$245,000
SOLD MAR 17, 2025

875 Jefferson Dr Palmyra, VA 22963

3 Beds
2 Baths
2,267 Sq Ft
13,504 Sq Ft

Recently Sold

$108 Per Sq Ft

9% Below List Price

109 Days on Market

Highlights

  • Beach
  • Outdoor Pool
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Tennis Courts

About This Home

As of March 2025

Great price in Lake Monticello. This fixer-upper is ready for an investor or adventurous buyer! The standout feature for this home is the oversized garage, offering ample amounts of space, plus an additional loft which would make a great art studio or workshop. The large deck is great for entertaining and easily accessible. Don’t miss your chance to take on this project! The possibilities are endless! Act fast and make this home yours!!!

Last Agent to Sell the Property

Jamie White

JAMIE WHITE REAL ESTATE License #0225202204 Listed on: 10/07/2024

Last Buyer's Agent

Unrepresented Buyer

UnrepresentedBuyer

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,286

Year Built

  • Built in 1982

Lot Details

  • 0.31 Acre Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Block With Brick

Interior Spaces

  • 1-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Pool

  • Outdoor Pool

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 1 253

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,286

Year Built

Built in 1982

Lot Details

0.31 Acres

HOA Fees

$71 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2076
  • Below Grade Total Sq Ft: 191
  • L V T Date: 10/07/2024
  • Parcel Number: 18A 1 253
  • Price Per Sq Ft: 108.07
  • Property Included: Refrigerator, Dishwasher, Microwave, disposal, Range, washer, dryer
  • Total Sq Ft: 3083
  • Total Unfinished Sq Ft: 816
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Full Bath1|Pri Bath1|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer, Washer
  • Basement Type: Inside Access, Partial, Walk Out
  • Room 1: Full Bath,On Level: 1
  • Room 2: Primary Bath,On Level: 1
  • Total Finished Sq Ft: 2267
  • Above Grade Finished Sq Ft: 2076
  • Below Grade Finished Sq Ft: 191
  • Foundation: Concrete Block
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Full Bathrooms: 2
  • Room Types: Full Bath
  • Room Types Level1: Full Bath (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 0.31
  • Pool: Yes
  • Pool: Community

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 816
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 816

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Clubhouse, Golf, Lake, Picnic Area, Pool, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Fee: 855

Building Info

  • Year Built: 1982

Tax Info

  • Year: 2023
  • Taxes: 2285.55

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2024
Closed on
Mar 7, 2025
Sold by
Amato Stephen S
Bought by
Mcgrath Elizabeth K
Seller's Agent
Jamie White
JAMIE WHITE REAL ESTATE
Buyer's Agent
Unrepresented Buyer
UnrepresentedBuyer
List Price
$270,000
Sold Price
$245,000
Premium/Discount to List
-$25,000
-9.26%
Views
349
Current Estimated Value
$285,165

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,165
Avg. Annual Appreciation
17.94%

Purchase Details

Listed on
Sep 6, 2023
Closed on
Dec 27, 2023
Sold by
Herndon James M and Herndon Juanita A
Bought by
Amato Stephen S
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
MATTHEW HOLT
1ST DOMINION REALTY INC-SCOTTSVILLE
List Price
$315,000
Sold Price
$240,000
Premium/Discount to List
-$75,000
-23.81%
Views
420

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.93%
Original Mortgage
$232,800
Interest Rate
6.62%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $25,500 Fidelity National Title
Deed $240,000 Chicago Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $232,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/17/2025 03/17/25 Sold $245,000 -9.3% $108 / Sq Ft
01/24/2025 01/24/25 Pending -- -- --
10/07/2024 10/07/24 For Sale $270,000 +12.5% $119 / Sq Ft
02/15/2024 02/15/24 Sold $240,000 -14.3% $106 / Sq Ft View Prior Sale
11/20/2023 11/20/23 Pending -- -- --
10/31/2023 10/31/23 Price Changed $280,000 -3.4% $124 / Sq Ft
10/03/2023 10/03/23 Price Changed $290,000 -7.9% $128 / Sq Ft
09/06/2023 09/06/23 For Sale $315,000 -- $139 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,009 $267,800 $30,000 $237,800
2024 $2,286 $270,800 $30,000 $240,800
2023 $2,286 $270,800 $30,000 $240,800
2022 $1,984 $228,000 $27,500 $200,500
2021 $1,984 $228,000 $27,500 $200,500
2020 $1,903 $205,700 $27,500 $178,200
2019 $1,903 $205,700 $27,500 $178,200
2018 $1,758 $193,800 $27,500 $166,300
2017 $1,758 $193,800 $27,500 $166,300
2016 $1,785 $194,700 $27,500 $167,200
2015 $1,686 $194,700 $27,500 $167,200
2014 $1,686 $191,600 $27,500 $164,100
Source: Public Records

Agents Affiliated with this Home

  • Jamie White

    Seller's Agent in 2025

    Jamie White

    JAMIE WHITE REAL ESTATE

    (434) 953-0956

    15 in this area

    212 Total Sales

    Jamie White
    Section Image

  • U

    Buyer's Agent in 2025

    Unrepresented Buyer

    UnrepresentedBuyer

    (434) 260-1045

    64 in this area

    980 Total Sales

    Unrepresented Buyer
    Section Image
  • PEGGY SHANKLIN

    Seller's Agent in 2024

    PEGGY SHANKLIN

    LONG & FOSTER - LAKE MONTICELLO

    (434) 962-2762

    88 in this area

    113 Total Sales

    PEGGY SHANKLIN
    Section Image
  • MATTHEW HOLT

    Buyer's Agent in 2024

    MATTHEW HOLT

    1ST DOMINION REALTY INC-SCOTTSVILLE

    (434) 953-6752

    1 in this area

    54 Total Sales

    MATTHEW HOLT
    Section Image
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 657572

Charlottesville area Association of Realtors®

APN: 18A-1-253

Virginia Fluvanna County Palmyra 22963

875 Jefferson Dr, Palmyra, VA

Sold

Detached

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