89 Charter Gate Dr Fredericksburg, VA 22406
Hartwood NeighborhoodEstimated payment $4,005/month
Highlights
- Water Oriented
- Lake View
- Colonial Architecture
- Eat-In Gourmet Kitchen
- Open Floorplan
- Property is near park
About This Home
Welcome to 89 Charter Gate Drive, where one of the best lots in Stafford Lakes awaits! Situated on 0.92 acres at the end of a quiet cul-de-sac, this beautiful home backs to the water, offering privacy, scenic views, and a setting that is rarely available in the neighborhood.
Inside, you'll find a spacious, open floor plan where the kitchen is the centerpiece of the home, featuring a stunning 9-foot granite island, double ovens, a gas cooktop, abundant cabinetry, and plenty of workspace. Just off the kitchen, the light-filled morning room showcases coffered ceilings, custom wainscoting, decorative beams, a modern light fixture, and peaceful water views.
The main level also includes a spacious family room, separate living room, and a convenient mudroom.
Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a beautifully appointed bathroom and walk-in closet. Each additional bedroom offers ample closet space and room to grow.
The fully finished walkout basement significantly expands the home's living space with a large recreation room, a fifth bedroom, and a full bathroom, making it ideal for guests, multigenerational living, or a private home office.
Recent updates include a new roof and new gutter system.
Outside, the backyard is truly the highlight of this home. Enjoy nearly an acre of beautifully maintained lawn with an in-ground sprinkler system, a stamped concrete patio with a built-in fire pit and seating. The waterfront setting and cul-de-sac location create a private outdoor space that's perfect for relaxing or entertaining.
Stafford Lakes offers outstanding community amenities, including a pool, playgrounds, walking trails, and more, all in a convenient Stafford location close to shopping, dining, commuter routes, and schools.
This is a rare opportunity to own one of the premier lots in Stafford Lakes—don't miss it!
Listing Agent
(540) 371-7653 fredericksburg@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 5403717653 Listed on: 06/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,345
Year Built
- Built in 2015
Lot Details
- 40,162 Sq Ft Lot
- Cul-De-Sac
- Landscaped
- Extensive Hardscape
- Private Lot
- Level Lot
- Sprinkler System
- Cleared Lot
- Partially Wooded Lot
- Backs to Trees or Woods
- Back, Front, and Side Yard
- Property is zoned R1, SUBURBAN RESIDENTIAL
HOA Fees
- $79 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Property Views
- Lake
- Garden
Home Design
- Colonial Architecture
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Bar
- Chair Railings
- Crown Molding
- Wainscoting
- Beamed Ceilings
- Tray Ceiling
- Ceiling height of 9 feet or more
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Window Treatments
- Window Screens
- Mud Room
- Family Room Off Kitchen
- Dining Area
- Partially Carpeted
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
Kitchen
- Eat-In Gourmet Kitchen
- Built-In Double Oven
- Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Water Oriented
- Property is near a lake
- Patio
- Exterior Lighting
- Outbuilding
- Playground
- Play Equipment
Location
- Property is near park
Utilities
- Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 876
- Assessor Parcel Number 44R 12B 876
Community Details
Overview
- Association fees include pool(s)
- Stafford Lakes HOA
- Stafford Lakes Village Subdivision
Amenities
- Common Area
Recreation
- Soccer Field
- Community Basketball Court
- Community Playground
- Community Pool
- Jogging Path
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,276 | $463,900 | $130,000 | $333,900 |
| 2024 | $4,206 | $463,900 | $130,000 | $333,900 |
| 2023 | $3,950 | $418,000 | $120,000 | $298,000 |
| 2022 | $3,553 | $418,000 | $120,000 | $298,000 |
| 2021 | $3,270 | $337,100 | $100,000 | $237,100 |
| 2020 | $3,270 | $337,100 | $100,000 | $237,100 |
| 2019 | $3,241 | $320,900 | $90,000 | $230,900 |
| 2018 | $3,177 | $320,900 | $90,000 | $230,900 |
| 2017 | $3,050 | $308,100 | $90,000 | $218,100 |
| 2016 | $3,032 | $306,300 | $90,000 | $216,300 |
| 2015 | -- | $90,000 | $90,000 | $0 |
| 2014 | -- | $90,000 | $90,000 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/17/2026 07/17/26 | Price Changed | $649,000 | -2.4% | $177 / Sq Ft |
| 06/26/2026 06/26/26 | For Sale | $665,000 | -- | $182 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $383,739 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $385,000 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $283,550 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $309,750 | New Conventional | |
| Closed | $306,991 | New Conventional |
Source: Bright MLS
MLS Number: VAST2051374
APN: 44R-12B-876
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