$2,700,000
$25K PRICE DROP

Estimated payment $16,111/month

Total Views 20,810
2 Beds
2 Baths
1,443 Sq Ft
$1,871 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Wood Flooring
  • Enclosed Parking
  • Mission Hill Middle School Rated A-
  • Granite Countertops
  • 1 Car Detached Garage

About This Home

Welcome to your dream home at 890 West Cliff #8. Embrace the stunning 180 degree sweeping views of Monterey Bay. This single-level condo offers modern living with breathtaking sunrise to sunset ocean views. Front end unit has completely unobstructed lookouts with expansive windows throughout the entire home. Watch the vibrant coastal life, surfing, pelicans, whales, otters, seals, and sailboats along West Cliff Promenade. This immaculate condo showcases a modern & unique flair, featuring high ceilings and recessed lighting, oak floors, and an open floor plan making it perfect for entertaining. Chef's kitchen features stainless steel appliances and granite countertops. With 1,443 square feet of living space, this home offers two spacious bedrooms and two full bathrooms, with master suite, providing ample comfort and privacy. The covered patio deck is perfect for enjoying the jaw dropping waterfront views. For convenience this property boasts a detached garage with included storage. Located in the heart of Santa Cruz, this turn-key condominium has direct access to the best of coastal living. Step outside your door to experience & explore Lighthouse Field and West Cliff Drive, world-class surfing, and scenic beauty. Embrace the coastal lifestyle in this exceptional oceanfront home.

Listing Agent

Ben Imber

Christie's International Real Estate Sereno License #01984530 Listed on: 09/18/2025

Christie's International Real Estate Sereno

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $14,419

Year Built

  • Built in 2014

HOA Fees

  • $650 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Enclosed Parking
  • Guest Parking
  • Assigned Parking

Home Design

  • Slab Foundation

Interior Spaces

  • 1,443 Sq Ft Home
  • Ceiling Fan
  • Family or Dining Combination
  • Washer and Dryer

Kitchen

  • Open to Family Room
  • Breakfast Bar
  • Gas Oven
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Utilities

  • Forced Air Heating System

Community Details

  • Association fees include common area electricity, common area gas, garbage, maintenance - common area, maintenance - exterior, reserves, roof
  • Monterey Towers Association

Listing and Financial Details

  • Assessor Parcel Number 004-401-01-000

Property Details

Home Type

Condominium

Est. Annual Taxes

$14,419

Year Built

Built in 2014

Lot Details

0

HOA Fees

$650 per month

Parking

1

Listing Details

  • Subclass: Condominium
  • Listing Class: Residential
  • Maximum Unit Floor Number: 2
  • Structure Sq Ft: 1443
  • Year Built: 2014
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Family Room: Kitchen / Family Room Combo
  • Dining Room: Breakfast Bar, Dining Area, Dining Area in Family Room
  • Kitchen: Countertop - Granite, Dishwasher, Freezer, Island, Oven Range - Gas, Refrigerator
  • Living Sq Ft: 1443
  • Bedrooms: Primary Suite / Retreat
  • Laundry: Washer / Dryer
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Bathroom: Primary - Stall Shower(s), Shower over Tub - 1

Exterior Features

  • Foundation: Concrete Slab

Garage/Parking

  • Garage Spaces: 1
  • Garage Parking Features: Assigned Spaces, Detached Garage, Enclosed, Guest / Visitor Parking

Utilities

  • Cooling System: Ceiling Fan
  • Heating System: Central Forced Air
  • Sewer/Septic System: Sewer - Public, Sewer Connected

Condo/Co-op/Association

  • HOA Fees: 650
  • HOA Fee Frequency: Monthly
  • Association Fees Include: Common Area Electricity, Common Area Gas, Garbage, Maintenance - Common Area, Maintenance - Exterior, Reserves, Roof
  • H O A Name Text: Monterey Towers
  • H O A Exist: Yes

Lot Info

  • Parcel Number: 004-401-01-000

Multi Family

  • Utilities: Natural Gas, Public Utilities
  • Maximum Building Height: 3
  • Minimum Building Height: 3

MLS Schools

  • High School District Text: Santa Cruz City High

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,419 $1,311,675 $1,011,338 $300,337
2023 $14,242 $1,260,740 $972,066 $288,674
2022 $14,081 $1,236,020 $953,006 $283,014
2021 $13,785 $1,211,785 $934,320 $277,465
2020 $13,676 $1,199,359 $924,739 $274,620
2019 $11,529 $1,008,000 $798,000 $210,000
2018 $11,617 $1,008,000 $798,000 $210,000
2017 $17,478 $1,525,219 $1,187,220 $337,999
2016 $947 $50,306 $50,306 $0
2015 $821 $49,550 $49,550 $0
2014 $2,202 $176,829 $48,579 $128,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/13/2025 10/13/25 Price Changed $2,700,000 -0.9% $1,871 / Sq Ft
09/18/2025 09/18/25 For Sale $2,725,000 -- $1,888 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Grant Deed -- None Listed On Document
Interfamily Deed Transfer -- Fnc Title Services Llc
Interfamily Deed Transfer -- None Available
Grant Deed -- Old Republic Title Company
Grant Deed -- Old Republic Title Company
Grant Deed $1,444,000 Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Interfamily Deed Transfer -- Chicago Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $2,089,935 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $625,000 New Conventional
Source: Public Records

Source: MLSListings

MLS Number: ML82022079

MLSListings

APN: 004-401-01-000