$1,159,000
SOLD AUG 26, 2025
3 Beds
3.5 Baths
5,344 Sq Ft
2018 Built

Recently Sold

$217 Per Sq Ft

1 Day on Market

Highlights

  • Recreation Room
  • Wood Flooring
  • Formal Dining Room
  • Wild Rose Elementary School Rated A
  • Home Office
  • Walk-In Closet

About This Home

As of August 2025

Don't Miss This Rare Opportunity! Homes of this caliber, in this location, with this level of privacy and finish rarely hit the market - and they don't last long. Move-in ready and designed for both everyday comfort and standout entertaining, 875 Reserve Drive offers the total package. This stunning ranch home offers the perfect blend of comfort, style, and space in one of St. Charles' most desirable communities. Built in late 2018 and meticulously maintained, this 4-bedroom, 3.5-bath residence boasts over 5,000 square feet of finished living space, a private backyard oasis, and high-end upgrades throughout. Step inside to a thoughtfully designed open floor plan featuring 10-foot ceilings, wide-plank hardwood floors, and elegant white trim work that flow seamlessly from room to room. The heart of the home is the vaulted great room, where oversized windows frame scenic backyard views and a striking stone fireplace anchors the space with warmth and character. The chef's kitchen is both functional and beautiful, featuring quartz countertops, stainless steel appliances, a large center island, and a sunny dinette - perfect for everyday meals and entertaining alike. Just off the main living area, a dedicated home office with French doors provides the ideal space for remote work or quiet reading, while the formal dining room is ready for hosting holidays and special occasions. The luxurious primary suite offers a true retreat with a spa-inspired ensuite bath and a custom walk-in closet with built-in organization. Two additional bedrooms on the main level are generously sized, each with walk-in closets and access to a well-appointed full bathroom. The finished English basement is a showstopper - designed for relaxation and entertaining with a large recreation area, a full custom bar, a fourth bedroom, and an additional full bath. There's ample space for a home theater, gym, game room, and a guest suite. Step outside and enjoy your own private backyard escape, complete with a heated in-ground pool featuring a sun ledge for lounging, surrounded by professional landscaping and mature trees. The rear of the property backs to private open land, offering both beauty and natural privacy, while the adjacent side lot is HOA-owned, ensuring that your peaceful setting remains undisturbed. And for car lovers, the 3-car garage is a standout. Finished with epoxy-coated floors, built-in cabinetry, side mount door openers, a garage heater, and a 4 post car/storage lift (which is negotiable), it's the perfect setup for car enthusiasts, detailing, hobbies and storage! Key Features You'll Love: Built in late 2018 - like-new condition with premium upgrades Over 5,000 sq ft of finished space with 4 bedrooms & 3.5 baths Vaulted ceilings, hardwood flooring & quartz countertops Chef's kitchen + formal dining room + private office Finished English basement with bar, rec space, 4th bed & bath Heated in-ground pool with sun shelf and mature tree-lined privacy Backs to private open land, with HOA-owned side lot = very hard to find Heated 3-car garage with epoxy floors, cabinets & optional car lift Located in top-rated St. Charles school district ------------------------ Schedule your private showing today and experience all that this exceptional home has to offer.

Last Agent to Sell the Property

Rusmir Tufo

Prime Location Realty INC License #471019156 Listed on: 07/17/2025

Last Buyer's Agent

Non Member

NON MEMBER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,520

Year Built

  • Built in 2018

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 5,344 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • High End Refrigerator
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Wild Rose Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Additional Features

  • Pergola
  • Lot Dimensions are 165x152x144x146

Community Details

  • Reserve Of St. Charles Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,520

Year Built

Built in 2018

Lot Details

0

HOA Fees

$90 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Reserve of St. Charles
  • Year Built: 2018
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Humidifier
  • Basement: Finished, Full, Daylight
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 2698
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted Ceiling(s), Walk-In Closet(s)
  • LivingArea: 5344
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump
  • Room Type: Office, Eating Area, Recreation Room
  • Estimated Total Finished Sq Ft: 5344
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2646
  • Basement Sq Ft: 2698
  • Fireplace Location: Living Room
  • Total Sq Ft: 5344
  • Upper Level Sq Ft: 2646
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Cedar, Fiber Cement, Brk/Stn Veneer Frnt
  • List Price: 1159000
  • OtherStructures: Pergola
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1080
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: N/A
  • Management Contact Name: n/a
  • Management Phone: 000-000-0000X0000

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Wild Rose Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 165X152X144X146
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 18520
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2025
Closed on
Aug 21, 2025
Sold by
Avdic Family Trust and Avdic Amer
Bought by
Cusumano Philip and Cusumano Lisa Ann
Seller's Agent
Rusmir Tufo
Prime Location Realty INC
Buyer's Agent
Non Member
NON MEMBER
List Price
$1,159,000
Sold Price
$1,159,000
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-90.78%
Original Mortgage
$927,000
Outstanding Balance
$927,000
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$77,542

Purchase Details

Closed on
Sep 15, 2022
Sold by
Avdic Amer and Avdic Edita
Bought by
Avdic Family Trust and Avdic

Purchase Details

Listed on
Feb 24, 2021
Closed on
Apr 9, 2021
Sold by
Bradner Kimberly
Bought by
Avdic Amer
Seller's Agent
Nicholas Baran
@properties Christie's International Real Estate
Buyer's Agent
Rusmir Tufo
Prime Location Realty INC
List Price
$809,000
Sold Price
$775,000
Premium/Discount to List
-$34,000
-4.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.09%
Original Mortgage
$542,500
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 3, 2020
Sold by
Bradner Kimberly and Dunn Terry
Bought by
Bradner Kimberly

Purchase Details

Closed on
Feb 2, 2018
Sold by
Meritus Homes Inc
Bought by
Bradner Kimberly and Dunn Terry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$436,877
Interest Rate
4.4%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 26, 2018
Sold by
Omni Tech Llc
Bought by
Meritus Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$436,877
Interest Rate
4.4%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 23, 2008
Sold by
The Ryland Group Inc
Bought by
Omni Tech Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$7,271,550
Interest Rate
6.06%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,159,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $775,000 Proper Title Llc
Interfamily Deed Transfer -- Attorney
Special Warranty Deed $631,000 Chicago Title Ins Co
Special Warranty Deed $675,000 Chicago Title Ins Co
Special Warranty Deed $11,187,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $927,000 New Conventional
Previous Owner $542,500 New Conventional
Previous Owner $436,877 Construction
Previous Owner $0 Undefined Multiple Amounts
Previous Owner $7,271,550 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Sold $1,159,000 0.0% $217 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $1,159,000 +49.5% $217 / Sq Ft
04/30/2021 04/30/21 Sold $775,000 -3.1% $297 / Sq Ft
03/09/2021 03/09/21 Pending -- -- --
03/07/2021 03/07/21 Price Changed $799,900 -1.1% $306 / Sq Ft
02/24/2021 02/24/21 For Sale $809,000 -- $310 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $21,335 $295,413 $55,859 $239,554
2023 $18,520 $264,399 $49,995 $214,404
2022 $19,352 $270,679 $54,231 $216,448
2021 $19,492 $269,991 $51,693 $218,298
2020 $19,255 $264,957 $50,729 $214,228
2019 $17,079 $212,927 $49,725 $163,202
2018 $1,484 $17,897 $17,897 $0
2017 $1,448 $17,285 $17,285 $0
2016 $1,524 $16,678 $16,678 $0
2015 -- $16,498 $16,498 $0
2014 -- $16,498 $16,498 $0
2013 -- $16,663 $16,663 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12421052

Midwest Real Estate Data (MRED)

APN: 09-09-454-010