Seller's Agent in 2025
Joseph Carter
Joseph Carter Realty
(205) 300-3720
182 Total Sales
3
Beds
3
Baths
2,700
Sq Ft
0.63
Acres
Highlights
- Boathouse
- 155 Feet of Waterfront
- Boat Slip
- Meek Elementary School Rated 9+
- Boat Lift
- Traditional Architecture
About This Home
As of December 2025FURNISHED 3BR/2.5BA Smith Lake Home, located in Sipsey Pines, just off main channel with big views, Natural rock shoreline with amazing cuts in the rock and a flat spot depending on water level makes for a great play area. New roof in 2025, Trex decking on steel boat dock with pontoon boat-configured Hydro-Hoist lift & covered Jet Ski pier sitting on 80' deep water! Call for more info! * 0.63 acre lot with 155' waterfront; * 2-car attached garage, * mud/laundry room; * 26' x 14' covered concrete patio under a spacious sun room with dedicated mini-split HVAC; * 26' x 12' composite deck with electric awning; * Gas log interior fireplace, stone outdoor fire pit; * Trex decking on steel boat dock with pontoon boat-configured Hydro-Hoist lift & covered Jet Ski pier sitting on 80' deep water; * Lake-water-pumped lawn irrigation system; * Leaf filter covered gutters; * Upgraded brushed silver kitchen appliances 2021; * Upgraded programmable 4-ton Trane HVAC 2023; * Hardwood oak floors in living area, carpeted BRs.
Last Agent to Sell the Property
Joseph Carter Realty License #98210 Listed on: 08/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,835
Lot Details
- 0.63 Acre Lot
- 155 Feet of Waterfront
- Sprinkler System
- Property is in excellent condition
Parking
- 2 Car Attached Garage
- Carport
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Frame Construction
- Shingle Roof
Interior Spaces
- 2,700 Sq Ft Home
- 1-Story Property
- Propane Fireplace
- Crawl Space
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Partially Carpeted
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Waterfront Platform
- Boat Lift
- Boat Slip
- Boathouse
- Covered Patio or Porch
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 67 20 02 09 0 200 005.013
Community Details
Overview
- Property has a Home Owners Association
- Sipsey Pines Subdivision
Amenities
- Sundeck
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2025
Closed on
Dec 23, 2025
Sold by
Finley Earl W and Finley Rosemary S
Bought by
Kash Michael W and Kash Julie S
Seller's Agent
Joseph Carter
Joseph Carter Realty
Buyer's Agent
Shelby Hixen
Joseph Carter Realty - Smith Lake/Jasper
List Price
$899,900
Sold Price
$730,000
Premium/Discount to List
-$169,900
-18.88%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
457.56%
Original Mortgage
$584,000
Outstanding Balance
$584,000
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$225,283
Purchase Details
Closed on
Oct 19, 2007
Sold by
Atchison Larry W and Atchison Patricia E
Bought by
Finley Earl W and Finley Rosemary
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $730,000 | None Listed On Document | |
| Joint Tenancy Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $584,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/23/2025 12/23/25 | Sold | $730,000 | -8.6% | $270 / Sq Ft |
| 10/06/2025 10/06/25 | Price Changed | $798,900 | -3.7% | $296 / Sq Ft |
| 09/23/2025 09/23/25 | Price Changed | $829,900 | -2.4% | $307 / Sq Ft |
| 08/07/2025 08/07/25 | Price Changed | $849,900 | -5.6% | $315 / Sq Ft |
| 03/03/2025 03/03/25 | For Sale | $899,900 | -- | $333 / Sq Ft |
Source: Walker Area Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,963 | $70,120 | $0 | $0 |
| 2024 | $1,963 | $65,540 | $0 | $0 |
| 2023 | $1,835 | $61,080 | $0 | $0 |
| 2022 | $1,634 | $58,360 | $0 | $0 |
| 2021 | $1,481 | $52,880 | $0 | $0 |
| 2020 | $1,310 | $46,800 | $0 | $0 |
| 2019 | $1,319 | $47,120 | $0 | $0 |
| 2018 | $1,238 | $44,220 | $0 | $0 |
| 2017 | $1,150 | $442,140 | $0 | $0 |
| 2016 | $1,151 | $442,700 | $0 | $0 |
| 2015 | $1,160 | $446,000 | $0 | $0 |
| 2014 | $1,091 | $419,540 | $0 | $0 |
| 2013 | -- | $431,040 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Carter
-
Shelby Hixen
Buyer's Agent in 2025
Shelby Hixen
Joseph Carter Realty - Smith Lake/Jasper
(205) 275-2866
90 Total Sales
Map
Source: Walker Area Association of REALTORS®
MLS Number: 25-454
APN: 20-02-09-0-200-005.013
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