$1,195,000
SOLD NOV 5, 2025

8698 Cummings Rd Wittman, MD 21676

3 Beds
2 Baths
1,785 Sq Ft
2.55 Acres

Recently Sold

$669 Per Sq Ft

8% Below List Price

72 Days on Market

Highlights

  • 170 Feet of Waterfront
  • Pier
  • Coastal Architecture
  • 2 Dock Slips
  • Open Floorplan
  • Deck

About This Home

As of November 2025

Now under contract & sorry for the last minute cancellation of the Open House. WATERFRONT CHARM! This home was built by Peninsula Construction with care in 2001 for the original and only owners! It boasts an open floor plan with hardwood floors throughout except the carpeted 3 bedrooms. The water views are captivating of Cummings Creek from the open floor plan of the home but you will also enjoy the waterside screened porch with amazing views of the the quiet Creek! Currently a 3 bedroom, 2 bath home all on the first floor, if you need something larger, the second floor is ready for expansion which is plumbed and already has an exercise room ready for you to stay in shape! The barn/shed is being being sold as is but is great for a workshop or your hobbies. The landscaping is beautiful and although there is no pool, there is plenty of room to add one! The boating enthusiast will love the Bailey dock with 3 ft MLW plus a 7 ' mooring! Come take a look! You won't be disappointed!

Last Agent to Sell the Property

Leslie Stevenson

(888) 822-7573 info@shorelivingrealestate.com Shore Living Real Estate License #576665 Listed on: 06/25/2025

Last Buyer's Agent

Richard Covell

(410) 822-6272 mre@goeaston.net Meredith Fine Properties License #32208

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,855

Year Built

  • Built in 2001

Lot Details

  • 2.55 Acre Lot
  • 170 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Landscaped
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Coastal Architecture
  • Vinyl Siding

Interior Spaces

  • 1,785 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Window Treatments
  • Sliding Windows
  • Window Screens
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Game Room
  • Screened Porch
  • Water Views
  • Crawl Space
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Storm Windows
  • Fire and Smoke Detector

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Water Access
  • Rip-Rap
  • Physical Dock Slip Conveys
  • 2 Dock Slips
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Deck
  • Screened Patio
  • Exterior Lighting
  • Shed
  • Outbuilding

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Community Details

  • No Home Owners Association
  • Built by PENNINSULA
  • Crescendo Subdivision

Listing and Financial Details

  • Tax Lot A 7
  • Assessor Parcel Number 2105194571

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,855

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 6/25/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range Hood, Stove, Washer, Water Conditioner - Owned, Microwave
  • Flooring Type: Hardwood, Partially Carpeted, Ceramic Tile
  • Interior Amenities: Attic, Dining Area, Upgraded Countertops, Window Treatments, Primary Bath(s), Wood Floors, Floor Plan - Open, Attic/House Fan, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Carpet, Entry Level Bedroom, Formal/Separate Dining Room, Kitchen - Table Space, Pantry, Recessed Lighting, Skylight(s), Walk-In Closet(s), Water Treat System
  • Window Features: Screens, Skylights, Sliding, Storm
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Game Room, Foyer, Laundry, Bathroom 1, Bathroom 2, Screened Porch
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1785
  • Living Area Sq Ft: 1785
  • Price Per Sq Ft: 669.47
  • Above Grade Finished Sq Ft: 1785
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed Shop
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting, Outbuilding(s)
  • Spa: No
  • View: Water
  • Water Access: Yes
  • Water Body Name: CUMMINGS CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 170

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Crushed Stone
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System, Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Utilities: Propane, Phone Connected
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Lot Features: Landscaping, Rip-Rapped
  • Lot Size Acres: 2.55
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 111078.00
  • Outdoor Living Structures: Deck(s), Screened
  • Property Condition: Very Good
  • Zoning: RESIDENTIAL
  • In City Limits: No

Building Info

  • Builder Name: PENNINSULA

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2855.48
  • Assessor Parcel Number: 2105194571
  • Tax Lot: A 7
  • County Tax Payment Frequency: Annually
  • Tax Year: 2006

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 25, 2025
Closed on
Nov 5, 2025
Sold by
Marianne Challoner Revocable Living Trus and Challoner Marianne
Bought by
Gorman Francis T and Gorman Kelly D
Seller's Agent
Leslie Stevenson
Shore Living Real Estate
Buyer's Agent
Richard Covell
Meredith Fine Properties
List Price
$1,295,000
Sold Price
$1,195,000
Premium/Discount to List
-$100,000
-7.72%
Views
112
Current Estimated Value
$1,134,950

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$60,050
Avg. Annual Appreciation
-16.29%

Purchase Details

Closed on
Jun 29, 2023
Sold by
Challoner Donald C and Challoner Marianne H
Bought by
Marianne Challoner Revocable Trust and Challoner

Purchase Details

Closed on
Jun 20, 2000
Sold by
Challoner Donald C
Bought by
Challoner Donald C

Purchase Details

Closed on
Feb 12, 1998
Sold by
Crescendo Estates Inc
Bought by
Challoner Donald C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $1,195,000 Community Title Company
Deed -- None Listed On Document
Deed -- None Listed On Document
Deed -- --
Deed $124,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/05/2025 11/05/25 Sold $1,195,000 0.0% $669 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
08/20/2025 08/20/25 Price Changed $1,195,000 -7.7% $669 / Sq Ft
06/25/2025 06/25/25 For Sale $1,295,000 -- $725 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,192 $570,300 $271,600 $298,700
2024 $3,132 $550,333 $0 $0
2023 $2,962 $530,367 $0 $0
2022 $2,749 $510,400 $271,600 $238,800
2021 $2,607 $508,900 $0 $0
2020 $2,607 $507,400 $0 $0
2019 $2,605 $505,900 $272,200 $233,700
2018 $2,527 $505,900 $272,200 $233,700
2017 $2,417 $505,900 $0 $0
2016 $2,295 $509,800 $0 $0
2015 $2,098 $509,800 $0 $0
2014 $2,098 $509,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA2011092

Bright MLS

APN: 05-194571

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