NOT LISTED FOR SALE

870 Sperry Terrace Cumberland, MD 21502

Estimated Value: $102,000 - $115,873

2 Beds
1.5 Baths
1,649 Sq Ft
$66/Sq Ft Est. Value

Last Sold December 16, 2022

Last sale price $90,000 $55 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $638/month

11 Days on Market

Highlights

  • Second Kitchen
  • Traditional Floor Plan
  • Wood Flooring
  • Panoramic View
  • Raised Ranch Architecture
  • Main Floor Bedroom

About This Home

As of December 2022

SEE PROPERTY VIDEO TOUR!!! Its not often that location is combined with a great price but this is one of them. Located at the top of Sperry Terrace overlooking west Cumberland, you will not want to miss the view from the beautiful great room! Upon entering the front door, you'll be met with a front living room featuring a decorative brick fireplace and well cared for vinyl plank flooring. Adjoining the living room is the first of 2 bedrooms which can also serve as an office. Moving to the dining room, you'll find that same vinyl plank flooring and ample windows providing plenty of daylight. From the dining room, you'll find the second bedroom with an adjacent daylight walk-in closet offering plenty of storage room. The full bath is adjacent to the closet and offers room for additional countertop space/expansion. Moving to the centrally located kitchen, you'll find ample counter and cabinet space. You will spend most of your time in the beautiful southern exposure great room! This room of almost 300 square feet features hardwood floors, tongue and groove solid wood walls and ceiling, plenty of windows offering that scenic view and a natural gas stone fireplace with mantle. But wait, there's more – a lot more! Descending to the basement, you'll find your entertaining spot featuring a modern industrial look wet bar area, adjacent bonus room and a quarter bath to serve the needs. The basement also offers plenty of additional area that can be further finished as you choose as well as a laundry room. Existing the basement to the rear, you'll find a 1 car garage with additional storage/workshop area and a walk-out to the covered patio area and fenced back year. Combine all of this with a newer 6 year old roof, vinyl replacement windows, central AC, efficient gas heat, new water heater and a view that can't be beat for the price and you have a winner! Available for showings starting 10/29

Last Agent to Sell the Property

David Friedrich

Coldwell Banker Realty License #RS334013 Listed on: 10/28/2022

Coldwell Banker Realty

Last Buyer's Agent

Alli Candelas

Charis Realty Group

Charis Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,301

Year Built

  • Built in 1920

Lot Details

  • 4,000 Sq Ft Lot
  • Partially Fenced Property
  • Chain Link Fence
  • Corner Lot
  • Property is in average condition

Parking

  • 1 Car Direct Access Garage
  • Basement Garage
  • Parking Storage or Cabinetry
  • Alley Access
  • Side Facing Garage
  • On-Street Parking

Property Views

  • Panoramic
  • Mountain

Home Design

  • Raised Ranch Architecture
  • Rambler Architecture
  • Block Foundation
  • Stick Built Home

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Bar
  • Ceiling Fan
  • 2 Fireplaces
  • Stone Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Vinyl Clad Windows
  • Great Room
  • Living Room
  • Dining Room
  • Bonus Room

Kitchen

  • Second Kitchen
  • Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Garage Access

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0106015891

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,301

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler, Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1920
  • Automatically Close On Close Date: No
  • Remarks Public: SEE PROPERTY VIDEO TOUR!!! Its not often that location is combined with a great price but this is one of them. Located at the top of Sperry Terrace overlooking west Cumberland, you will not want to miss the view from the beautiful great room! Upon entering the front door, you'll be met with a front living room featuring a decorative brick fireplace and well cared for vinyl plank flooring. Adjoining the living room is the first of 2 bedrooms which can also serve as an office. Moving to the dining room, you'll find that same vinyl plank flooring and ample windows providing plenty of daylight. From the dining room, you'll find the second bedroom with an adjacent daylight walk-in closet offering plenty of storage room. The full bath is adjacent to the closet and offers room for additional countertop space/expansion. Moving to the centrally located kitchen, you'll find ample counter and cabinet space. You will spend most of your time in the beautiful southern exposure great room! This room of almost 300 square feet features hardwood floors, tongue and groove solid wood walls and ceiling, plenty of windows offering that scenic view and a natural gas stone fireplace with mantle. But wait, there's more – a lot more! Descending to the basement, you'll find your entertaining spot featuring a modern industrial look wet bar area, adjacent bonus room and a quarter bath to serve the needs. The basement also offers plenty of additional area that can be further finished as you choose as well as a laundry room. Existing the basement to the rear, you'll find a 1 car garage with additional storage/workshop area and a walk-out to the covered patio area and fenced back year. Combine all of this with a newer 6 year old roof, vinyl replacement windows, central AC, efficient gas heat, new water heater and a view that can't be beat for the price and you have a winner! Available for showings starting 10/29
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven - Single, Refrigerator, Washer
  • Interior Amenities: 2nd Kitchen, Bar, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Window Features: Vinyl Clad
  • Fireplace Features: Gas/Propane, Mantel(s), Stone
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Great Room, Laundry, Bonus Room, Half Bath
  • Basement: Yes
  • Basement Type: Full, Partially Finished, Connecting Stairway, Garage Access, Heated, Interior Access, Outside Entrance
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2654
  • Living Area Sq Ft: 1649
  • Price Per Sq Ft: 75.28
  • Above Grade Finished Sq Ft: 1327
  • Below Grade Finished Sq Ft: 322
  • Below Grade Sq Ft: 1005
  • Total Below Grade Sq Ft: 1327
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 870

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stick Built
  • View: Mountain, Panoramic
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Basement Garage, Garage - Side Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, On Street, Alley

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Chain Link, Partially
  • Improvement Assessed Value: 59900.00
  • Land Assessed Value: 7000.00
  • Land Use Code: R
  • Lot Features: Corner
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4000.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Average
  • Year Assessed: 2022
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14912304
  • Tax Annual Amount: 1301.00
  • Assessor Parcel Number: 0106015891
  • Tax Total Finished Sq Ft: 1627
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 12/16/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2022
Closed on
Dec 16, 2022
Sold by
Snyder Jonathan M
Bought by
Fischer Juanita A and Hyland David J
Seller's Agent
David Friedrich
Coldwell Banker Realty
Buyer's Agent
Alli Candelas
Charis Realty Group
List Price
$99,900
Sold Price
$90,000
Premium/Discount to List
-$9,900
-9.91%
Views
59
Current Estimated Value
$109,468

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,468
Avg. Annual Appreciation
8.16%
Original Mortgage
$85,500
Outstanding Balance
$82,108
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$29,568

Purchase Details

Listed on
Jun 1, 2016
Closed on
Aug 16, 2016
Sold by
Stafford Stacia M and Stafford Matthew S
Bought by
Snyder Jonathan M
Seller's Agent
Steven McIntyre
Long & Foster Real Estate, Inc.
Buyer's Agent
Stacey Hutzell
Homes & Land Real Estate
List Price
$68,500
Sold Price
$66,000
Premium/Discount to List
-$2,500
-3.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.01%
Original Mortgage
$64,020
Interest Rate
3.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 21, 2006
Sold by
Poligardo Angelina M
Bought by
Mcintyre Staci

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 7, 2006
Sold by
Poligardo Angelina M
Bought by
Mcintyre Staci

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 10, 2005
Sold by
Poligardo Angelina and O'Neil Roger
Bought by
Poligardo Angelina M

Purchase Details

Closed on
May 21, 2004
Sold by
Demastri Jane
Bought by
Poligardo Angelin

Purchase Details

Closed on
Feb 1, 1995
Sold by
Gaffney Benjamin F
Bought by
Demastri Jane
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fischer Juanita A $90,000 --
Snyder Jonathan M $66,000 Attorney
Mcintyre Staci $70,000 --
Mcintyre Staci $70,000 --
Poligardo Angelina M -- --
Poligardo Angelin $56,000 --
Demastri Jane $52,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fischer Juanita A $85,500
Previous Owner Snyder Jonathan M $64,020
Previous Owner Mcintyre Stacia M $67,000
Previous Owner Mcintyre Staci $70,000
Previous Owner Mcintyre Staci $70,000
Closed Demastri Jane --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/16/2022 12/16/22 Sold $90,000 -9.9% $55 / Sq Ft
11/08/2022 11/08/22 Pending -- -- --
10/28/2022 10/28/22 For Sale $99,900 +51.4% $61 / Sq Ft
08/16/2016 08/16/16 Sold $66,000 -3.6% $41 / Sq Ft
06/22/2016 06/22/16 Pending -- -- --
06/01/2016 06/01/16 For Sale $68,500 -- $42 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $656 $81,900 $0 $0
2024 $656 $74,400 $0 $0
2023 $622 $66,900 $7,000 $59,900
2022 $607 $65,433 $0 $0
2021 $598 $63,967 $0 $0
2020 $580 $62,500 $7,000 $55,500
2019 $578 $61,833 $0 $0
2018 $581 $61,167 $0 $0
2017 $571 $60,500 $0 $0
2016 $290 $60,500 $0 $0
2015 $621 $60,500 $0 $0
2014 $621 $64,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2004582

Bright MLS

APN: 06-015891