NOT LISTED FOR SALE

Estimated Value: $729,134 - $780,000

4 Beds
3.5 Baths
3,317 Sq Ft
$227/Sq Ft Est. Value

Last Sold April 07, 2020

Last sale price $560,000 $169 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $4,766/month

1 Day on Market

Highlights

  • Pier or Dock
  • Water Access
  • Lake View
  • Forest Ridge Elementary School Rated A-
  • Gated Community
  • Lake Privileges

About This Home

As of April 2020

Welcome to Stone Lake, one of Howard County's premier communities. The community's crystal blue, 25-acre "Stone Lake" offers a peaceful lifestyle not found anywhere else in the region. This pristine 4 bedroom 3 and 1/2 bath home with fabulous lake views shows amazing pride of ownership. Upgraded kitchen with newly installed porcelain tile flooring, gorgeous glass subway tile backsplash and oversized island all lead into the light filled family room with gas fireplace surrounded by windows and overlooking an inviting covered private deck. Hardwood floors throughout the rest of the main level flow into the generous sized dining room and private office. Spectacular lake views await from the front deck and office. On the upper level, soft new plush carpets await while the master suite offers a spacious walk-in closet and upgraded bath with soaking tub and separate shower plus a private balcony. Two additional bedrooms, a full bath and laundry room complete this level. On the lower level you will find an additional bedroom, full bath, large recreation space and patio making this the perfect house to call "home". Bordering forest conservation and the Patuxent River, this gated community's walking paths provide amazing views of beautiful Stone Lake. Stroll by dramatic bluffs or enjoy the community's boat house and sandy beach. There, you'll find private fishing docks, a floating deck, gazebo, pavilion, and outdoor fireplace. The perfect setting yet just minutes to shopping, dining, commuter routes and BWI airport.

Last Agent to Sell the Property

Beth Viscarra

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Listed on: 02/20/2020

Cummings & Co. Realtors

Last Buyer's Agent

Joseph S Bird

(443) 708-2887 peter@redcedarre.com Red Cedar Real Estate, LLC License #641574

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $8,451

Year Built

  • Built in 2006

Lot Details

  • 2,716 Sq Ft Lot
  • Property is in very good condition

HOA Fees

  • $215 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 3,317 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • Lake Views

Bedrooms and Bathrooms

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot A 61
  • Assessor Parcel Number 1406578047
  • $55 Front Foot Fee per year

Community Details

Overview

  • Association fees include pier/dock maintenance, security gate, common area maintenance
  • American Community Management HOA
  • Stone Lake Subdivision
  • Community Lake

Recreation

  • Pier or Dock
  • Tennis Courts
  • Community Playground
  • Jogging Path

Security

  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$8,451

Year Built

Built in 2006

Lot Details

2,716 Sq Ft Lot

HOA Fees

$215 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-02-20
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Basement: No
  • Total Sq Ft: 3317
  • Living Area Sq Ft: 3317
  • Price Per Sq Ft: 168.83
  • Above Grade Finished Sq Ft: 3317
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Stone
  • Roof: Asphalt
  • View: Lake
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 325.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 215.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Gated Community, Lake, Pier/Dock, Tennis Courts, Tot Lots/Playground, Jog/Walk Path, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Security Gate, Common Area Maintenance
  • HOA Name: AMERICAN COMMUNITY MANAGEMENT
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2716.00
  • Property Condition: Very Good
  • Zoning: RED
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8451.00
  • Assessor Parcel Number: 1406578047
  • Tax Lot: A 61
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020

Multi Family

  • Front Foot Fee: 54.56

MLS Schools

  • School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2020
Closed on
Apr 7, 2020
Sold by
Brittingham Joan A and The Joan A Brittingham Revocab
Bought by
Hessler Karyn Ruth
Seller's Agent
Beth Viscarra
Cummings & Co. Realtors
Buyer's Agent
Joseph S Bird
Red Cedar Real Estate, LLC
List Price
$560,000
Sold Price
$560,000
Current Estimated Value
$753,034

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$193,034
Avg. Annual Appreciation
5.12%
Original Mortgage
$150,000
Outstanding Balance
$132,169
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$620,865

Purchase Details

Closed on
Apr 2, 2018
Sold by
Brittingham Joan A
Bought by
Brittingham Joan A and The Joan A Brittingham Revocab

Purchase Details

Listed on
Dec 18, 2014
Closed on
Apr 27, 2015
Sold by
Tips Steve J and Tips India Y
Bought by
Brittingham Joan A
Seller's Agent
Janet Heitkamp
Keller Williams Realty Centre
Buyer's Agent
Anthony Corrao
Long & Foster Real Estate, Inc.
List Price
$549,900
Sold Price
$540,000
Premium/Discount to List
-$9,900
-1.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.10%
Original Mortgage
$340,000
Interest Rate
3.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 29, 2006
Sold by
Miller & Smith At Stone Lake Llc
Bought by
Tips Steve J and Tips India Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$514,992
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2006
Sold by
Miller & Smith At Stone Lake Llc
Bought by
Tips Steve J and Tips India Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$514,992
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hessler Karyn Ruth $560,000 Tower Title Services
Brittingham Joan A -- None Available
Brittingham Joan A $540,000 Sage Title Group Llc
Tips Steve J $643,740 --
Tips Steve J $643,740 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hessler Karyn Ruth $150,000
Previous Owner Brittingham Joan A $340,000
Previous Owner Tips Steve J $514,992
Previous Owner Tips Steve J $514,992
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2020 04/07/20 Sold $560,000 0.0% $169 / Sq Ft
02/22/2020 02/22/20 Pending -- -- --
02/20/2020 02/20/20 For Sale $560,000 +3.7% $169 / Sq Ft
04/27/2015 04/27/15 Sold $540,000 -1.8% $163 / Sq Ft View Prior Sale
03/06/2015 03/06/15 Pending -- -- --
03/05/2015 03/05/15 For Sale $549,900 0.0% $166 / Sq Ft
03/01/2015 03/01/15 Pending -- -- --
12/18/2014 12/18/14 For Sale $549,900 -- $166 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,102 $638,800 $200,000 $438,800
2024 $8,102 $583,900 $0 $0
2023 $7,639 $529,000 $0 $0
2022 $7,207 $474,100 $160,000 $314,100
2021 $7,207 $474,100 $160,000 $314,100
2020 $7,207 $474,100 $160,000 $314,100
2019 $8,056 $558,700 $187,500 $371,200
2018 $7,827 $547,067 $0 $0
2017 $7,507 $558,700 $0 $0
2016 -- $523,800 $0 $0
2015 -- $516,433 $0 $0
2014 -- $509,067 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHW275292

Bright MLS

APN: 06-578047

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