$699,000
$11K PRICE DROP

8826 Irish Mist Onsted, MI 49265

Estimated payment $4,242/month

Total Views 32,897
3 Beds
3 Baths
3,381 Sq Ft
$207 Price per Sq Ft

Highlights

  • Hot Property
  • Boat Ramp
  • Barn
  • Private Waterfront
  • Docks
  • Indoor Spa

About This Home

You will not want to miss out on the opportunity of a lifetime! This stunning home on the shores of Loch Erin is pristine. 3600+ square feet of pure elegance. 3 bedrooms, 3 full baths , main floor laundry, gleaming hardwood floors, all sitting on over 2.5 acres. Lakefront living never offers this much space. Nothing has been left untouched on this dream home. The sale includes a 36 panel Silfab 320 solar system that puts electric bills to rest. The paved drive and new 24x24 all steel barn is perfect for storing the toys. The list of updates is so long that I will need to attach a sheet to the listing. Most recently the lakeside deck was replaced and 3 season room under it enclosed with a brand new hot tub to enjoy. The primary bathroom was just finished and is sure to make the lady in your life happy with the deep soaker tub and chandelier. Also, a new water heater, softener and filtration system. that keeps the skin soft and eliminates the need for bottled water. The house had all new windows with transferrable warranty installed recently. The electrical upgrades include all new lighting fixtures, switches, plug ins and wall plates, and a natural gas ran generator to run all of it. The house has had every surface professionally painted and is ready for it's next owner. Showings will begin now, so call me to get in the schedule to see this amazing home.

Listing Agent

Lori Rubley

CENTURY 21 Affiliated License #6501392561 Listed on: 11/03/2025

CENTURY 21 Affiliated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,700

Year Built

  • Built in 1997

Lot Details

  • 2.58 Acre Lot
  • Property fronts a channel
  • Private Waterfront
  • 99 Feet of Waterfront
  • Cul-De-Sac
  • Shrub
  • Level Lot
  • Garden

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Built-In Desk
  • Ceiling Fan
  • Gas Log Fireplace
  • Replacement Windows
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Indoor Spa
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Reverse Osmosis System

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement
  • Basement Window Egress

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Property is near a lake
  • Docks
  • Stream or River on Lot
  • Deck
  • Enclosed Patio or Porch

Utilities

  • SEER Rated 13+ Air Conditioning Units
  • SEER Rated 13-15 Air Conditioning Units
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Generator Hookup
  • Power Generator
  • Iron Water Filter
  • Water Filtration System
  • Private Water Source
  • Well
  • Natural Gas Water Heater
  • Water Purifier is Owned
  • Water Softener is Owned
  • Septic Tank
  • Septic System
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Mineral Rights
  • Barn

Community Details

Overview

  • Loch Erin Subdivision

Amenities

  • Laundry Facilities

Recreation

  • Boat Ramp
  • Community Boat Launch
  • Community Playground
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,700

Year Built

Built in 1997

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Craftsman, Ranch
  • Stories: 1
  • Year Built: 1997
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 383.86
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 200*833*99*664
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3381.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 6700.0
  • Tax Info:Zoning3: Residential
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 99.0
  • Air Conditioning:SEER 13 or Greater: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Location Property Info:Subdivision2: Loch Erin
  • Roofing:Shingle: Yes
  • Substructure:Walk Out: Yes
  • Water Heater:Natural Gas4: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:Hot Tub Spa: Yes
  • Additional Items:Iron Water FIlter: Yes
  • Mineral Rights:Available: Yes
  • Additional Items:Generator: Yes
  • Roofing:Asphalt2: Yes
  • Water Type:Channel2: Yes
  • Additional Items:Ensuite: Yes
  • Additional Items:Generator Hook-up: Yes
  • General Property Info:SqFt Above Grade: 1821.0
  • Additional Items:Basement Finished: Yes
  • Water:Private Water: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Laundry Features Common Area: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Tile Floor: Yes
  • Architectural Style Craftsman: Yes
  • Flooring:Ceramic Floor: Yes
  • Security Features:Security System: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Smoke Detector(s): Yes
  • Other Equipment Generator2: Yes
  • Other Structures:Barn: Yes
  • Remarks Misc: Public Remarks: You will not want to miss out on the opportunity of a lifetime! This stunning home on the shores of Loch Erin is pristine. 3600+ square feet of pure elegance. 3 bedrooms, 3 full baths , main floor laundry, gleaming hardwood floors, all sitting on over 2.5 acres. Lakefront living never offers this much space. Nothing has been left untouched on this dream home. The sale includes a 36 panel Silfab 320 solar system that puts electric bills to rest. The paved drive and new 24x24 all steel barn is perfect for storing the toys. The list of updates is so long that I will need to attach a sheet to the listing. Most recently the lakeside deck was replaced and 3 season room under it enclosed with a brand new hot tub to enjoy. The primary bathroom was just finished and is sure to make the lady in your life happy with the deep soaker tub and chandelier. Also, a new water heater, softener and filtration system.
  • Remarks Misc: Agent Only Remarks: going live on Nov.3rd Seller has a pontoon boat to sell that was new in 2021. A 20ft crest classic with 90hp mercury 4 stroke, easy cover and electric bimini. Its professionally stored and serviced. The new dock will stay with the house. This sale is contingent upon the seller finding suitable housing.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Iron Water FIlter, Dishwasher, Dryer, Oven, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Ceramic Tile, Tile, Vinyl, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Hot Tub Spa, Center Island, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Full, Walk-Out Access
  • LivingArea: 3381.0
  • Other Equipment: Generator
  • Window Features: Replacement, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Finished SQFT: 1560.0
  • Basement Rooms:Total Basement SQFT: 1821.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes
  • Kitchen Features:Desk Built-In: Yes
  • Appliances:Water Softener-Owned: Yes
  • Below Grade Sq Ft: 1560.0

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • Exclusions: Garage workstations/toolboxes and refrigerators in barn and garage will not stay.
  • Exterior Features: Other
  • List Price: 699000.0
  • Lot Features: Level, Recreational, Cul-De-Sac
  • Other Structures: Barn(s)
  • Patio and Porch Features: 3 Season Room, Deck, Enclosed, Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Asphalt, Shingle
  • Water Body Name: Loch Erin Lake
  • Waterfront Features: Channel, Lake, Stream/Creek
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Brick: Yes
  • Exterior Features:Other16: Yes
  • Exterior Features 3 Season Room: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, SEER 13 or Greater
  • Cooling: Yes
  • Electric: Generator
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Common Area, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s), Security System
  • Sewer: Public, Septic Tank
  • Utilities: Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Private Water, Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Playground, Boat Launch
  • Association Fee: 125.0
  • Association Fee Frequency: Annually
  • Association: No

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 125.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 2.58
  • Lot Size Area: 2.58
  • Lot Dimensions: 200*833*99*664
  • Lot Size Sq Ft: 112385.0
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 6700.0
  • Tax Year: 2024

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Floorplans

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,747 $319,200 $0 $0
2023 $2,817 $274,300 $0 $0
2022 $6,139 $221,900 $0 $0
2021 $6,070 $215,900 $0 $0
2020 $5,895 $213,700 $0 $0
2019 $3,420 $146,300 $0 $0
2018 $3,385 $146,342 $0 $0
2017 $3,244 $141,676 $0 $0
2016 $3,193 $133,118 $0 $0
2014 -- $120,708 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/11/2025 12/11/25 Price Changed $699,000 -0.9% $207 / Sq Ft
11/25/2025 11/25/25 Price Changed $705,000 -0.6% $209 / Sq Ft
11/03/2025 11/03/25 For Sale $709,500 +66.9% $210 / Sq Ft
10/21/2019 10/21/19 Sold $425,000 -- $126 / Sq Ft View Prior Sale
09/18/2019 09/18/19 Pending -- -- --
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Deed $35,900 --
Source: Public Records

About the Listing Agent

Lori Rubley

CENTURY 21 Affiliated

(517) 888-0549

Section Image

Hello,

Thank you for taking the time to click on my profile. I am here for you in all aspects of real estate. I do not just sell property. I am a real estate adviser. I can handle everything from staging, pairing the perfect lender with the buyer, right up to the closing.

One thing that I take pride in is answering my phone. It is on me from sun up til sun down. I answer it! You will very seldom hear my voicemail, and if by chance you do, I will call you back within the

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  • 7441 Cambria Rd, Hillsdale, MI 49242

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Source: MichRIC

MLS Number: 25055170

MichRIC

APN: CA0-126-1200-00