$865,000
PENDING $20K PRICE DROP

8818 N 1132 W Monticello, IN 47960

Estimated payment $5,123/month

Total Views 35,389
3 Beds
2 Baths
2,838 Sq Ft
$305 Price per Sq Ft

Highlights

  • 94 Feet of Waterfront
  • Open Floorplan
  • Lake, Pond or Stream
  • Primary Bedroom Suite
  • Living Room with Fireplace
  • Ranch Style House

About This Home

Discover lakeside living in this charming 3-bedroom, 2-bathroom home on beautiful Lake Freeman in Monticello. Featuring two cozy brick fireplaces, an inviting eat-in kitchen with a breakfast bar, and a spacious family room offering stunning lake views, this home is perfect for relaxing or entertaining. The walkout basement opens to a lovely screened-in porch—perfect for enjoying the outdoors bug-free. Enjoy the convenience of a detached 2-car garage with attic storage, plus a large pole barn for additional space. Take full advantage of lake life with a 92 ft steel seawall and two covered boat docks just steps from your door. Call your favorite realtor to schedule a private showing today!

Listing Agent

Cathy Russell

@properties Listed on: 05/29/2025

@properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,358

Year Built

  • Built in 1966

Lot Details

  • 0.6 Acre Lot
  • Lot Dimensions are 92x284
  • 94 Feet of Waterfront
  • Lake Front
  • Backs to Open Ground
  • Landscaped
  • Partially Wooded Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Cement Board or Planked

Interior Spaces

  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • 2 Fireplaces
  • Fire and Smoke Detector
  • Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Bathtub with Shower
  • Separate Shower

Basement

  • Walk-Out Basement
  • Block Basement Construction
  • 1 Bathroom in Basement

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Seawall
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 08-04-27-000-038.000-011

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,358

Year Built

Built in 1966

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1966
  • Age: 59
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 008-74014-00 HICKORY GROVE SD LOT 14
  • Parcel Number ID: 08-04-27-000-038.000-011
  • Platted: Yes
  • Amenities: Breakfast Bar, Ceiling-Cathedral, Ceiling Fan(s), Countertops-Stone, Deck Open, Deck on Waterfront, Detector-Smoke, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Patio Covered, Patio Open, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite
  • County Zoning: Unknown
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2838
  • Total Finished Sq Ft: 2838
  • Above Grade Finished Sq Ft: 1662
  • Below Grade Finished Sq Ft: 1176
  • Price Per Sq Ft: 520.46
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement
  • Basement Material: Block
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Tile
  • Living Great Room: Dimensions: 14x27, On Level: Basement
  • Kitchen: Dimensions: 15x13, On Level: Basement
  • Dining Room: Dimensions: 12x14, On Level: Basement
  • Family Room: Dimensions: 26x18, On Level: Main
  • Extra Room: Office, Dimensions: 18x11, On Level: Main
  • Bedroom 1: Dimensions: 16x11, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 10x12, On Level: Main
  • Other Room1: Sitting Room, Dimensions: 17x15, On Level: Main
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1176

Exterior Features

  • Exterior: Brick, Cement Board
  • Outbuilding1: Pole/Post Building, Dimensions: 30x40
  • Lake Type: Ski Lake
  • Sea Wall Type: Steel
  • Water Frontage: 94
  • Water Name: Lake Freeman

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x26
  • Garage Sq Ft: 624
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Meadowlawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Partially Wooded, Waterfront-High Bank, Waterfront-Medium Bank
  • Lot Dimensions: 92X284
  • Estimated Lot Sq Ft: 26136
  • Estimated Lot Size Acres: 0.6
  • Lot Number: 14

Tax Info

  • Annual Taxes: 5357.88
  • Total Assessed Value: 569200

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,348 $569,200 $161,600 $407,600
2023 $3,740 $473,800 $161,600 $312,200
2022 $3,740 $370,900 $161,600 $209,300
2021 $3,529 $332,100 $161,600 $170,500
2020 $2,155 $344,600 $199,800 $144,800
2019 $2,072 $339,800 $199,800 $140,000
2018 $2,033 $339,900 $199,800 $140,100
2017 $1,891 $337,500 $199,800 $137,700
2016 $2,012 $343,700 $202,000 $141,700
2014 $1,783 $310,600 $202,000 $108,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/05/2025 08/05/25 Pending -- -- --
07/09/2025 07/09/25 Price Changed $865,000 -2.3% $305 / Sq Ft
05/29/2025 05/29/25 For Sale $885,000 -- $312 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $193,000 --
Source: Public Records

About the Listing Agent

Cathy Russell

@properties

(574) 626-9011

Section Image

Energy, enthusiasm, and experience combine to make Cathy Russell the number one agent in the Lafayette area! In 2015, she earned the spot as the number one agent in the Lafayette Regional Association of Realtors by successfully closing more than 225 properties for more than $35M in sales volume in her 42nd year in the business.

Cathy began her Real Estate career in 1974 after graduating from Purdue University in home planning and working in the building industry. After raising her three

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Source: Indiana Regional MLS

MLS Number: 202520086

Indiana Regional MLS

APN: 08-04-27-000-038.000-011