877 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated payment $2,387/month
About This Home
OUTSTANDING TRUE UP/DOWN DUPLEX- on private corner lot. Both units are vacant intentionally- would make a GREAT owner-occupied property. We believe previous rents charged are below market rate. Formerly owner occupied for many years before moving out and using soley as a rental property. EXTREMELY WELL MAINTAINED- Roof is 7 years old, freshly painted interior, redone hardwood floors, lots of windows, very light and bright. Each unit has a classic front sun porch which could be used in several ways by a new owner(office/possible bedroom). This property has it ALL-classic features like built in buffets, hutches, hardwood floors but remodeled kitchen (lower unit) and updated bathrooms by a former owner, who also installed new heating systems. Upgraded and updated electrical with separate utilities – two boilers/two electric meters. The large semi-finished lower level has lots of additional storage and recreation room potential. Also, there is an attic area for additional storage. Large 2 car garage with driveway parking as well. Any offers will be decided upon on 8/17/2025 at 7pm.
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $7,562
Year Built
- Built in 1922
Lot Details
- Lot Dimensions are 52x126
- Corner Lot
Parking
- 2 Car Garage
Home Design
- Duplex
Interior Spaces
- 2,482 Sq Ft Home
- 2-Story Property
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Shared Basement
- Basement Storage
- Natural lighting in basement
Outdoor Features
- Patio
Utilities
- Boiler Heating System
- 100 Amp Service
- Cable TV Available
Community Details
- 2 Units
- Lanes Phalen Grove Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 212922320073
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,836 | $362,200 | $30,000 | $332,200 |
| 2023 | $6,836 | $346,700 | $25,000 | $321,700 |
| 2022 | $5,568 | $337,900 | $25,000 | $312,900 |
| 2021 | $5,262 | $276,400 | $25,000 | $251,400 |
| 2020 | $5,276 | $270,000 | $14,600 | $255,400 |
| 2019 | $3,732 | $251,300 | $14,600 | $236,700 |
| 2018 | $3,206 | $226,000 | $14,600 | $211,400 |
| 2017 | $3,280 | $202,500 | $14,600 | $187,900 |
| 2016 | $3,256 | $0 | $0 | $0 |
| 2015 | $3,894 | $206,000 | $14,600 | $191,400 |
| 2014 | $3,790 | $0 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Pending | -- | -- | -- |
| 08/13/2025 08/13/25 | For Sale | $325,000 | +54.8% | $131 / Sq Ft |
| 04/30/2014 04/30/14 | Sold | $209,900 | 0.0% | $85 / Sq Ft |
| 03/25/2014 03/25/14 | Pending | -- | -- | -- |
| 03/05/2014 03/05/14 | For Sale | $209,900 | -- | $85 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $216,260 | Title One Inc | |
| Foreclosure Deed | $100,000 | -- | |
| Warranty Deed | $272,400 | -- | |
| Warranty Deed | $230,000 | -- | |
| Warranty Deed | $97,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $182,000 | New Conventional | |
| Closed | $206,097 | FHA |
Source: NorthstarMLS
MLS Number: 6765346
APN: 21-29-22-32-0073
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