NOT LISTED FOR SALE

891 Silver Shoals Rd Lula, GA 30554

Estimated Value: $274,000 - $360,000

2 Beds
1.5 Baths
1,240 Sq Ft
$249/Sq Ft Est. Value

Last Sold August 13, 2024

Last sale price $295,000 $238 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,729/month

4 Days on Market

Highlights

  • Ranch Style House
  • Great Room
  • No HOA
  • Sun or Florida Room
  • Solid Surface Countertops
  • Beamed Ceilings

About This Home

As of August 2024

BEAUTIFUL HOME IN THE HEART OF BANKS COUNTY!!! Located on one acre on a fantastic country road, this 2 bedroom/1.5 bath has so much to offer. You will feel the love of your friendly neighbors without a "neighborhood" or HOA. You can front porch sit in the mornings with your coffee or the evenings with your cold drink. You have just enough trees to make some shade to keep cool for your summer cookouts. Throw up some tables and camping chairs and invite all of the family and your friends. Not to keep talking about the outside, but there's more! There's a building to store all of your things and shelter for storage or grilling. You want a horse? No problem...you have a fence already in place waiting for your horse. There's also plenty of room to park your rv or boat, plant a garden, or a trampoline for the kids. Come on in the front door to the cozy, open concept kitchen and living areas. The current owners enjoy their Thanksgiving and Christmas holidays so much because of the roomy and openness of the family area. The 2 bedrooms are a nice size and there's also another flex room that could be used for another bedroom. There's a full bathroom off from the common area and a half bath in one of the bedrooms. This home has a really great floor plan that could be easily added on to. The sunroom is another great feature that could have many functions such as playroom or another dining area. I almost forgot...off from the carport is a spacious storage room for more of your stuff. The roof is 4 years old, HVAC is 5 years old, and water heater is 2 years old. You will be close to everything since conveniently located less than 10 minutes from Homer, 15 minutes from Cornelia, 20 minutes to Commerce, 30 minutes to Gainesville, 45 minutes to Athens, about an hour to Atlanta. COME MAKE THE QUIET LIFE YOURS AT 891 SILVER SHOALS ROAD;)

Last Agent to Sell the Property

Shannon Pace

Virtual Properties Realty.com License #375418 Listed on: 07/11/2024

Virtual Properties Realty.com

Last Buyer's Agent

Rodney Hill

Keller Williams Lanier Partners License #362562

Keller Williams Lanier Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,124

Year Built

  • Built in 1989

Lot Details

  • 1 Acre Lot
  • Wood Fence
  • Level Lot
  • Open Lot

Parking

  • Carport

Home Design

  • Ranch Style House
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,240 Sq Ft Home
  • Beamed Ceilings
  • Ceiling Fan
  • Great Room
  • Family Room
  • Sun or Florida Room
  • Crawl Space
  • Pull Down Stairs to Attic
  • Laundry in Kitchen

Kitchen

  • Oven or Range
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Split Bedroom Floorplan

Outdoor Features

  • Outbuilding

Schools

  • Banks Co Primary/Elementary School
  • Banks County Middle School
  • Banks County High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,124

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • ArchitecturalStyle: Ranch
  • Main Level Half Bathrooms: 1
  • Financing Type: FHA
  • Levels: One
  • Lot Size Acres: 1.00
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1240
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater, Oven/Range (Combo)
  • Bedrooms: 2
  • Basement: Crawl Space
  • Total Finished Sq Ft: 1240
  • Above Grade Finished Sq Ft: 1240
  • Interior Amenities: Beamed Ceilings, Master On Main Level, Pulldown Attic Stairs, Split Bedroom Plan
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Flooring: Other
  • Kitchen Features: Solid Surface Counters
  • Price Per Square Foot: 237.903

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Wood
  • Foundation Details: Block
  • Lot Features: Level, Open Lot, Sloped
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Carport

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Electric
  • Laundry Features: In Kitchen, Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public, Well

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Banks Co Primary/Elementary
  • High School: Banks County
  • Middle School: Banks County
  • Elementary School: Banks Co Primary/Elementary
  • Middle School: Banks County
  • High School: Banks County

Tax Info

  • Year: 2023
  • Tax Annual Amount: 1124.21

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Aug 13, 2024
Sold by
Hill Michael Wayne
Bought by
Childers Cora Nicole and Turner Corey Benjamin
Seller's Agent
Shannon Pace
Virtual Properties Realty.com
Buyer's Agent
Rodney Hill
Keller Williams Lanier Partners
List Price
$289,900
Sold Price
$295,000
Premium/Discount to List
$5,100
1.76%
Views
109
Current Estimated Value
$308,995

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,995
Avg. Annual Appreciation
1.81%
Original Mortgage
$289,656
Outstanding Balance
$286,845
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$13,930

Purchase Details

Listed on
Sep 18, 2015
Closed on
Oct 29, 2015
Sold by
Brewer Thelma C
Bought by
Hill Michael Wayne
Seller's Agent
Tammy Purcell
Purcell Realty
Buyer's Agent
Tammy Purcell
Purcell Realty
List Price
$65,000
Sold Price
$65,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.78%
Original Mortgage
$63,822
Interest Rate
3.75%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Childers Cora Nicole $295,000 --
Hill Michael Wayne $65,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Childers Cora Nicole $289,656
Previous Owner Hill Michael Wayne $63,822
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2024 08/13/24 Sold $295,000 +1.8% $238 / Sq Ft
07/15/2024 07/15/24 Pending -- -- --
07/11/2024 07/11/24 For Sale $289,900 +346.0% $234 / Sq Ft
10/29/2015 10/29/15 Sold $65,000 0.0% $59 / Sq Ft
09/18/2015 09/18/15 Pending -- -- --
09/18/2015 09/18/15 For Sale $65,000 -- $59 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $991 $70,314 $7,095 $63,219
2023 $991 $55,234 $6,852 $48,382
2022 $601 $48,608 $6,852 $41,756
2021 $809 $38,207 $4,568 $33,639
2020 $790 $36,461 $3,838 $32,623
2019 $794 $36,461 $3,838 $32,623
2018 $718 $32,639 $2,953 $29,686
2017 $658 $28,916 $2,568 $26,348
2016 $727 $28,916 $2,568 $26,348
2015 $268 $28,915 $2,568 $26,348
2014 $268 $31,412 $5,064 $26,348
2013 -- $31,412 $5,064 $26,348
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10336815

Georgia MLS

APN: B27-056