NOT LISTED FOR SALE

895 Otter Lake Loop Hanson, KY 42413

Estimated Value: $407,000 - $517,000

5 Beds
3 Baths
2,790 Sq Ft
$160/Sq Ft Est. Value

Last Sold May 12, 2023

Last sale price $425,000 $152 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,834/month

244 Days on Market

Highlights

  • Lake Front
  • Wooded Lot
  • Cathedral Ceiling
  • Deck
  • Ranch Style House
  • Wood Flooring

About This Home

As of May 2023

The beautiful lake view, peaceful setting and meticulously maintained home will make you want to call 895 Otter Lake Loop home! This property has so much to offer both inside and out! Surrounded by mature landscaping and abundant wildlife, this 5 bdrm., 3 bath brick home sits on a 1.6-acre lot in the desirable Otter Lake Estate Subd. As you enter the foyer the open floor plan allows a view through the living room with vaulted ceilings into the all-season sunroom and out to the water. The dining room is open to the expansive kitchen with custom cabinetry, Corian countertops, tiled backsplash and large pantry. Have your morning coffee in the breakfast room or step out through the double doors onto the large deck and enjoy the lake. The 3 bedrooms on the main level are a split plan with the primary bedroom offering a spacious walk-in closet and bath. Upstairs you will find an oversized bedroom plus an unfinished area with tons of possibilities. SEE PRIVATE REMARKS:

Last Agent to Sell the Property

Ginger Driver

Coldwell Banker-Terry Brokerage Email: 2708213131, cbta1096@hotmail.com Listed on: 09/09/2022

Coldwell Banker-Terry

Last Buyer's Agent

Angela Wright

Keller Williams Elite Realty License #79094

Keller Williams Elite Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,275

Year Built

  • Built in 1997

Lot Details

  • 1.6 Acre Lot
  • Lake Front
  • Landscaped
  • Wooded Lot

Parking

  • 2 Car Garage
  • Open Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Block Foundation
  • Poured Concrete
  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,790 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Log Fireplace
  • Double Pane Windows
  • Blinds
  • Family Room with Fireplace
  • Family Room Downstairs

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Crawl Space

Home Security

  • Home Security System
  • Security Lights
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered patio or porch

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Water Softener
  • Septic Tank
  • Satellite Dish

Community Details

  • Otter Lake Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,275

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.6
  • Lot Size: 1.6 Acres
  • Road Surface Type: Paved
  • Subdivision Name: Otter Lake
  • Directions: Take Hwy 109 - LEFT on Otter Lake Loop, home on LEFT.
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Year Built: 1997
  • Kitchen Level: Main
  • Attribution Contact: 2708213131, cbta1096@hotmail.com
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dryer, Microwave, Water Softener, Cooktop, Freezer, Double Oven, Refrigerator, Washer, Dishwasher
  • Other Equipment: Satellite Dish, Satellite Receiver
  • Has Basement: Crawl Space, Partially Finished, Full, Poured, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1300
  • Fireplace Features: Insert, Gas Log, Family Room, Ventless
  • Fireplace: Yes
  • Flooring: Tile, Hardwood
  • Interior Amenities: Plastic Plumbing, Kitchen Island, Walk-In Closet(s), Cathedral Ceiling(s), Split Bedroom, Ceiling Fan(s), Pantry
  • Living Area: 2790
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Window Features: Double Pane Windows, Curtains, Drapes, Mini Blinds
  • Living Room Living Room Level: Main
  • Room Family Room Level: Basement
  • Dining Room Dining Room Level: Main

Exterior Features

  • Lot Features: Wooded, Landscaped
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Disclosures: ACR Concrete Disclosure
  • Home Warranty: No
  • Construction Type: Brick
  • Foundation Details: Block, Concrete Perimeter
  • Patio And Porch Features: Porch-Covered, Patio, Deck
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: 2 Car, Blacktop
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Main Level
  • Security: Smoke Detector(s), Security System, Security Lights
  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating: Electric, Fireplace(s)
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: City

Lot Info

  • Lot Size Sq Ft: 69696
  • ResoLotSizeUnits: SquareFeet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2022
Closed on
May 11, 2023
Sold by
Howerton Edwin Donald and Howerton Lisa Ann
Bought by
Wadlington Harry Choctaw and Wadlington Angel Robyn
Seller's Agent
Ginger Driver
Coldwell Banker-Terry
Buyer's Agent
Angela Wright
Keller Williams Elite Realty
List Price
$486,900
Sold Price
$425,000
Premium/Discount to List
-$61,900
-12.71%
Total Days on Market
244
Views
18
Current Estimated Value
$446,655

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,655
Avg. Annual Appreciation
2.95%
Original Mortgage
$222,000
Outstanding Balance
$216,578
Interest Rate
5.95%
Mortgage Type
New Conventional
Estimated Equity
$235,808

Purchase Details

Closed on
May 6, 2005
Sold by
Wells Elton and Wells Patricia
Bought by
Howerton Edwin Donald and Howerton Lisa Ann
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wadlington Harry Choctaw $425,000 None Listed On Document
Howerton Edwin Donald $295,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wadlington Harry Choctaw $222,000
Previous Owner Howerton Edwin Donald $100,000
Previous Owner Howerton Edwin Donald $257,000
Previous Owner Howerton Edwin Donald $252,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2023 05/12/23 Sold $425,000 -9.0% $152 / Sq Ft
03/05/2023 03/05/23 Off Market $467,000 -- --
09/09/2022 09/09/22 For Sale $486,900 -- $175 / Sq Ft
Source: Madisonville Hopkins County Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,275 $425,000 $0 $0
2023 $3,561 $349,200 $0 $0
2022 $3,562 $349,200 $0 $0
2021 $3,576 $349,200 $0 $0
2020 $3,586 $349,200 $0 $0
2019 $3,586 $349,200 $0 $0
2018 $3,610 $349,200 $0 $0
2017 $3,590 $349,200 $0 $0
2016 $3,480 $349,200 $0 $0
2015 $2,823 $295,000 $19,000 $276,000
2014 $2,823 $295,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ginger Driver

    Seller's Agent in 2023

    Ginger Driver

    Coldwell Banker-Terry

    (270) 245-2626

    258 Total Sales

    Ginger Driver
    Section Image

  • A

    Buyer's Agent in 2023

    Angela Wright

    Keller Williams Elite Realty

    45 Total Sales

    Angela Wright
    Section Image
See All Agents

Map

Source: Madisonville Hopkins County Board of REALTORS®

MLS Number: 113585

APN: OTTR-1-3-51A

Kentucky Hopkins County Hanson 42413

895 Otter Lake Loop, Hanson, KY

This home is located at 895 Otter Lake Loop, Hanson, KY 42413 since 09 September 2022 and is currently estimated at $446,655, approximately $160 per square foot. This property was built in 1997. 895 Otter Lake Loop is a home located in Hopkins County with nearby schools including Hanson Elementary School, James Madison Middle School, and Madisonville North Hopkins High School.

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