$295,000
SOLD MAR 10, 2026

890 Jefferson Dr Palmyra, VA 22963

5 Beds
3 Baths
2,496 Sq Ft
0.28 Acres Lot

Sale Details

Date Sold: March 10, 2026

$118 Per Sq Ft

6% Below List Price

40 Days on Market

Highlights

  • Skylights
  • Wood Siding
  • Gas Fireplace
  • Kitchen Island
  • Heat Pump System
  • 1-Story Property

About This Home

As of March 2026

This five bedroom, three bath home nestled in the amenity-rich community of Lake Monticello is brimming with potential for the right buyer. A light and bright, open floor plan features large windows, hardwood floors, recessed lighting, and a gas fireplace. Three bedrooms and two bathrooms on the main level, with an additional two bedrooms and full bathroom in the basement, which also has its own living room. A wonderful opportunity for those with vision! Excellent proximity to the main beach, club house, tennis courts, and just around the corner from the main gate. Only 25 minutes from Charlottesville, 40 minutes from the airport, and an hour from Richmond.

Last Agent to Sell the Property

THE BECKHAM TEAM

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225204314 Listed on: 12/18/2025

Last Buyer's Agent

Amy Webb

NEST REALTY GROUP License #0225076211

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,537

Year Built

  • Built in 1980

HOA Fees

  • $122 per month

Home Design

  • Fixer Upper
  • Slab Foundation
  • Wood Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Skylights
  • Recessed Lighting
  • Gas Fireplace
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Additional Features

  • 12,197 Sq Ft Lot
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 1 228

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,537

Year Built

Built in 1980

Lot Details

0.28 Acres

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 1 228
  • Property Sub Type: Detached
  • LotSizeAcres: 0.28
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1248.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1248.0
  • Fireplace Features: Gas
  • Interior Amenities: Skylights, Kitchen Island, Recessed Lighting
  • Living Area: 2496.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Skylight(s)

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Wood Siding
  • Foundation Details: Slab
  • Property Condition: Fixer

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available, Propane
  • Sewer: Public Sewer
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 1980

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2537.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 18, 2025
Closed on
Feb 16, 2026
Sold by
Tracey Felts
Bought by
Ferguson Spencer and Ferguson Malin M
Seller's Agent
THE BECKHAM TEAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Amy Webb
NEST REALTY GROUP
List Price
$315,000
Sold Price
$295,000
Premium/Discount to List
-$20,000
-6.35%
Views
159

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
37.60%
Original Mortgage
$300,162
Outstanding Balance
$299,868
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$10,590

Purchase Details

Closed on
Apr 14, 2008
Sold by
Smith Kevin L
Bought by
Co Vandevander Counstuction Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $295,000 Old Republic National Title In
Bargain Sale Deed $61,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,162 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/10/2026 03/10/26 Sold $295,000 -4.8% $118 / Sq Ft
01/27/2026 01/27/26 Pending -- -- --
01/16/2026 01/16/26 Price Changed $310,000 -1.6% $124 / Sq Ft
12/18/2025 12/18/25 For Sale $315,000 -- $126 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,537 $338,200 $30,000 $308,200
2024 $18 $212,900 $30,000 $182,900
2023 $1,797 $212,900 $30,000 $182,900
2022 $1,604 $184,400 $27,500 $156,900
2021 $1,604 $184,400 $27,500 $156,900
2020 $1,569 $169,600 $27,500 $142,100
2019 $1,569 $169,600 $27,500 $142,100
2018 $1,487 $163,900 $27,500 $136,400
2017 $1,487 $163,900 $27,500 $136,400
2016 $1,496 $163,100 $27,500 $135,600
2015 $1,421 $163,100 $27,500 $135,600
2014 $1,421 $161,500 $27,500 $134,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 671923

Charlottesville area Association of Realtors®

APN: 18A-1-228

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