NOT LISTED FOR SALE

Estimated Value: $779,540 - $973,000

2 Beds
2.5 Baths
1,228 Sq Ft
$257/mo HOA Fee

Last Sold December 11, 2020

Last sale price $548,000 $446 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $5,259/month

5 Days on Market

Highlights

  • In Ground Pool
  • Open Floorplan
  • Plantation Shutters
  • Rancho Santa Margarita Intermediate School Rated A
  • High Ceiling
  • Front Porch

About This Home

As of December 2020

Modern Living. This 2-bedroom 2-bath condo offers an open floor plan with high ceilings, fireplace in the living room, dining area with plantation shutters for natural lighting and a breakfast nook to enjoy your morning coffee. Kitchen is bright and white with stainless steel appliances, modern back splash and extra cabinets for storage. Bedrooms are large and Master has 2 closets, inside laundry is upstairs for easy access. Garage is attached with an epoxy finished floor, built-ins for hobbies and organizing can be used for extra living space. Front patio has terracotta tile perfect for entertaining family and friends. HOA offers beautiful grounds with pool and jacuzzi. Located walking distance to restaurants and shopping center.

Last Agent to Sell the Property

Michael Yue

COMPASS License #02083986 Listed on: 10/28/2020

COMPASS

Last Buyer's Agent

Matthew Blashaw

Redfin License #01813414

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,011

Year Built

  • Built in 1999

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Turnkey

Interior Spaces

  • 1,228 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Recessed Lighting
  • Plantation Shutters
  • Living Room with Fireplace
  • Dining Room
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Microwave
  • Dishwasher
  • Tile Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms
  • Walk-In Closet
  • Makeup or Vanity Space
  • Dual Vanity Sinks in Primary Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Washer and Gas Dryer Hookup

Pool

  • In Ground Pool
  • In Ground Spa

Outdoor Features

  • Patio
  • Exterior Lighting
  • Front Porch

Schools

  • Cielo Vista Elementary School
  • Rancho Santa Margarita Middle School
  • Trabucco Hills High School

Additional Features

  • Two or More Common Walls
  • Central Heating and Cooling System

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 15583
  • Assessor Parcel Number 93027568

Community Details

Overview

  • 125 Units
  • Terracina/Keystone Association, Phone Number (949) 838-3265
  • Samlarc HOA
  • Terracina Subdivision

Recreation

  • Community Pool
  • Community Spa

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,011

Year Built

Built in 1999

Lot Details

0

HOA Fees

$257 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: Yes
  • Subdivision Name Other: Terracina (TERC)
  • View: No
  • Property Condition: Turnkey
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93027568
  • Year Built: 1999
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1228.00 Square Feet
  • Interior Amenities: High Ceilings, Open Floorplan, Recessed Lighting
  • Common Walls: 2+ Common Walls
  • Flooring: Tile
  • Appliances: Yes
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Eating Area: Breakfast Counter / Bar, Dining Room
  • Fireplace Features: Living Room
  • Levels: Two
  • Main Level Bathrooms: 1
  • Price Per Square Foot: 446.25
  • Room Type: All Bedrooms Up, Walk-In Closet
  • Spa Features: Association, In Ground
  • Window Features: Plantation Shutters
  • Bathroom Features: Bathtub, Shower In Tub, Double Sinks In Master Bath, Vanity Area
  • Room Kitchen Features: Tile Counters

Exterior Features

  • Patio: Yes
  • Patio And Porch Features: Front Porch, Tile
  • Pool Features: Association, In Ground
  • Pool Private: No
  • Spa: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Microwave
  • Heating Type: Central
  • Laundry Features: Gas Dryer Hookup, In Closet, Upper Level, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pool, Spa/Hot Tub
  • Association Fee: 201.00
  • Association #2 Fee: 56.00
  • Association #2 Fee Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Terracina/Keystone
  • Phone: 9498383265
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Curbs, Street Lights
  • Association Management: SAMLARC

Schools

  • School District: Saddleback Valley Unified
  • Elementary School: Cielo Vista
  • Middle School: Rancho Santa Margarita
  • High School: Trabucco Hills
  • Elementary School: Cielo Vista
  • High School: Trabucco Hills
  • Middle Or Junior School: Rancho Santa Margarita
  • Elementary School #2: CIEVIS
  • High School2: TRAHIL2

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 125
  • Number Of Units Total: 125

Tax Info

  • Tax Census Tract: 320.54
  • Tax Lot: 1
  • Tax Tract Number: 15583

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 18, 2025
Sold by
Spieckerman Camille Denise
Bought by
Camille Denise Spieckerman Living Trust and Spieckerman
Current Estimated Value
$832,635

Purchase Details

Closed on
Feb 8, 2022
Sold by
Denise Spieckerman Camille
Bought by
Spieckerman Camille Denise

Purchase Details

Listed on
Oct 28, 2020
Closed on
Nov 17, 2020
Sold by
Spieckerman Paul Alan
Bought by
Spieckerman Camille Denise
Seller's Agent
Michael Yue
COMPASS
Buyer's Agent
Matthew Blashaw
Redfin
List Price
$540,000
Sold Price
$548,000
Premium/Discount to List
$8,000
1.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$438,400
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 28, 2020
Closed on
Nov 5, 2020
Sold by
Aguilar Ricardo Jesus and Aguilar Delmy G
Bought by
Spieckerman Camille Denise and Bystedt Robert C
Seller's Agent
Michael Yue
COMPASS
Buyer's Agent
Matthew Blashaw
Redfin
List Price
$540,000
Sold Price
$548,000
Premium/Discount to List
$8,000
1.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$438,400
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 12, 2018
Closed on
Nov 19, 2018
Sold by
Obrien Julie M
Bought by
Aguilar Ricardo Jesus and Aguilar Delmy G
Seller's Agent
Jaci Woods
Seven Gables Real Estate
Buyer's Agent
Erik Taylor
Coldwell Banker Realty
List Price
$515,000
Sold Price
$492,000
Premium/Discount to List
-$23,000
-4.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.54%
Original Mortgage
$393,600
Interest Rate
4%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 18, 2016
Sold by
Brien Julie M O
Bought by
Brien Julie M O and Julie M Obrien Revocable Trust

Purchase Details

Closed on
Mar 31, 2016
Sold by
Brien Julie M O
Bought by
Brien Julie M O and Julie M Obrien Revocable Trust

Purchase Details

Closed on
Jul 30, 2001
Sold by
Mccarthy Richard W and Mccarthy Catherine A
Bought by
Obrien Julie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.21%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 21, 1999
Sold by
Terracina Llc
Bought by
Mccarthy Richard W and Mccarthy Catherine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,590
Interest Rate
6.94%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Camille Denise Spieckerman Living Trust -- Wfg National Title
Spieckerman Camille Denise -- Wfg National Title
Spieckerman Camille Denise -- Chicago Title Company
Bystedt Robert -- Chicago Title Company
Spieckerman Camille Denise $548,000 Chicago Title Company
Aguilar Ricardo Jesus $492,000 Chicago Title Company
Brien Julie M O -- First American Title Company
Brien Julie M O -- First American Title Company
Brien Julie M O -- None Available
Obrien Julie M $236,000 Lawyers Title Company
Mccarthy Richard W $155,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Spieckerman Camille Denise $438,400
Previous Owner Aguilar Ricardo Jesus $393,600
Previous Owner Obrien Julie M $333,750
Previous Owner Obrien Julie M $25,000
Previous Owner Obrien Julie M $280,000
Previous Owner Obrien Julie M $50,000
Previous Owner Obrien Julie M $207,032
Previous Owner Obrien Julie M $205,000
Previous Owner Mccarthy Richard W $157,590
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/11/2020 12/11/20 Sold $548,000 +1.5% $446 / Sq Ft
10/28/2020 10/28/20 For Sale $540,000 +9.8% $440 / Sq Ft
12/11/2018 12/11/18 Sold $492,000 -4.5% $389 / Sq Ft
11/12/2018 11/12/18 Pending -- -- --
09/12/2018 09/12/18 For Sale $515,000 -- $407 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,011 $593,171 $428,983 $164,188
2024 $6,011 $581,541 $420,572 $160,969
2023 $5,873 $570,139 $412,326 $157,813
2022 $5,845 $558,960 $404,241 $154,719
2021 $5,625 $548,000 $396,314 $151,686
2020 $5,264 $501,840 $349,826 $152,014
2019 $5,867 $492,000 $342,966 $149,034
2018 $3,997 $306,404 $148,568 $157,836
2017 $4,166 $300,397 $145,655 $154,742
2016 $4,382 $294,507 $142,799 $151,708
2015 $4,319 $290,084 $140,654 $149,430
2014 $4,245 $284,402 $137,899 $146,503
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: WS20227839

California Regional Multiple Listing Service (CRMLS)

APN: 930-275-68