Seller's Agent in 2020
Ken Kincaid
Keller Williams Lanier Partners
(706) 969-9691
30 Total Sales
87 Oak Creek Cir Toccoa, GA 30577
5
Beds
4
Baths
3,150
Sq Ft
0.73
Acres
Highlights
- Double Pane Windows
- Living Room
- Family Room
- Intercom
- Dining Room
About This Home
As of August 2020DRASTICALLY REDUCED!! BANK OWNED!!! Don't look any further! Four sided brick, grand house with oversized bedrooms and lots of room to live. Located in a desirable, small neighborhood close to downtown Toccoa. This home's first floor features a grand foyer, master bedroom, 1 1/2 baths, kitchen with lots of cabinets and work space, formal living and dining room, breakfast area, office desk with storage, laundry room, family room with large fireplace and French doors that lead to screened porch.. The master bedroom has a separate dressing area and walk-in closet. The staircase winds to the 2nd floor which leads to 4 bedrooms and 2 baths. The unfinished walk-out full basement is stubbed for a full bath and kitchen you can design the way you want.
Last Agent to Sell the Property
Barbara Payne
Amenity Properties, Inc. License #282666 Listed on: 02/23/2015
Last Buyer's Agent
Judy Sutton-Grant
Northview Properties License #48758
Property Details
Home Type
- Other
Est. Annual Taxes
- $3,976
Year Built
- 1974
Interior Spaces
- Double Pane Windows
- Family Room
- Living Room
- Dining Room
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Stubbed For A Bathroom
Home Security
- Intercom
- Alarm System
- Fire and Smoke Detector
Utilities
- Underground Utilities
Listing and Financial Details
- Tax Lot 2
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 31, 2020
Closed on
Aug 7, 2020
Sold by
Smith William Henry
Bought by
Lagrone Arnetta Donjuann
Seller's Agent
Ken Kincaid
Keller Williams Lanier Partners
Buyer's Agent
Alice Venter
Keller Williams Lanier Partners
List Price
$327,000
Sold Price
$330,000
Premium/Discount to List
$3,000
0.92%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$180,228
Avg. Annual Appreciation
10.21%
Original Mortgage
$324,022
Outstanding Balance
$290,644
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$252,756
Purchase Details
Listed on
Feb 23, 2015
Closed on
Feb 12, 2016
Sold by
Oconee Federl Savings & Lo
Bought by
Smith William Henry and Smith Beverly May
Seller's Agent
Barbara Payne
Amenity Properties, Inc.
Buyer's Agent
Judy Sutton-Grant
Northview Properties
List Price
$134,000
Sold Price
$125,000
Premium/Discount to List
-$9,000
-6.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.20%
Original Mortgage
$122,735
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
May 19, 2011
Sold by
Bowen Troy Lee
Bought by
Bowen Marjorie D
Purchase Details
Closed on
May 11, 2011
Sold by
Bowen Troy Lee
Bought by
Bowen Marjorie D
Purchase Details
Closed on
Apr 24, 2008
Sold by
Not Provided
Bought by
Bowen Marjorie D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$715,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 1993
Sold by
The Citizens Bank Of Toccoa
Bought by
Bowen Troy Lee and Bowen Marjorie D
Purchase Details
Closed on
Jan 5, 1993
Sold by
Lawrence John Charles and Mary Diane
Bought by
The Citizens Bank Of Toccoa
Purchase Details
Closed on
Nov 26, 1974
Sold by
Lawrence John C
Bought by
Lawrence John C and Lawrence Marjorie D
Purchase Details
Closed on
Jun 23, 1973
Sold by
Caudell R Elliott
Bought by
Lawrence John C
Purchase Details
Closed on
Oct 11, 1972
Sold by
Mozely H T
Bought by
Caudell R Elliott
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $330,000 | -- | |
| Warranty Deed | $125,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $125,600 | -- | |
| Fiduciary Deed | $25,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,022 | FHA | |
| Previous Owner | $54,000 | Commercial | |
| Previous Owner | $122,735 | FHA | |
| Previous Owner | $40,620 | New Conventional | |
| Previous Owner | $715,000 | New Conventional | |
| Previous Owner | $300,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/07/2020 08/07/20 | Sold | $330,000 | +0.9% | $69 / Sq Ft |
| 06/10/2020 06/10/20 | Pending | -- | -- | -- |
| 05/31/2020 05/31/20 | For Sale | $327,000 | +161.6% | $68 / Sq Ft |
| 02/12/2016 02/12/16 | Sold | $125,000 | -6.7% | $40 / Sq Ft |
| 01/15/2016 01/15/16 | Pending | -- | -- | -- |
| 10/29/2015 10/29/15 | For Sale | $134,000 | 0.0% | $43 / Sq Ft |
| 08/18/2015 08/18/15 | Pending | -- | -- | -- |
| 07/13/2015 07/13/15 | Price Changed | $134,000 | 0.0% | $43 / Sq Ft |
| 07/13/2015 07/13/15 | For Sale | $134,000 | -3.6% | $43 / Sq Ft |
| 06/17/2015 06/17/15 | Pending | -- | -- | -- |
| 05/20/2015 05/20/15 | Price Changed | $139,000 | -6.7% | $44 / Sq Ft |
| 05/07/2015 05/07/15 | Price Changed | $149,000 | 0.0% | $47 / Sq Ft |
| 05/07/2015 05/07/15 | For Sale | $149,000 | +19.2% | $47 / Sq Ft |
| 05/07/2015 05/07/15 | Off Market | $125,000 | -- | -- |
| 03/13/2015 03/13/15 | For Sale | $158,500 | 0.0% | $50 / Sq Ft |
| 03/11/2015 03/11/15 | Pending | -- | -- | -- |
| 02/23/2015 02/23/15 | For Sale | $158,500 | -- | $50 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,976 | $141,472 | $10,090 | $131,382 |
| 2023 | $3,603 | $131,220 | $10,090 | $121,130 |
| 2022 | $2,684 | $125,046 | $10,090 | $114,956 |
| 2021 | $3,877 | $124,000 | $10,090 | $113,910 |
| 2020 | $3,852 | $123,978 | $10,090 | $113,888 |
| 2019 | $1,945 | $63,327 | $10,090 | $53,237 |
| 2018 | $1,943 | $63,280 | $10,043 | $53,237 |
| 2017 | $1,546 | $63,280 | $10,043 | $53,237 |
| 2016 | $2,007 | $63,279 | $10,042 | $53,236 |
| 2015 | $2,212 | $66,592 | $10,042 | $56,550 |
| 2014 | $1,201 | $70,312 | $10,043 | $60,270 |
| 2013 | -- | $70,842 | $10,042 | $60,800 |
Source: Public Records
Agents Affiliated with this Home
-
Ken Kincaid
-
Alice Venter
Buyer's Agent in 2020
Alice Venter
Keller Williams Lanier Partners
(706) 968-6438
63 Total Sales
-
B
Seller's Agent in 2016
Barbara Payne
Amenity Properties, Inc.
-
J
Buyer's Agent in 2016
Judy Sutton-Grant
Northview Properties
Map
Source: Georgia MLS
MLS Number: 07407947
APN: T26-133
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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