NOT LISTED FOR SALE

89 Waterford Ct Urbanna, VA 23175

Estimated Value: $1,237,000 - $1,897,000

6 Beds
8 Baths
5,358 Sq Ft
$301/Sq Ft Est. Value

Last Sold January 12, 2024

Last sale price $1,700,000 $317 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $9,389/month

5 Days on Market

Highlights

  • Docks
  • Community Boat Facilities
  • Boat Lift
  • Middlesex High School Rated 9+
  • Boat Ramp
  • Property Fronts a Bay or Harbor

About This Home

As of January 2024

EXQUISITE WATERFRONT RETREAT: A UNIQUELY DESIGNED HAVEN WITH STUNNING VIEWS Welcome to 89 WATERFORD COURT, a masterfully crafted architectural gem completed in 2019, providing a tailored living experience on a secluded peninsula. This three-story sanctuary spans 5,358 sq.ft., boasting 6 bedrooms, 6 full and 2 half baths, is bathed in natural light and surrounded by enchanting creek and river panoramas from nearly every room. The property seamlessly marries tranquillity with entertainment, striking the perfect balance between intimate spaces and expansive hosting opportunities. Nestled on 1.71 acres with approximately 700 feet of waterfront, this outdoor sanctuary includes a spacious deck, a 6-person Jacuzzi hot tub, and a custom stone terrace with a fire pit. Situated in a well-maintained and serene neighborhood, just a short drive from town, Urbanna hosts a plethora of events, including the renowned Oyster Festival, farmer's markets, musical events, wine and oyster stroll, and a hometown holiday parade. Get ready to be captivated by this extraordinary find - 89 WATERFORD COURT awaits to redefine your waterfront living experience! So many extras! By Appt Only - No drive-by.

Last Agent to Sell the Property

Wendy Shores

Mason Realty, Inc. License #0225219471 Listed on: 11/27/2023

Last Buyer's Agent

Shelly Blair

Village Concepts Realty Group License #0225032071

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,470

Year Built

  • Built in 2019

Lot Details

  • 1.71 Acre Lot
  • Home fronts a creek
  • Property Fronts a Bay or Harbor
  • Cul-De-Sac
  • Street terminates at a dead end
  • Landscaped
  • Sprinkler System

HOA Fees

  • $124 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Carport
  • Circular Driveway
  • Unpaved Parking

Home Design

  • Custom Home
  • Colonial Architecture
  • A-Frame Home
  • Frame Construction
  • Shingle Roof
  • Asphalt Roof
  • Rubber Roof
  • HardiePlank Type

Interior Spaces

  • 5,358 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Bookcases
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Stone Fireplace
  • Dining Area
  • Screened Porch
  • Water Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Butlers Pantry
  • Built-In Double Oven
  • Stove
  • Range with Range Hood
  • Freezer
  • Dishwasher
  • Wine Cooler
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Main Floor Bedroom
  • Double Vanity

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Bedroom
  • Accessible Kitchen
  • Accessible Closets
  • Accessibility Features

Eco-Friendly Details

  • Solar Power System
  • Solar Heating System

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Balcony
  • Deck

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Generator Hookup
  • Power Generator
  • Shared Well
  • Tankless Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 55
  • Assessor Parcel Number 19-16-55

Community Details

Overview

  • Cedar Pointe Subdivision

Amenities

  • Common Area

Recreation

  • Community Boat Facilities
  • Community Bulkhead
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,470

Year Built

Built in 2019

Lot Details

0

HOA Fees

$124 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2019
  • Property Attached Yn: No
  • Lot Size Acres: 1.71
  • Water Body Name: Robinson Creek
  • Ownership: Individuals
  • Subdivision Name: Cedar Pointe
  • Above Grade Finished Sq Ft: 5358.0
  • Architectural Style: A-Frame, Colonial, Custom
  • Carport Y N: Yes
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Efficiency: Solar Panel(s)
  • Green Power: Solar
  • Building Stories: 3
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Owner
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Partially Carpeted, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Built-In Oven, Double Oven, Dryer, Dishwasher, Exhaust Fan, Freezer, Disposal, Range, Refrigerator, Range Hood, Stove, Tankless Water Heater, Wine Cooler, Washer
  • Other Equipment: Generator
  • Accessibility Features: Accessibility Features, Accessible Full Bath, Accessible Bedroom, Accessible Kitchen, Accessible Doors
  • Basement YN: No
  • Full Bathrooms: 6
  • Half Bathrooms: 2
  • Total Bedrooms: 6
  • Fireplace Features: Stone
  • Fireplace: Yes
  • Interior Amenities: Beamed Ceilings, Bookcases, Built-in Features, Bedroom on Main Level, Butler's Pantry, Breakfast Area, Ceiling Fan(s), Cathedral Ceiling(s), Dining Area, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Ceilings, Recessed Lighting, Skylights, Cable TV
  • Living Area: 5358.0
  • Stories: 3
  • Window Features: Skylight(s)
  • ResoLivingAreaSource: Owner

Exterior Features

  • Roof: Asphalt, Rubber, Shingle
  • Fencing: None
  • Lot Features: Dead End, Landscaped, Waterfront, Cul-De-Sac
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Harbor, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, HardiPlank Type
  • Exterior Features: Boat Lift, Deck, Dock, Sprinkler/Irrigation, Porch, Unpaved Driveway
  • Other Structures: Garage(s)
  • Patio And Porch Features: Balcony, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Circular Driveway, Carport, Driveway, Detached, Garage, Two Spaces, Unpaved

Utilities

  • Heating: Electric, Heat Pump, Solar, Zoned
  • Cooling: Central Air, Electric, Zoned
  • Electric: Generator Hookup
  • Sewer: Community/Coop Sewer
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Boat Facilities, Common Grounds/Area, Home Owners Association, Park, Bulkhead
  • Association Fee: 1490.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Sewer

Schools

  • Middle Or Junior School: Middlesex

Lot Info

  • Parcel Number: 19-16-55
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 6470.28
  • Tax Lot: 55

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 27, 2023
Closed on
Jan 9, 2024
Sold by
Miles A Libbey Iii Revocable Trust
Bought by
Dowdy David and Dowdy Amy
Seller's Agent
Wendy Shores
Mason Realty, Inc.
Buyer's Agent
Shelly Blair
Village Concepts Realty Group
List Price
$1,790,000
Sold Price
$1,700,000
Premium/Discount to List
-$90,000
-5.03%
Views
54
Current Estimated Value
$1,613,927

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$86,073
Avg. Annual Appreciation
-3.12%

Purchase Details

Closed on
Apr 24, 2018
Sold by
Libbey Miles A
Bought by
Libbey Miles A and The Miles A Libbey Iii Revocab

Purchase Details

Closed on
Nov 7, 2006
Sold by
Graff William E
Bought by
Libbey Miles A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.47%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dowdy David -- Fidelity National Title
Libbey Miles A -- None Available
Libbey Miles A $915,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dowdy David $1,000,000
Previous Owner Miles A Libbey Iii Revocable T $900,000
Previous Owner Libby Miles A $467,029
Previous Owner Libbey Miles A $125,000
Previous Owner Libbey Miles A $393,300
Previous Owner Libbey Miles A $400,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/12/2024 01/12/24 Sold $1,700,000 -5.0% $317 / Sq Ft
12/06/2023 12/06/23 Pending -- -- --
12/01/2023 12/01/23 For Sale $1,790,000 -- $334 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,470 $1,060,700 $297,500 $763,200
2024 $6,470 $1,060,700 $297,500 $763,200
2023 $6,470 $1,060,700 $297,500 $763,200
2022 $6,470 $1,060,700 $297,500 $763,200
2021 $5,662 $913,300 $290,500 $622,800
2020 $5,662 $913,300 $290,500 $622,800
2019 $5,000 $913,300 $290,500 $622,800
2018 $4,516 $806,500 $290,500 $516,000
2017 $4,516 $806,500 $290,500 $516,000
2016 $3,743 $706,300 $290,500 $415,800
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2327268

Chesapeake Bay & Rivers Association of REALTORS®

APN: 19-16-55