Seller's Agent in 2023
Ginger Driver
Coldwell Banker-Terry
(270) 245-2626
256 Total Sales
895 Otter Lake Loop Hanson, KY 42413
Estimated Value: $477,659
5
Beds
3
Baths
2,790
Sq Ft
$171/Sq Ft
Est. Value
About This Home
As of May 2023The beautiful lake view, peaceful setting and meticulously maintained home will make you want to call 895 Otter Lake Loop home! This property has so much to offer both inside and out! Surrounded by mature landscaping and abundant wildlife, this 5 bdrm., 3 bath brick home sits on a 1.6-acre lot in the desirable Otter Lake Estate Subd. As you enter the foyer the open floor plan allows a view through the living room with vaulted ceilings into the all-season sunroom and out to the water. The dining room is open to the expansive kitchen with custom cabinetry, Corian countertops, tiled backsplash and large pantry. Have your morning coffee in the breakfast room or step out through the double doors onto the large deck and enjoy the lake. The 3 bedrooms on the main level are a split plan with the primary bedroom offering a spacious walk-in closet and bath. Upstairs you will find an oversized bedroom plus an unfinished area with tons of possibilities. SEE PRIVATE REMARKS:
Last Listed By
Coldwell Banker-Terry Brokerage Email: 2708213131, cbta1096@hotmail.com Listed on: 09/09/2022
Home Details
Home Type
Single Family
Est. Annual Taxes
$4,275
Year Built
1997
Lot Details
0
Parking
2
Listing Details
- Property Sub Type: Single Family Residence
- Prop. Type: Residential
- Lot Size Acres: 1.6
- Lot Size: 1.6 Acres
- Road Surface Type: Paved
- Subdivision Name: Otter Lake
- Directions: Take Hwy 109 - LEFT on Otter Lake Loop, home on LEFT.
- Architectural Style: Ranch
- Carport Y N: No
- Garage Yn: Yes
- Year Built: 1997
- Kitchen Level: Main
- Attribution Contact: 2708213131, cbta1096@hotmail.com
- Special Features: None
Interior Features
- Appliances: Electric Water Heater, Dryer, Microwave, Water Softener, Cooktop, Freezer, Double Oven, Refrigerator, Washer, Dishwasher
- Other Equipment: Satellite Dish, Satellite Receiver
- Has Basement: Crawl Space, Partially Finished, Full, Poured, Walk-Out Access
- Full Bathrooms: 3
- Total Bedrooms: 5
- Below Grade Sq Ft: 1300
- Fireplace Features: Insert, Gas Log, Family Room, Ventless
- Fireplace: Yes
- Flooring: Tile, Hardwood
- Interior Amenities: Plastic Plumbing, Kitchen Island, Walk-In Closet(s), Cathedral Ceiling(s), Split Bedroom, Ceiling Fan(s), Pantry
- Living Area: 2790
- Main Level Bathrooms: 2
- Main Level Bedrooms: 3
- Window Features: Double Pane Windows, Curtains, Drapes, Mini Blinds
- Living Room Living Room Level: Main
- Room Family Room Level: Basement
- Dining Room Dining Room Level: Main
Exterior Features
- Lot Features: Wooded, Landscaped
- Waterfront Features: Lake Front
- Waterfront: Yes
- Disclosures: ACR Concrete Disclosure
- Home Warranty: No
- Construction Type: Brick
- Foundation Details: Block, Concrete Perimeter
- Patio And Porch Features: Porch-Covered, Patio, Deck
- Roof: Composition
Garage/Parking
- Attached Garage: No
- Covered Parking Spaces: 2
- Garage Spaces: 2
- Open Parking: Yes
- Parking Features: 2 Car, Blacktop
- Total Parking Spaces: 2
Utilities
- Laundry Features: Main Level
- Security: Smoke Detector(s), Security System, Security Lights
- Cooling: Central Electric
- Cooling Y N: Yes
- Heating: Electric, Fireplace(s)
- Heating Yn: Yes
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water Source: City
Lot Info
- Lot Size Sq Ft: 69696
- ResoLotSizeUnits: SquareFeet
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 9, 2022
Closed on
May 11, 2023
Sold by
Howerton Edwin Donald and Howerton Lisa Ann
Bought by
Wadlington Harry Choctaw and Wadlington Angel Robyn
Seller's Agent
Ginger Driver
Coldwell Banker-Terry
Buyer's Agent
Angela Wright
Keller Williams Elite Realty
List Price
$486,900
Sold Price
$425,000
Premium/Discount to List
-$61,900
-12.71%
Total Days on Market
244
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,659
Avg. Annual Appreciation
0.98%
Original Mortgage
$222,000
Outstanding Balance
$217,075
Interest Rate
5.95%
Mortgage Type
New Conventional
Estimated Equity
$216,208
Purchase Details
Closed on
May 6, 2005
Sold by
Wells Elton and Wells Patricia
Bought by
Howerton Edwin Donald and Howerton Lisa Ann
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Wadlington Harry Choctaw | $425,000 | None Listed On Document | |
| Howerton Edwin Donald | $295,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Wadlington Harry Choctaw | $222,000 | |
| Previous Owner | Howerton Edwin Donald | $100,000 | |
| Previous Owner | Howerton Edwin Donald | $257,000 | |
| Previous Owner | Howerton Edwin Donald | $252,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/12/2023 05/12/23 | Sold | $425,000 | -9.0% | $152 / Sq Ft |
| 03/05/2023 03/05/23 | Off Market | $467,000 | -- | -- |
| 09/09/2022 09/09/22 | For Sale | $486,900 | -- | $175 / Sq Ft |
Source: Madisonville Hopkins County Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,275 | $425,000 | $0 | $0 |
| 2023 | $3,561 | $349,200 | $0 | $0 |
| 2022 | $3,562 | $349,200 | $0 | $0 |
| 2021 | $3,576 | $349,200 | $0 | $0 |
| 2020 | $3,586 | $349,200 | $0 | $0 |
| 2019 | $3,586 | $349,200 | $0 | $0 |
| 2018 | $3,610 | $349,200 | $0 | $0 |
| 2017 | $3,590 | $349,200 | $0 | $0 |
| 2016 | $3,480 | $349,200 | $0 | $0 |
| 2015 | $2,823 | $295,000 | $19,000 | $276,000 |
| 2014 | $2,823 | $295,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ginger Driver
-
Angela Wright
A
Buyer's Agent in 2023
Angela Wright
Keller Williams Elite Realty
46 Total Sales
Map
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Source: Madisonville Hopkins County Board of REALTORS®
MLS Number: 113585
APN: OTTR-1-3-51A
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