$735,000
SOLD MAR 18, 2025

88 Colonial Dr Montross, VA 22520

3 Beds
2 Baths
2,496 Sq Ft
1.09 Acres

Recently Sold

$294 Per Sq Ft

2% Below List Price

108 Days on Market

Highlights

  • 350 Feet of Waterfront
  • 1 Dock Slip
  • Fishing Allowed
  • Montross Middle School Rated 9+
  • Pier
  • Gourmet Kitchen

About This Home

As of March 2025

WATERFRONT LIVING. NESTLED AMONG ROLLING HILLS AND TREES LOCATED ON LAKE INDEPENDENCE, THIS LOG CABIN HOME IS MOVE IN READY, I MEAN MOVE IN READY. ALL YOU NEED IS YOUR CLOTHES TO ENJOY THE RELAXING BREATH-TAKING HIDEAWAY ON THE LAKE. THIS 3 BEDROOM, 2 BATH LOG CABIN BOASTS 2,496 SQUARE FEET OF LIVING SPACE, ALONG WITH AN UNFINISHED BASEMENT OF 996 SQUARE FEET FOR PLENTY OF STORAGE OR FAMILY GAME ROOM OR BOTH. THE MAIN ROOM OF HOME HAS A FLOOR TO CEILING STONE FIREPLACE WITH GAS LOGS. THE ENSUITE MASTER BEDROOM IS ON THE MAIN FLOOR, WITH TWO GUEST BEDROOMS UPSTAIRS WITH FULL BATH. THE KITCHEN AREA BOAST AN ISLAND WITH A JENN-AIR STOVE, STAINLESS STEEL APPLIANCES, CABINETS, AND OPEN SHELVING, LEADING INTO SPACIOUS DINING ROOM AREA. THE SELLERS ARE CONVEYING MOST OF THE UNIQUE DECOR THEME FURNITURE OF THE HOME. THE OUTSIDE AREA INCLUDES FIRE PIT, WRAPAROUND DECK, STAIRS DOWN TO LAKE AND BOAT RAMP WITH THE JON BOAT WITH MOTOR THAT WILL CONVEY. THERE IS A PRIVATE SMALL BEACH AREA ON THE LAKE WHICH IS YOURS ONLY. PROPERTY CONSISTS OF TWO LOTS 56 and 57. TOTAL ACREAGE IS 1.0885 THE AMENTIES THROUGHOUT THE COMMUNITY INCLUDE CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKLE BALLS COURTS, BASKETBALL COURT, TOT LOT, WITH NEARBY LARGE PAVILION. COMMUNITY HAS A MARINA ON THE POTOMAC WITH BOAT SLIPS (CHECK FOR AVAILABILITY) AND FISH PREP STATION. KAYAKS ARE AVAILABLE FOR RENTALPURPOSES. LAKE INDEPENDENCE AND POTOMAC RIVER (SHARK TOOTH) BEACHES WITH PICNIC TABLES AND GRILLS. STRATFORD HARBOUR HAS VARIOUS VOLUTEER COMMITTEES THAT SUPPORT FUNCTIONS THROUGHTOUT THE YEAR FOR RESIDENTS (ICE CREAM SOCIAL, EASTER EGG HUNT, BACK TO SCHOOL SOCIAL, 4TH JULY BIKE PARADE, WATER AROBETICS, POTLUCK DINNERS MONTHLY, BUNCO, GAME NIGHTS, ETC.

Last Agent to Sell the Property

Susan Johnson

CENTURY 21 New Millennium License #0225065990 Listed on: 09/14/2024

CENTURY 21 New Millennium

Last Buyer's Agent

Hunter McFadden

Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,553

Year Built

  • Built in 2005

Lot Details

  • 1.09 Acre Lot
  • 350 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Lot 23 D 57
  • Property is zoned R1

HOA Fees

  • $75 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Log Cabin
  • Log Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Built-In Features
  • Beamed Ceilings
  • Ceiling Fan
  • Stone Fireplace
  • Gas Fireplace
  • Window Treatments
  • Atrium Windows
  • Window Screens
  • Double Door Entry
  • Six Panel Doors
  • Family Room Off Kitchen
  • Family Room on Second Floor
  • Formal Dining Room
  • Wood Flooring

Kitchen

  • Gourmet Kitchen
  • Stove
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Laundry in Basement

Home Security

  • Home Security System
  • Storm Windows
  • Storm Doors

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Electric Motor Boats Only
  • Deck
  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Equal To The Number Of Bedrooms
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 56 & 57
  • Assessor Parcel Number 23D 56

Community Details

Overview

  • Stratford Harbour Property Owners Association
  • Stratford Harbour Subdivision
  • Property Manager

Recreation

  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,553

Year Built

Built in 2005

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Log Home
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: WATERFRONT LIVING. NESTLED AMONG ROLLING HILLS AND TREES LOCATED ON LAKE INDEPENDENCE, THIS LOG CABIN HOME IS MOVE IN READY, I MEAN MOVE IN READY. ALL YOU NEED IS YOUR CLOTHES TO ENJOY THE RELAXING BREATH-TAKING HIDEAWAY ON THE LAKE. THIS 3 BEDROOM, 2 BATH LOG CABIN BOASTS 2,496 SQUARE FEET OF LIVING SPACE, ALONG WITH AN UNFINISHED BASEMENT OF 996 SQUARE FEET FOR PLENTY OF STORAGE OR FAMILY GAME ROOM OR BOTH. THE MAIN ROOM OF HOME HAS A FLOOR TO CEILING STONE FIREPLACE WITH GAS LOGS. THE ENSUITE MASTER BEDROOM IS ON THE MAIN FLOOR, WITH TWO GUEST BEDROOMS UPSTAIRS WITH FULL BATH. THE KITCHEN AREA BOAST AN ISLAND WITH A JENN-AIR STOVE, STAINLESS STEEL APPLIANCES, CABINETS, AND OPEN SHELVING, LEADING INTO SPACIOUS DINING ROOM AREA. THE SELLERS ARE CONVEYING MOST OF THE UNIQUE DECOR THEME FURNITURE OF THE HOME. THE OUTSIDE AREA INCLUDES FIRE PIT, WRAPAROUND DECK, STAIRS DOWN TO LAKE AND BOAT RAMP WITH THE JON BOAT WITH MOTOR THAT WILL CONVEY. THERE IS A PRIVATE SMALL BEACH AREA ON THE LAKE WHICH IS YOURS ONLY. PROPERTY CONSISTS OF TWO LOTS 56 and 57. TOTAL ACREAGE IS 1.0885 THE AMENTIES THROUGHOUT THE COMMUNITY INCLUDE CLUBHOUSE, SWIMMING POOL, TENNIS AND PICKLE BALLS COURTS, BASKETBALL COURT, TOT LOT, WITH NEARBY LARGE PAVILION. COMMUNITY HAS A MARINA ON THE POTOMAC WITH BOAT SLIPS (CHECK FOR AVAILABILITY) AND FISH PREP STATION. KAYAKS ARE AVAILABLE FOR RENTALPURPOSES. LAKE INDEPENDENCE AND POTOMAC RIVER (SHARK TOOTH) BEACHES WITH PICNIC TABLES AND GRILLS. STRATFORD HARBOUR HAS VARIOUS VOLUTEER COMMITTEES THAT SUPPORT FUNCTIONS THROUGHTOUT THE YEAR FOR RESIDENTS (ICE CREAM SOCIAL, EASTER EGG HUNT, BACK TO SCHOOL SOCIAL, 4TH JULY BIKE PARADE, WATER AROBETICS, POTLUCK DINNERS MONTHLY, BUNCO, GAME NIGHTS, ETC.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Stove, Water Heater
  • Interior Amenities: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Built-Ins, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Upgraded Countertops, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Atrium, Storm, Screens
  • Fireplace Features: Gas/Propane, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Double Entry, Six Panel, Storm
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room Count: 8
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Kitchen, 2nd Stry Fam Rm, Laundry, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Unfinished, Walkout Level
  • Laundry Type: Basement
  • Total Sq Ft: 3492
  • Living Area Sq Ft: 2496
  • Price Per Sq Ft: 300.04
  • Above Grade Finished Sq Ft: 2496
  • Below Grade Sq Ft: 996
  • Total Below Grade Sq Ft: 996
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 88

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Log
  • Exterior Features: Exterior Lighting, Stone Retaining Walls
  • Spa: No
  • View: Lake, Trees/Woods, Water
  • Water Access Features: Boat - Electric Motor Only, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE INDEPENDENCE
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 350

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Gravity Sept Fld, Septic = # Of Br
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Propane, Water Available
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 900.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Concrete, Fenced, In Ground

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Additional Parcels Description: lot 23 D 57
  • Land Use Code: 006
  • Lot Size Acres: 1.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 47480.40
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2021
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3552.60
  • Assessor Parcel Number: 23D 56
  • Tax Lot: 56 & 57
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 03/18/2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2024
Closed on
Feb 7, 2025
Sold by
Snow Robert Dale and Snow Michele M
Bought by
Michael Maria David and Michael Jane Maria
Seller's Agent
Susan Johnson
CENTURY 21 New Millennium
Buyer's Agent
Hunter McFadden
Compass
List Price
$748,900
Sold Price
$735,000
Premium/Discount to List
-$13,900
-1.86%
Views
179
Current Estimated Value
$706,877

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$28,123
Avg. Annual Appreciation
2.79%
Original Mortgage
$551,250
Outstanding Balance
$550,096
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$194,874

Purchase Details

Closed on
Mar 9, 2018
Sold by
Rothenburg Paul and Rothenburg Kathleen
Bought by
Snow Robert Dale and Snow Michele M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,500
Interest Rate
3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $735,000 Commonwealth Land Title
Deed $735,000 Commonwealth Land Title
Warranty Deed $445,000 Attonrey
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $551,250 New Conventional
Closed $551,250 New Conventional
Previous Owner $339,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $44,500 Purchase Money Mortgage
Previous Owner $356,000 Adjustable Rate Mortgage/ARM
Previous Owner $401,700 New Conventional
Previous Owner $417,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2025 03/18/25 Sold $735,000 -1.9% $294 / Sq Ft
12/31/2024 12/31/24 Pending -- -- --
09/14/2024 09/14/24 For Sale $748,900 -- $300 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,556 $523,000 $81,000 $442,000
2023 $3,243 $523,000 $81,000 $442,000
2022 $3,243 $523,000 $81,000 $442,000
2021 $3,177 $418,000 $81,000 $337,000
2020 $3,177 $418,000 $81,000 $337,000
2019 $2,717 $418,000 $81,000 $337,000
2018 $2,550 $418,000 $81,000 $337,000
2017 -- $418,000 $81,000 $337,000
2016 $2,508 $418,000 $81,000 $337,000
2015 -- $428,700 $81,000 $347,700
2014 -- $0 $0 $0
2013 -- $428,700 $81,000 $347,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2007440

Bright MLS

APN: 23D-56