NOT LISTED FOR SALE

888 Ridge Rd Finksburg, MD 21048

Estimated Value: $811,000 - $925,000

5 Beds
5 Baths
5,038 Sq Ft
$172/Sq Ft Est. Value

Last Sold December 20, 2019

Last sale price $555,000 $110 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $5,283/month

76 Days on Market

Highlights

  • Home Theater
  • Eat-In Gourmet Kitchen
  • Open Floorplan
  • Sandymount Elementary School Rated A-
  • 1.44 Acre Lot
  • Colonial Architecture

About This Home

As of December 2019

OPEN HOUSE THIS SUNDAY NOV. 24th 1-3pm. LOOK NO FURTHER FOR THAT "ENTERTAINERS DREAM" CUSTOM BUILT HOME WITH A SECLUDED REAR YARD BACKING TO WOODS AND MOTHER NATURE. NO HOA HERE! THIS AWESOME PROPERTY HAS LOTS OF WILDLIFE AND A NATURAL SPRING BACKING TO FIVE ACRES OF WOODS. RELAX ON YOUR SCREENED IN PORCH, LARGE DECK OR ENTERTAIN ON YOUR GORGEOUS CUSTOM BRICK PATIO WITH BREATHTAKING HARDSCAPE, PERGOLA AND A BUILT IN FIRE PIT THAT CAN EASILY HOLD TWENTY FIVE GUESTS. THIS TRUE FIVE BEDROOM FIVE FULL BATH 5200 SQUARE FOOT COLONIAL HAS ALL THE BELLS AND WHISTLES INSIDE AND OUT! SOME WONDERFUL AMENITIES INCLUDE: A FINISHED WALK OUT BASEMENT WITH A WINE CELLAR WITH RACKS, WIRED THEATER ROOM WITH A WET SINK AND DISHWASHER, RECREATION ROOM, FULL BATH AND LARGE STORAGE AREA. THE MAIN LEVEL HAS A GORGEOUS GOURMET KITCHEN WITH AN ABUNDANCE OF CABINETS, ISLAND, MULTIPLE FIREPLACES, FAMILY ROOM WITH AN ABOVE BALCONY, SEPARATE DINING ROOM, MAIN LEVEL BEDROOM, FULL BATHROOM AND SEPARATE LAUNDRY ROOM OFF THE KITCHEN WITH CABINETRY AND A WASHER AND DRYER THAT CONVEYS. THE UPPER LEVEL IS JUST AS IMPRESSIVE WITH FOUR BEDROOMS, THREE FULL BATHROOMS INCLUDING A MASTER SUITE WITH AN ELEGANT MASTER BATH WITH CUSTOM TILE IN THE TWO PERSON SHOWER AND SOAKING JET TUB. SOME ADDITIONAL FEATURES INCLUDE: SPACIOUS TWO CAR GARAGE, COVERED FRONT PORCH, GAS HEAT WITH A THOUSAND GALLON (OWNED)PROPANE TANK, SECURITY SYSTEM, RADON REMEDIATION SYSTEM, ARCHITECTURAL SHINGLE ROOF, TRAY CEILING, CROWN/CHAIR MOLDING, MARBLE, HARDWOOD AND CERAMIC FLOORS, PROFESSIONAL LANDSCAPING & WINDOW TREATMENTS. THIS PROPERTY IS A MUST SEE AND READY FOR A QUICK SETTLEMENT.

Last Agent to Sell the Property

Paul MacKenzie

Berkshire Hathaway HomeServices Homesale Realty License #RSR005043 Listed on: 09/12/2019

Berkshire Hathaway HomeServices Homesale Realty

Last Buyer's Agent

Kelly Schuit

Kelly and Co Realty, LLC License #671718

Kelly and Co Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,901

Year Built

  • Built in 2004

Lot Details

  • 1.44 Acre Lot
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Secluded Lot
  • Backs to Trees or Woods
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Bump-Outs
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Tray Ceiling
  • Two Story Ceilings
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Family Room on Second Floor
  • Formal Dining Room
  • Home Theater
  • Hobby Room
  • Storage Room
  • Utility Room

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Wine Rack

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Windows

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector
  • Flood Lights

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Deck
  • Screened Patio
  • Exterior Lighting

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Vented Exhaust Fan
  • Water Treatment System
  • Well
  • Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Indian Hill Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 0704061233

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,901

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2004
  • Remarks Public: OPEN HOUSE THIS SUNDAY NOV. 24th 1-3pm. LOOK NO FURTHER FOR THAT "ENTERTAINERS DREAM" CUSTOM BUILT HOME WITH A SECLUDED REAR YARD BACKING TO WOODS AND MOTHER NATURE. NO HOA HERE! THIS AWESOME PROPERTY HAS LOTS OF WILDLIFE AND A NATURAL SPRING BACKING TO FIVE ACRES OF WOODS. RELAX ON YOUR SCREENED IN PORCH, LARGE DECK OR ENTERTAIN ON YOUR GORGEOUS CUSTOM BRICK PATIO WITH BREATHTAKING HARDSCAPE, PERGOLA AND A BUILT IN FIRE PIT THAT CAN EASILY HOLD TWENTY FIVE GUESTS. THIS TRUE FIVE BEDROOM FIVE FULL BATH 5200 SQUARE FOOT COLONIAL HAS ALL THE BELLS AND WHISTLES INSIDE AND OUT! SOME WONDERFUL AMENITIES INCLUDE: A FINISHED WALK OUT BASEMENT WITH A WINE CELLAR WITH RACKS, WIRED THEATER ROOM WITH A WET SINK AND DISHWASHER, RECREATION ROOM, FULL BATH AND LARGE STORAGE AREA. THE MAIN LEVEL HAS A GORGEOUS GOURMET KITCHEN WITH AN ABUNDANCE OF CABINETS, ISLAND, MULTIPLE FIREPLACES, FAMILY ROOM WITH AN ABOVE BALCONY, SEPARATE DINING ROOM, MAIN LEVEL BEDROOM, FULL BATHROOM AND SEPARATE LAUNDRY ROOM OFF THE KITCHEN WITH CABINETRY AND A WASHER AND DRYER THAT CONVEYS. THE UPPER LEVEL IS JUST AS IMPRESSIVE WITH FOUR BEDROOMS, THREE FULL BATHROOMS INCLUDING A MASTER SUITE WITH AN ELEGANT MASTER BATH WITH CUSTOM TILE IN THE TWO PERSON SHOWER AND SOAKING JET TUB. SOME ADDITIONAL FEATURES INCLUDE: SPACIOUS TWO CAR GARAGE, COVERED FRONT PORCH, GAS HEAT WITH A THOUSAND GALLON (OWNED)PROPANE TANK, SECURITY SYSTEM, RADON REMEDIATION SYSTEM, ARCHITECTURAL SHINGLE ROOF, TRAY CEILING, CROWN/CHAIR MOLDING, MARBLE, HARDWOOD AND CERAMIC FLOORS, PROFESSIONAL LANDSCAPING & WINDOW TREATMENTS. THIS PROPERTY IS A MUST SEE AND READY FOR A QUICK SETTLEMENT.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Wall, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Breakfast Area, Built-Ins, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Water Treat System, Window Treatments, Wine Storage, Wood Floors
  • Window Features: Energy Efficient, Screens
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Tray Ceilings, 2 Story Ceilings, 9'+ Ceilings
  • Levels Count: 3+
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Bedroom 1, 2nd Stry Fam Rm, Laundry, Storage Room, Utility Room, Media Room, Bathroom 1, Bathroom 2, Bathroom 3, Hobby Room, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Windows, Improved, Heated
  • Laundry Type: Main Floor
  • Total Sq Ft: 5265
  • Living Area Sq Ft: 5038
  • Price Per Sq Ft: 156.65
  • Above Grade Finished Sq Ft: 3638
  • Below Grade Finished Sq Ft: 1400
  • Below Grade Sq Ft: 227
  • Total Below Grade Sq Ft: 1627
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 888

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 5
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Bump-Outs, Extensive Hardscape, Exterior Lighting, Flood Lights
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Oversized, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Zoned, Central A/C, Heat Pump(s)
  • Heating Fuel: Propane - Owned, Electric
  • Heating Type: Zoned, Forced Air
  • Heating: Yes
  • Security: Security System, Smoke Detector
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139051837
  • School District Source: Listing Agent
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 394500.00
  • Land Assessed Value: 147500.00
  • Land Use Code: 010
  • Lot Features: Backs To Trees, Landscaping, Private, Secluded
  • Lot Size Acres: 1.44
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 62901.00
  • Outdoor Living Structures: Deck(s), Patio(s), Screened
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11489082
  • Tax Annual Amount: 5901.00
  • Assessor Parcel Number: 0704061233
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 5038
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 12/20/2019

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2019
Closed on
Dec 20, 2019
Sold by
Relo Direct Government Services Llc
Bought by
Luzuriaga Matthew G and Luzuriaga Christine B
Seller's Agent
Paul MacKenzie
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Kelly Schuit
Kelly and Co Realty, LLC
List Price
$599,000
Sold Price
$555,000
Premium/Discount to List
-$44,000
-7.35%
Current Estimated Value
$865,344

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$310,344
Avg. Annual Appreciation
8.32%
Original Mortgage
$455,000
Interest Rate
3.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 5, 2019
Sold by
Crabbe Robert Michael and Crabbe Gina Marie
Bought by
Relo Direct Government Services Llc

Purchase Details

Listed on
May 1, 2014
Closed on
Oct 10, 2014
Sold by
Turchich Wendy Dawn and Turchich Frank Paul
Bought by
Crabbe Robert Michael and Crabbe Gina Marie
Seller's Agent
Barbara Swanhart
Samson Properties
Buyer's Agent
Michael Schiff
EXP Realty, LLC
List Price
$635,000
Sold Price
$564,000
Premium/Discount to List
-$71,000
-11.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.11%
Original Mortgage
$503,153
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 18, 2011
Sold by
Mcadams Wendy D and Mcadams Wendy D
Bought by
Turchich Wendy Dawn

Purchase Details

Closed on
Mar 28, 2011
Sold by
Mcadams Wendy D and Mcadams Wendy D
Bought by
Turchich Wendy Dawn

Purchase Details

Closed on
Apr 3, 2009
Sold by
Monteith William
Bought by
Mcadams Wendy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,500
Interest Rate
4.94%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 22, 2004
Sold by
Malat Stephen
Bought by
Monteith William and Monteith Kim M

Purchase Details

Closed on
Aug 5, 2003
Sold by
Hardee Gary C
Bought by
Malat Stephen
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Luzuriaga Matthew G $555,000 None Available
Relo Direct Government Services Llc $576,000 None Available
Crabbe Robert Michael $564,000 None Available
Turchich Wendy Dawn -- --
Turchich Wendy Dawn -- --
Mcadams Wendy D $532,000 --
Monteith William $650,000 --
Malat Stephen $160,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Luzuriaga Christine B $200,000
Open Luzuriaga Matthew G $453,700
Closed Luzuriaga Matthew G $455,000
Previous Owner Crabbe Robert Michael $499,597
Previous Owner Crabbe Robert Michael $503,153
Previous Owner Turchich Frank P $25,000
Previous Owner Turchich Wendy Dawn $148,223
Previous Owner Mcadams Wendy D $353,500
Previous Owner Monteith William $40,500
Previous Owner Monteith William $586,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/20/2019 12/20/19 Sold $555,000 0.0% $110 / Sq Ft
11/27/2019 11/27/19 Pending -- -- --
11/27/2019 11/27/19 Off Market $555,000 -- --
11/15/2019 11/15/19 Price Changed $569,900 0.0% $113 / Sq Ft
11/13/2019 11/13/19 Price Changed $569,899 0.0% $113 / Sq Ft
11/11/2019 11/11/19 Price Changed $569,900 -0.9% $113 / Sq Ft
10/22/2019 10/22/19 Price Changed $574,900 0.0% $114 / Sq Ft
10/21/2019 10/21/19 Price Changed $574,999 0.0% $114 / Sq Ft
10/17/2019 10/17/19 Price Changed $574,900 -4.0% $114 / Sq Ft
09/12/2019 09/12/19 For Sale $599,000 +6.2% $119 / Sq Ft
10/10/2014 10/10/14 Sold $564,000 +2.6% $107 / Sq Ft
07/29/2014 07/29/14 Pending -- -- --
07/22/2014 07/22/14 Price Changed $549,500 -1.9% $104 / Sq Ft
07/10/2014 07/10/14 Price Changed $560,000 -2.6% $106 / Sq Ft
05/28/2014 05/28/14 Price Changed $575,000 -3.7% $109 / Sq Ft
05/09/2014 05/09/14 Price Changed $597,000 -6.0% $113 / Sq Ft
05/01/2014 05/01/14 For Sale $635,000 -- $121 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,819 $621,800 $164,400 $457,400
2024 $6,819 $603,600 $0 $0
2023 $6,615 $585,400 $0 $0
2022 $6,412 $567,200 $147,500 $419,700
2021 $12,869 $558,800 $0 $0
2020 $6,279 $550,400 $0 $0
2019 $5,518 $542,000 $147,500 $394,500
2018 $5,626 $516,933 $0 $0
2017 $5,287 $491,867 $0 $0
2016 -- $466,800 $0 $0
2015 -- $466,667 $0 $0
2014 -- $466,533 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR191732

Bright MLS

APN: 04-061233