$425,000

Estimated payment $2,627/month

Total Views 257
4 Beds
2 Baths
2,150 Sq Ft
$198 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Dock
  • Fishing
  • Lake Front
  • Filtered Pool
  • Lake On Lot

About This Home

Welcome to your lakeside retreat, with a 180 degree view of Ginger Lake and an oversized lot that wraps around the lake itself this home is one of a kind! Located only 30 minutes from downtown Chattanooga this Rock Springs stunner is a MUST SEE.

As you arrive you will see your oversized lot that is over a half acre in size. Sporting a massive front and side yard there is plenty of room for any events you would want to host. Pulling into the home you are greeted with a beautiful entry way and front porch with just the right amount of southern charm.

Inside the home you will find your dinning room to your left, and living area straight ahead. Off of both the living and dinning room you will have your kitchen with gorgeous countertops and cabinets to match. On the main level you will also find the master suite. With double vanity, tile shower, and large walk in closet this master suite shines. Outside of the master you will find your washroom/mudroom combo and the garage. With plenty of room for two cars it is the perfect size for a family.

Heading upstairs you will find two equal sized bedrooms connected by a cat-walk style walkway. Down the hall there is a full bathroom, and a large bonus room that has its own walk in closet. Making it a perfect flex space as a fourth bedroom or bonus space.

Going back downstairs and walking out to the back deck you will see a partially covered deck with an astounding view. Ginger lake wraps around the entire back of the property giving you hundreds of feet of shoreline access. Whether you want to fish, or use a non-motorized boat to get out on the water, this is the perfect place to live your lakeside dreams. If the lake itself is not your thing not to worry you have a large above ground pool to take a dip and cool off from the heat!

Whether you want the perfect pool, lake views, or country living this home fits the bill, make sure to schedule your showing today!

Listing Agent

Dexter Gouger

Keller Williams Realty License #372065 Listed on: 07/11/2025

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,364

Year Built

  • Built in 2018

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 113x250
  • Lake Front
  • Property fronts a county road
  • Rectangular Lot
  • Level Lot
  • Cleared Lot
  • Back Yard

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Driveway
  • On-Street Parking

Property Views

  • Lake
  • Rural

Home Design

  • Contemporary Architecture
  • Brick or Stone Mason
  • Block Foundation
  • Shingle Roof
  • Block And Beam Construction
  • Stone

Interior Spaces

  • 2,150 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Crown Molding
  • Coffered Ceiling
  • High Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Convection Oven
  • Electric Oven
  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Double Shower

Pool

  • Filtered Pool
  • Above Ground Pool
  • Outdoor Pool

Outdoor Features

  • Lake On Lot
  • Lake Privileges
  • Deck
  • Covered patio or porch
  • Rain Gutters

Schools

  • Rock Spring Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 0317 104

Community Details

Overview

  • No Home Owners Association
  • Ginger Lake Ests Subdivision
  • Community Lake

Recreation

  • Boat Dock
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,364

Year Built

Built in 2018

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.65
  • Lot Size: 113x250
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Inclusions: All listed on property disclosure
  • Subdivision Name: Ginger Lake Ests
  • Directions: Hwy 27 South, Right on Turnipseed, left on Farming Rock, Right on Goodson Circle, Right on Ginger Lake Drive, Right on Hicks Lane and it is the first house on the right
  • Above Grade Finished Sq Ft: 2150.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2150.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 2018
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 0317 104
  • Location Tax and Legal Elementary School: Rock Spring Elementary
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 3363.88
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2150.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.65
  • General Property Information Lot Size Square Feet2: 28314.0
  • General Property Information Lot Size Dimensions: 113x250
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Architectural Style:Contemporary: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • View:Water2: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Engineered Hardwood: Yes
  • Appliances Water Heater2: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Road Frontage Type County Road: Yes
  • View Rural2: Yes
  • Pool Features Private2: Yes
  • Utilities:Phone Connected: Yes
  • Interior Features Double Shower: Yes
  • Pool Features Above Ground: Yes
  • View:Lake2: Yes
  • Pool Features:Filtered: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Appliances: Water Heater, Range Hood, Oven, Microwave, Free-Standing Refrigerator, Free-Standing Electric Range, Free-Standing Electric Oven, Electric Water Heater, Electric Range, Electric Oven, Dishwasher, Convection Oven
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Breakfast Nook, Ceiling Fan(s), Coffered Ceiling(s), Crown Molding, Double Shower, Eat-in Kitchen, En Suite, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Plumbed, Primary Downstairs
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Dock: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Appliances:Range Hood: Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Oven: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Community Features:Fishing: Yes
  • Community Features:Lake: Yes
  • Interior Features:Coffered Ceiling(s): Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Gentle Sloping, Level, Rectangular Lot
  • Pool Features: Above Ground, Filtered, Outdoor Pool, Private
  • View: Lake, Rural, Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Lake Privileges
  • Waterfront: Yes
  • Disclosures: Subdivision Restrictions
  • Home Warranty: No
  • Construction Type: Block, Stone
  • Exterior Features: Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rectangular Lot: Yes
  • Patio And Porch Features:Covered: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Stone: Yes
  • Pool Features:Outdoor Pool: Yes
  • Construction Materials:Block: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:Lake Privileges: Yes
  • Waterfront Features:Lake3: Yes
  • Waterfront Features:Lake Front: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, On Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:On Street: Yes

Utilities

  • Laundry Features: Laundry Room
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: Dock, Fishing, Lake
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Rock Spring Elementary
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 28314.0
  • Additional Parcels: No
  • Parcel #: 0317 104

Tax Info

  • Tax Annual Amount: 3363.88

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,611 $165,627 $18,000 $147,627
2023 $3,521 $158,062 $18,000 $140,062
2022 $3,382 $138,697 $18,000 $120,697
2021 $3,257 $120,626 $18,000 $102,626
2020 $2,678 $94,600 $18,000 $76,600
2019 $1,430 $44,940 $8,000 $36,940
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $156 $6,000 $6,000 $0
2014 -- $6,000 $6,000 $0
2013 -- $6,000 $6,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 For Sale $425,000 -- $198 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $240,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $309,727 New Conventional
Closed $234,610 FHA
Closed $236,179 FHA
Closed $235,653 FHA
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1516512

Greater Chattanooga REALTORS®

APN: 0317-104