NOT LISTED FOR SALE

Estimated Value: $348,000 - $360,992

4 Beds
2.5 Baths
-- Sq Ft
0.38 Acres

Last Sold August 10, 2021

Last sale price $286,000

Est. 23% increase in value since last sale

Current estimated payment $2,127/month

2 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • View of Trees or Woods
  • Tiered Deck
  • Stephens Elementary School Rated A-
  • 0.38 Acre Lot
  • Creek On Lot

About This Home

As of August 2021

Spacious 4 bedroom two-story that flows well w/ brick wrap on a large flat lot. Located on a quiet cul-de-sac street. New roof 2017 & Air Conditioner/Furnace May 2021. Two car garage, Walkout basement, Gas fireplace in family room. Ceramic tile kitchen, newer carpet. Walkout to large deck with pergola overlooking back yard and woods. Large storage shed for yard toys and tools. Original windows were replaced in 2010 with vinyl double hung insulated windows. Convenient to CVG Airport.

Last Agent to Sell the Property

Aaron Smith

eXp Realty, LLC License #213132 Listed on: 06/17/2021

eXp Realty, LLC

Last Buyer's Agent

Andre Bogle

Coldwell Banker Realty FM License #245800

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,088

Year Built

  • Built in 1995

Lot Details

  • 0.38 Acre Lot
  • Cul-De-Sac
  • Level Lot
  • Cleared Lot
  • Wooded Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room with Fireplace
  • Views of Woods
  • Storage In Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Creek On Lot
  • Stream or River on Lot
  • Tiered Deck
  • Patio
  • Exterior Lighting
  • Shed
  • Porch

Schools

  • Stephens Elementary School
  • Camp Ernst Middle School
  • Boone County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Silver Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 050.00-11-026.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,088

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.38
  • Year Built: 1995
  • Lot Size: .38
  • Subdivision Name: Silver Creek
  • Directions: I-75 S TO R AT US 42 EXIT R PLEASANT VALLEY R Jamestown L on Thunder Ridge R SILVER CREEK
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Stephens Elementary
  • Location Tax Legal Info:Middle or Junior School: Camp Ernst Middle School
  • Location Tax Legal Info:High School: Boone County High
  • Location Tax Legal Info:Subdivision2: Silver Creek
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: .38
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.38
  • General Property Description:Lot Size Square Feet: 16552.8
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 050.00-11-026.00
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Security Features:Security System: Yes
  • Pets Allowed:Pets Allowed: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: 220 Volts, Attic Storage, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Full, Unfinished, Walk-Out Access
  • Heating: Natural Gas
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Dishwasher, Disposal, Oven, Range
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Double Hung, Insulated Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:_two_20 Volts: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Gas: Yes
  • Family Room Features:Window Treatments4: Yes
  • Interior Features:Attic Storage: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Kitchen Features:Window Treatments3: Yes
  • Primary Bedroom Features:Window Treatments6: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Gourmet Kitchen: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Primary Bedroom Features:Dressing Area: Yes
  • Primary Bath Features:Window Treatments7: Yes
  • Kitchen Features:Planning Desk: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Cleared, Creek, Cul-De-Sac, Level, Stream, Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Lighting
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Deck, Patio, Porch, Tiered Deck
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Creek: Yes
  • Exterior Features:Lighting: Yes
  • Patio and Porch Features:Tiered Deck: Yes
  • Lot Features:Stream: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Stephens Elementary
  • Junior High Dist: Boone Co Public
  • High School: Boone County High
  • Middle Or Junior School: Camp Ernst Middle School

Lot Info

  • Lot Size Sq Ft: 16552.8
  • Zoning Description: {"Residential":true}
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2021
Closed on
Aug 13, 2021
Sold by
Koch Stacy J
Bought by
Westerkamm Sean R and Westerkamm Kaci N
Seller's Agent
Aaron Smith
eXp Realty, LLC
Buyer's Agent
Andre Bogle
Coldwell Banker Realty FM
List Price
$259,900
Sold Price
$286,000
Premium/Discount to List
$26,100
10.04%
Current Estimated Value
$352,748

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,748
Avg. Annual Appreciation
5.21%
Original Mortgage
$257,400
Outstanding Balance
$234,561
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$118,187

Purchase Details

Listed on
Jun 17, 2021
Closed on
Aug 10, 2021
Sold by
Koch Stacy H and Berkley Stacy J
Bought by
Westerkamm Sean R and Westerkamm Kaci N
Seller's Agent
Aaron Smith
eXp Realty, LLC
Buyer's Agent
Andre Bogle
Coldwell Banker Realty FM
List Price
$259,900
Sold Price
$286,000
Premium/Discount to List
$26,100
10.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,400
Outstanding Balance
$234,561
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$118,187

Purchase Details

Closed on
Nov 7, 2012
Sold by
Berkley Neil R and Berkley Stacy J
Bought by
Berkley Stacy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,500
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 11, 2007
Sold by
Ramsey Richard A
Bought by
Berkley Neil R and Berkley Stancy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 1995
Sold by
Arlinghaus Builder Inc
Bought by
Shimko James D and Shimko Diane G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
7.48%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Westerkamm Sean R $286,000 Northwest Title
Westerkamm Sean R $286,000 Northwest Ttl Fam Of Compani
Berkley Stacy J -- None Available
Berkley Neil R $190,000 Kentucky Land Title Agency
Shimko James D $129,291 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Westerkamm Sean R $257,400
Closed Westerkamm Sean R $257,400
Previous Owner Berkley Neil R $152,000
Previous Owner Shimko James D $120,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2021 08/10/21 Sold $286,000 +10.0% --
06/19/2021 06/19/21 Pending -- -- --
06/17/2021 06/17/21 For Sale $259,900 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,088 $286,000 $30,000 $256,000
2023 $3,126 $286,000 $30,000 $256,000
2022 $3,139 $286,000 $30,000 $256,000
2021 $2,084 $182,660 $25,000 $157,660
2020 $2,045 $182,660 $25,000 $157,660
2019 $2,061 $182,660 $25,000 $157,660
2018 $2,068 $182,660 $25,000 $157,660
2017 $2,006 $182,660 $25,000 $157,660
2015 $1,936 $182,660 $25,000 $157,660
2013 -- $182,660 $25,000 $157,660
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 549836

Northern Kentucky Multiple Listing Service

APN: 050.00-11-026.00