NOT LISTED FOR SALE

885 Narrows Point Dr Birmingham, AL 35242

Estimated Value: $326,000 - $343,000

3 Beds
2 Baths
1,592 Sq Ft
$208/Sq Ft Est. Value

Last Sold May 21, 2024

Last sale price $310,000 $195 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,911/month

101 Days on Market

Highlights

  • Attic
  • Sun or Florida Room
  • Covered Patio or Porch
  • Mt. Laurel Elementary School Rated A
  • Stone Countertops
  • Fenced Yard

About This Home

As of May 2024

You will not find a more move in ready home than 885 Narrows Point Drive. The open floorplan, the private, flat backyard, the well-maintained landscaping are all great features but nothing compares to the style this home has to offer. One-level living at its finest. A great community in a picturesque setting with great walking area, a community pool and local businesses all in the neighborhood. Just minutes to beautiful Mt Laurel and Lee Branch. Oak Mountain school system

Last Agent to Sell the Property

Sandy Nguyen (Binh)

Goal Realty LLC Listed on: 01/21/2024

Last Buyer's Agent

Stephanie Brumbeloe

LPT Realty LLC

LPT Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $876

Year Built

  • Built in 2007

Lot Details

  • 6,970 Sq Ft Lot
  • Fenced Yard

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Slab Foundation
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1,592 Sq Ft Home
  • 1-Story Property
  • Smooth Ceilings
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Sun or Florida Room
  • Pull Down Stairs to Attic

Kitchen

  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch

Schools

  • Mt Laurel Elementary School
  • Oak Mountain Middle School
  • Oak Mountain High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Association fees include common grounds mntc, reserve for improvements
  • $37 Other Monthly Fees
  • Narrows Association

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$876

Year Built

Built in 2007

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21373917?w=PubMLS
  • Living Area: 1592
  • Legal Description: Block: Lot: 80 NARROWS POINT PH 5
  • List Price per Sq Ft: 207.22
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Termite Company Name: bugtek
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 2007
  • Price Per Sq Ft: 194.72
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2007

Interior Features

  • Fireplace Details: Insert
  • Fireplace Location: Living Room (FIREPL)
  • Fireplace Type: Electric (FIREPL)
  • Floors: Carpet, Hardwood Laminate
  • Number Fireplaces: 1
  • Windows Treatments: Some to Remain
  • Bedroom/Bathroom Features: Shared Bath, Split Bedrooms, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |Living1|DiningRoom1|Kitchen1|MasterBR1|MasterBath1|Bedroom1|Bedroom1|FullBath1|Sunroom1|
  • Room 1: Living, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Full Bath, On Level: 1
  • Room 9: Sunroom, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Dining Room (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1), Sunroom (LVL 1)
  • Kitchen Countertops: Stone (KIT)
  • Kitchen Equipment: Dishwasher Built-In, Disposal, Self-Cleaning, Refrigerator
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Main Level Sq Ft: 1592

Exterior Features

  • Patio: Yes
  • Construction: 4 Sides Brick
  • Exterior Features: Fenced Yard
  • Foundation: Slab
  • Patio Type: Covered - (PATIO)
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Front
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Attached

Utilities

  • Heating: Central (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Connected
  • Water: Public Water
  • HVAC Area: 1592

Condo/Co-op/Association

  • Association Fee: Yes
  • Association Fee: 500
  • Association Fee Per: Yearly
  • HOA Management Company: Narrows

Fee Information

  • Fees Include: Common Grounds Mntc, Reserve for Improvements
  • Fire Fee: Yes
  • Fire Fee Amount: 446
  • Fire Fee Per: Yearly

Schools

  • Elementary School: MT LAUREL
  • Middle School: OAK MOUNTAIN
  • High School: OAK MOUNTAIN

Lot Info

  • Assessor Parcel Number: 09-4-20-4-003-080.000
  • Number Acres: 0.16

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 876

MLS Schools

  • Elementary School: MT LAUREL
  • High School: OAK MOUNTAIN
  • Jr Middle School: OAK MOUNTAIN

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2024
Closed on
May 21, 2024
Sold by
Nguyen Toa Ngoc and Dinh Thanh Truc The
Bought by
Hopkins Cerra and Hopkins Cierra
Seller's Agent
Sandy Nguyen (Binh)
Goal Realty LLC
Buyer's Agent
Stephanie Brumbeloe
LPT Realty LLC
List Price
$339,900
Sold Price
$310,000
Premium/Discount to List
-$29,900
-8.8%
Views
389
Current Estimated Value
$330,827

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,827
Avg. Annual Appreciation
1.64%
Original Mortgage
$304,385
Outstanding Balance
$301,763
Interest Rate
6.88%
Mortgage Type
FHA
Estimated Equity
$14,919

Purchase Details

Listed on
Apr 20, 2017
Closed on
Jul 5, 2017
Sold by
Kingry John Martin and Sellers Victctoria S
Bought by
Nguyen Toan Ngoc and Dinh Thana Truc Thi
Seller's Agent
Brent Griffis
LIST Birmingham
Buyer's Agent
Sandy Nguyen (Binh)
Goal Realty LLC
List Price
$219,900
Sold Price
$210,000
Premium/Discount to List
-$9,900
-4.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.82%
Original Mortgage
$168,000
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 13, 2014
Closed on
Dec 29, 2014
Sold by
Hallan David J and Hallan Arlene M
Bought by
Sellers Victoria K and Kingry John Martin
Seller's Agent
Bonnie Hicks
Keller Williams Trussville
Buyer's Agent
Andrew Hancock
Keller Williams Realty Vestavia
List Price
$189,900
Sold Price
$186,000
Premium/Discount to List
-$3,900
-2.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.93%
Original Mortgage
$176,700
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 9, 2011
Sold by
Allison Eugene B and Allison Janice R
Bought by
Hallan David J and Hallan Arlene M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,538
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 31, 2007
Sold by
The Narrows Ii Inc
Bought by
Allison Eugene B and Allison Janice R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,660
Interest Rate
6.16%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hopkins Cerra $310,000 None Listed On Document
Nguyen Toan Ngoc $210,000 None Available
Sellers Victoria K $186,000 None Available
Hallan David J $176,000 None Available
Allison Eugene B $187,400 Reli Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hopkins Cerra $304,385
Previous Owner Nguyen Toan Ngoc $168,000
Previous Owner Sellers Victoria K $176,700
Previous Owner Hallan David J $171,538
Previous Owner Allison Eugene B $168,660
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/21/2024 05/21/24 Sold $310,000 -6.0% $195 / Sq Ft
05/01/2024 05/01/24 Pending -- -- --
03/18/2024 03/18/24 Price Changed $329,900 -2.9% $207 / Sq Ft
01/21/2024 01/21/24 For Sale $339,900 +61.9% $214 / Sq Ft
07/05/2017 07/05/17 Sold $210,000 -4.5% $132 / Sq Ft
05/21/2017 05/21/17 Pending -- -- --
04/20/2017 04/20/17 For Sale $219,900 +18.2% $138 / Sq Ft
12/29/2014 12/29/14 Sold $186,000 -2.1% $98 / Sq Ft
11/23/2014 11/23/14 Pending -- -- --
11/13/2014 11/13/14 For Sale $189,900 -- $100 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,271 $28,880 $0 $0
2023 $1,101 $25,960 $0 $0
2022 $1,020 $24,120 $0 $0
2021 $973 $23,040 $0 $0
2020 $904 $21,480 $0 $0
2019 $878 $20,880 $0 $0
2017 $783 $18,720 $0 $0
2015 $730 $17,520 $0 $0
2014 $728 $17,480 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 21373917

Greater Alabama MLS

APN: 09-4-20-4-003-080-000