Errin Kardos-Searcy
STORY HOUSE REAL ESTATE
(434) 443-8846
170 Total Sales
35 in Lake Monticello
$20K - $660K Price Range
831 Jefferson Dr Palmyra, VA 22963
Lake Monticello Area
4
Beds
2.5
Baths
2,210
Sq Ft
0.29
Acre Lot
Highlights
- Attic
- Central Air
- Heat Pump System
- Front Porch
- 2 Car Garage
- Gas Log Fireplace
About This Home
As of June 2026Incredible value! Priced significantly under tax assessment, this Lake Monticello colonial is conveniently located near the main gate. The main level offers wood flooring throughout, a spacious living area with a gas fireplace, a separate dining room, and a kitchen that opens to a breakfast area. A rear deck off the kitchen overlooks a level backyard. Upstairs, the primary bedroom includes a walk-in closet and private bath. Three additional bedrooms offer flexible use, including one oversized room that could function as a bonus room or additional living space. A walk-up attic with permanent stairs provides substantial storage. Located within walking distance to community amenities including the pool, clubhouse, and tennis courts.
Last Agent to Sell the Property
THE HOGAN GROUP-CHARLOTTESVILLE License #0225258928 Listed on: 04/15/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,731
Year Built
- Built in 2007
Lot Details
- 12,632 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $125 per month
Parking
- 2 Car Garage
- Front Facing Garage
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 2,210 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Permanent Attic Stairs
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 2 4
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 15, 2026
Closed on
Jun 29, 2026
Sold by
Josh Forsyth and Kristen Karnoutsos
Bought by
Seller's Agent
JUSTINE BECKHAM
THE HOGAN GROUP-CHARLOTTESVILLE
Buyer's Agent
BRANDON PUGH
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$339,000
Sold Price
$320,000
Premium/Discount to List
-$19,000
-5.6%
Views
135
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.58%
Original Mortgage
$314,204
Outstanding Balance
$314,204
Interest Rate
6.36%
Mortgage Type
FHA
Estimated Equity
$18,933
Purchase Details
Listed on
Jan 25, 2018
Closed on
Mar 27, 2018
Sold by
Glover Caroline Crank and Glover Warren T
Bought by
Forsyth Josh and Forsyth Kristen
Seller's Agent
Paul McArtor
LONG & FOSTER - CHARLOTTESVILLE
Buyer's Agent
Default Agent
Default Office
List Price
$220,000
Sold Price
$220,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.66%
Original Mortgage
$216,015
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 27, 2011
Sold by
Christensen David B and Christensen Karen E
Bought by
Crank Caroline M and Glover Warren T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,940
Interest Rate
3.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 14, 2007
Sold by
Co Draft Building Co
Bought by
Christensen David B and Christensen Karen E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$261,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Errin Kardos-Searcy
-
Greg Kaplan
Greg Kaplan
RE/MAX ADVANTAGE-WAYNESBORO
(540) 712-8864
91 Total Sales
2 in Lake Monticello
$263K - $559K Price Range
-
Ruth Guss
Ruth Guss
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 260-3172
75 Total Sales
23 in Lake Monticello
$273K - $567K Price Range
-
SABINA MARTIN
SABINA MARTIN
REAL ESTATE III, INC.
(434) 443-7692
80 Total Sales
1 in Lake Monticello
$393,000 Price
-
Laurie Partner
Laurie Partner
REAL ESTATE III, INC.
(434) 443-5859
25 Total Sales
9 in Lake Monticello
$230K - $489K Price Range
-
Tom Pace
Tom Pace
LONG & FOSTER - GLENMORE
(434) 443-5099
52 Total Sales
4 in Lake Monticello
$215K - $335K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $320,000 | Old Republic National Title In | |
| Deed | $220,000 | Old Republic Title | |
| Deed | $197,000 | None Available | |
| Warranty Deed | $261,000 | Stewart Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $314,204 | FHA | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $208,988 | FHA | |
| Previous Owner | $216,015 | FHA | |
| Previous Owner | $200,940 | New Conventional | |
| Previous Owner | $261,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/29/2026 06/29/26 | Sold | $320,000 | +1.6% | $145 / Sq Ft | |
| 06/04/2026 06/04/26 | Pending | -- | -- | -- | |
| 05/30/2026 05/30/26 | Price Changed | $315,000 | -4.3% | $143 / Sq Ft | |
| 04/29/2026 04/29/26 | Price Changed | $329,000 | -2.9% | $149 / Sq Ft | |
| 04/15/2026 04/15/26 | For Sale | $339,000 | +54.1% | $153 / Sq Ft | |
| 04/12/2018 04/12/18 | Sold | $220,000 | 0.0% | $100 / Sq Ft | View Prior Sale |
| 02/01/2018 02/01/18 | Pending | -- | -- | -- | |
| 01/25/2018 01/25/18 | For Sale | $220,000 | -- | $100 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,749 | $364,100 | $30,000 | $334,100 |
| 2025 | $2,731 | $364,100 | $30,000 | $334,100 |
| 2024 | $26 | $302,800 | $30,000 | $272,800 |
| 2023 | $2,556 | $302,800 | $30,000 | $272,800 |
| 2022 | $2,263 | $260,100 | $27,500 | $232,600 |
| 2021 | $2,263 | $260,100 | $27,500 | $232,600 |
| 2020 | $2,236 | $241,700 | $27,500 | $214,200 |
| 2019 | $2,236 | $241,700 | $27,500 | $214,200 |
| 2018 | $2,092 | $230,700 | $27,500 | $203,200 |
| 2017 | $2,092 | $230,700 | $27,500 | $203,200 |
| 2016 | $2,082 | $227,000 | $27,500 | $199,500 |
| 2015 | $1,996 | $227,000 | $27,500 | $199,500 |
| 2014 | $1,996 | $226,800 | $27,500 | $199,300 |
Source: Public Records
Agents Affiliated with this Home
-
JUSTINE BECKHAM
JB
Seller's Agent in 2026
JUSTINE BECKHAM
THE HOGAN GROUP-CHARLOTTESVILLE
(434) 906-5731
49 Total Sales
-
BRANDON PUGH
Buyer's Agent in 2026
BRANDON PUGH
THE HOGAN GROUP-CHARLOTTESVILLE
(312) 898-4477
10 Total Sales
-
Paul McArtor
Seller's Agent in 2018
Paul McArtor
LONG & FOSTER - CHARLOTTESVILLE
(434) 305-0361
139 Total Sales
-
DA
Buyer's Agent in 2018
Default Agent
Default Office
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 675859
APN: 18A 2 4
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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