 $3,121 $540,562 $103,100 $437,462
2021 $3,437 $540,562 $103,100 $437,462
2020 $2,961 $441,129 $95,600 $345,529
2019 $2,961 $441,129 $95,600 $345,529
2018 $2,740 $441,129 $95,600 $345,529
2017 $2,740 $470,005 $95,600 $374,405
2016 $2,821 $470,005 $95,600 $374,405
2015 $2,729 $0 $0 $0
2014 $2,729 $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3767092

Canopy MLS (Canopy Realtor® Association)

APN: P53-43