Seller's Agent in 2025
Kirsten Hagen
Compass
(650) 504-1469
23 in this area
55 Total Sales
895 Main St Half Moon Bay, CA 94019
Estimated Value: $1,158,000 - $1,264,000
2
Beds
1
Bath
840
Sq Ft
$1,453/Sq Ft
Est. Value
Highlights
- 1 Fireplace
- Shed
- Level Lot
- Eat-In Kitchen
- Forced Air Heating System
- 1-Story Property
About This Home
As of June 2025This charming cottage is a rare gem nestled in downtown Half Moon Bay, offering a unique blend of residential comfort and commercial opportunity. Situated on a spacious lot, this property is not only a cozy retreat but also a savvy investment. With its commercial-downtown zoning, the possibilities are endless. Whether you're looking to develop multi-unit residences, affordable housing, or maintain it as a quaint cottage, this property provides the flexibility to meet your vision. Imagine creating a vibrant multi-unit community or offering sought-after affordable housing options in this idyllic coastal town. The existing cottage exudes charm and warmth, featuring classic architectural details and a welcoming ambiance. The large lot offers ample space for expansion and creativity, making it an ideal canvas for your real estate aspirations. Don't miss this extraordinary opportunity to own a versatile property in a prime location. Embrace the potential!
Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 8,999 Sq Ft Lot
- Back Yard Fenced
- Level Lot
- Zoning described as CD Commercial Downtown
Parking
- 1 Car Garage
- Off-Street Parking
Home Design
- Composition Roof
Interior Spaces
- 840 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Crawl Space
- Eat-In Kitchen
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Additional Features
- Shed
- 100 SF Accessory Dwelling Unit
- Forced Air Heating System
Listing and Financial Details
- Assessor Parcel Number 056-210-130
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jun 24, 2025
Sold by
Bought by
Seller's Agent
Kirsten Hagen
Compass
Buyer's Agent
Nate Serdy
Compass
List Price
$1,150,000
Sold Price
$1,200,000
Premium/Discount to List
$50,000
4.35%
Views
12
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,114
Avg. Annual Appreciation
1.78%
Original Mortgage
$675,000
Outstanding Balance
$673,267
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$546,847
Purchase Details
Closed on
Jan 19, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,450,000
Interest Rate
3.94%
Mortgage Type
Commercial
Purchase Details
Closed on
Apr 17, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$631,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,200,000 | Old Republic Title | ||
| $900,000 | Lawyers Title Co | ||
| $651,000 | First American Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $675,000 | ||
| Previous Owner | $1,450,000 | ||
| Previous Owner | $631,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $1,200,000 | +4.3% | $1,429 / Sq Ft |
| 05/10/2025 05/10/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $1,150,000 | -- | $1,369 / Sq Ft |
Source: MLSListings
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,673 | $1,024,043 | $568,913 | $455,130 |
| 2023 | $12,673 | $984,279 | $546,822 | $437,457 |
| 2022 | $11,892 | $964,980 | $536,100 | $428,880 |
| 2021 | $11,574 | $946,060 | $525,589 | $420,471 |
| 2020 | $11,466 | $936,360 | $520,200 | $416,160 |
| 2019 | $11,323 | $918,000 | $510,000 | $408,000 |
| 2018 | $9,643 | $816,000 | $459,000 | $357,000 |
| 2017 | $8,854 | $736,780 | $368,390 | $368,390 |
| 2016 | $8,749 | $722,334 | $361,167 | $361,167 |
| 2015 | $8,155 | $675,000 | $337,500 | $337,500 |
| 2014 | $8,044 | $636,000 | $318,000 | $318,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kirsten Hagen
-
Nate Serdy
Buyer's Agent in 2025
Nate Serdy
Compass
(650) 440-9510
29 in this area
68 Total Sales
Map
Source: MLSListings
MLS Number: ML82002689
APN: 056-210-130
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Property Information © 2026 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.
Nearby Homes
- 766 Arnold Way
- 1045 S Arnold Way
- 543 Filbert St
- SW Cor 2nd Magnolia St
- 0 Magnolia Unit ML81987516
- 132 Amesport Landing
- 432 Granelli Ave
- 345 Granelli Ave
- 577 Creekside Ct
- 525 Creekside Ct Unit LOT 2
- 533 Alsace Loraine Ave
- 430 Pine Ave
- 229 Garcia Ave
- 220 Main St
- 0 Van Ness Ave Unit ML82035609
- 408 Belleville Blvd
- 411 Belleville Blvd
- 414 Belleville Blvd
- 200 Dolores Ave
- 110 Dolores Ave
Your Personal Tour Guide
Ask me questions while you tour the home.