Seller's Agent in 2025
Christine Currey
RE/MAX
(847) 754-0468
1 in this area
661 Total Sales
891 W Chicago St Elgin, IL 60123
Near West Elgin Neighborhood
2
Beds
1.5
Baths
1,364
Sq Ft
6,316
Sq Ft Lot
Highlights
- Rooftop Deck
- Wood Flooring
- Den
- Family Room with Fireplace
- Cottage
- 4-minute walk to Abbott Park
About This Home
As of March 2025Don't miss this charming, one-of-a-kind English Brick Cottage featuring 2 bedrooms, a Den and 1.5 baths, nestled on an oversized homesite in the heart of Elgin. Overflowing with character, this home features a stunning custom arched front door that sets the tone for the warmth and charm that awaits inside. Beautiful wood floors, arched doorways, and large windows fill the space with natural light, while crown molding and two cozy fireplaces add elegance throughout. The spacious kitchen is a cook's dream with an oversized stainless steel sink, butcher block countertops, newer custom cabinetry, a separate eating banquette, and a walk-in pantry. The layout also offers a versatile separate den, perfect for an office, library, or quiet retreat. A formal dining room provides an elegant space for gatherings, while the inviting family room creates an ideal area for relaxation or entertainment. Both generously sized bedrooms offer walk-in closets, with the master retreat boasting french doors that open to its own private outdoor oasis-perfect for relaxing. Plus, the convenience of an upstairs washer and dryer makes laundry a breeze. An updated full bathroom rounds out the second floor. The home offers tons of storage throughout, ensuring everything has its place. The full basement and detached garage provide even more opportunity for storage or recreation. Situated on a large lot, this home blends unique details with modern conveniences-truly a must-see! Fireplace being sold as-is as it has not been used since owner has closed on home.
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475168644 Listed on: 01/17/2025
Last Buyer's Agent
RE/MAX All Pro - St Charles License #475168644 Listed on: 01/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,720
Year Built
- Built in 1930
Lot Details
- 6,316 Sq Ft Lot
- Lot Dimensions are 47x133x46x133
Parking
- 2 Car Detached Garage
- Garage Transmitter
- Garage Door Opener
- Parking Included in Price
Home Design
- Cottage
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,364 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Formal Dining Room
- Den
- Wood Flooring
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
Unfinished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Outdoor Features
- Rooftop Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2021
Closed on
Oct 12, 2021
Sold by
Waramit Cassandra and Stallone John
Bought by
Paolantonio Lisa M
Seller's Agent
Pamela Benda
Coldwell Banker Realty
Buyer's Agent
Vanessa Raflores
Illinois Real Estate Partners
List Price
$249,000
Sold Price
$245,000
Premium/Discount to List
-$4,000
-1.61%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,976
Avg. Annual Appreciation
8.46%
Original Mortgage
$196,000
Outstanding Balance
$180,751
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$167,225
Purchase Details
Listed on
Mar 3, 2016
Closed on
Apr 22, 2016
Sold by
Fisher Gary L and Fisher Joan M
Bought by
Waramit Cassandra
Seller's Agent
Bob Wisdom
RE/MAX Horizon
Buyer's Agent
Wayne Laatz
eXp Realty
List Price
$184,900
Sold Price
$182,500
Premium/Discount to List
-$2,400
-1.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.68%
Original Mortgage
$7,500
Interest Rate
3.71%
Mortgage Type
Stand Alone Second
Purchase Details
Listed on
Feb 8, 2014
Closed on
May 19, 2014
Sold by
Diehl John K and Diehl Mark D
Bought by
Fisher Gary L and Fisher Joan M
Seller's Agent
James Swanson
Suburban Life Realty, Ltd
Buyer's Agent
Bruce Wascher
RE/MAX Horizon
List Price
$134,900
Sold Price
$120,000
Premium/Discount to List
-$14,900
-11.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.26%
Original Mortgage
$96,000
Interest Rate
4.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 12, 2007
Sold by
Diehl John R
Bought by
Diehl John R
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $245,000 | First American Title | |
| Warranty Deed | $182,500 | Chicago Title Insurance Co | |
| Deed | $120,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $196,000 | New Conventional | |
| Previous Owner | $7,500 | Stand Alone Second | |
| Previous Owner | $159,000 | New Conventional | |
| Previous Owner | $96,000 | New Conventional | |
| Previous Owner | $33,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/06/2025 03/06/25 | Sold | $340,000 | +1.5% | $249 / Sq Ft | |
| 01/30/2025 01/30/25 | Pending | -- | -- | -- | |
| 01/24/2025 01/24/25 | For Sale | $334,900 | +36.7% | $246 / Sq Ft | |
| 08/31/2021 08/31/21 | Sold | $245,000 | -1.6% | $135 / Sq Ft | View Prior Sale |
| 08/03/2021 08/03/21 | Pending | -- | -- | -- | |
| 07/30/2021 07/30/21 | For Sale | $249,000 | +36.4% | $137 / Sq Ft | |
| 05/02/2016 05/02/16 | Sold | $182,500 | -1.3% | $100 / Sq Ft | View Prior Sale |
| 03/07/2016 03/07/16 | Pending | -- | -- | -- | |
| 03/03/2016 03/03/16 | For Sale | $184,900 | +54.1% | $102 / Sq Ft | |
| 05/30/2014 05/30/14 | Sold | $120,000 | -7.0% | $66 / Sq Ft | View Prior Sale |
| 04/18/2014 04/18/14 | Pending | -- | -- | -- | |
| 04/12/2014 04/12/14 | Price Changed | $129,000 | -2.2% | $71 / Sq Ft | |
| 03/31/2014 03/31/14 | Price Changed | $131,900 | -2.2% | $73 / Sq Ft | |
| 03/25/2014 03/25/14 | For Sale | $134,900 | 0.0% | $74 / Sq Ft | |
| 03/06/2014 03/06/14 | Pending | -- | -- | -- | |
| 03/03/2014 03/03/14 | Price Changed | $134,900 | -3.6% | $74 / Sq Ft | |
| 02/08/2014 02/08/14 | For Sale | $139,900 | -- | $77 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,052 | $96,116 | $14,313 | $81,803 |
| 2023 | $6,720 | $86,834 | $12,931 | $73,903 |
| 2022 | $6,345 | $79,178 | $11,791 | $67,387 |
| 2021 | $6,069 | $74,026 | $11,024 | $63,002 |
| 2020 | $5,898 | $70,669 | $10,524 | $60,145 |
| 2019 | $5,727 | $67,317 | $10,025 | $57,292 |
| 2018 | $5,808 | $64,751 | $9,444 | $55,307 |
| 2017 | $5,679 | $61,213 | $8,928 | $52,285 |
| 2016 | $5,417 | $56,789 | $8,283 | $48,506 |
| 2015 | -- | $52,052 | $7,592 | $44,460 |
| 2014 | -- | $51,409 | $7,498 | $43,911 |
| 2013 | -- | $52,765 | $7,696 | $45,069 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Currey
-
Erin Koertgen
Seller Co-Listing Agent in 2025
Erin Koertgen
RE/MAX
(847) 409-8168
1 in this area
611 Total Sales
-
Pamela Benda
Seller's Agent in 2021
Pamela Benda
Coldwell Banker Realty
(630) 750-4165
1 in this area
34 Total Sales
-
Wayne Laatz
Seller Co-Listing Agent in 2021
Wayne Laatz
eXp Realty
(630) 484-3614
1 in this area
16 Total Sales
-
V
Buyer's Agent in 2021
Vanessa Raflores
Illinois Real Estate Partners
-
Bob Wisdom
Seller's Agent in 2016
Bob Wisdom
RE/MAX
(847) 695-8348
9 in this area
652 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12270112
APN: 06-14-306-001
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