$399,000
SOLD MAY 29, 2026

895 Ridgeway Rd Stanford, KY 40484

5 Beds
4 Baths
2,607 Sq Ft
1.04 Acre Lot

Sale Details

Date Sold: May 29, 2026

$153 Per Sq Ft

11% Below List Price

85 Days on Market

Highlights

  • View of Trees or Woods
  • Main Floor Primary Bedroom
  • Covered Patio or Porch
  • 1.04 Acre Lot
  • No HOA
  • First Floor Utility Room

About This Home

As of May 2026

Modern Luxury Meets Historic, Small Town Charm -Exquisitely remodeled, this distinguished 5-bedroom, 4-bath residence blends timeless character with refined modern finishes. Setting on over an acre lot, the property conveniently offers both an attached and detached garage, providing flexibility for workshop space or additional guest quarters. Thoughtfully designed, the home offers a spacious primary suite on the main level, along with an additional private en-suite on the second floor—each featuring generous walk-in closets for exceptional comfort and privacy. Tucked away on a quiet, private side road and overlooking the golf course across the highway, the property boasts serene backyard views of rolling farmland, creating a peaceful retreat-like setting. Extensive upgrades include two brand-new HVAC systems—one dedicated to each level—a new roof, and new flooring throughout the home. The open concept kitchen is appointed with granite countertops, modern cabinetry, and new stainless-steel appliances, while flowing seamlessly into the spacious dining area, perfect for large families or dinner guests. The beautifully updated bathrooms showcase elegant stone surfaces and contemporary accents. Ideally located on the outskirts of the historic town of Stanford, this home offers luxury living with everyday convenience, just minutes from the hospital, shopping, and dining.

Last Agent to Sell the Property

Shanna Sheperson

Baker Auctions & Real Estate LLC License #245632 Listed on: 01/11/2026

Last Buyer's Agent

Mary Holland Ellis

Coldwell Banker VIP Realty, Inc. License #284528

Coldwell Banker VIP Realty, Inc.

Home Details

Home Type

  • Single Family

Lot Details

  • 1.04 Acre Lot
  • Partially Fenced Property
  • Wire Fence
  • Landscaped
  • Few Trees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Property Views

  • Woods
  • Farm
  • Neighborhood

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 2,607 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Blinds
  • Insulated Doors
  • Living Room with Fireplace
  • Dining Room
  • First Floor Utility Room
  • Utility Room
  • Crawl Space
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Stanford Elementary School
  • Lincoln Co Middle School
  • Lincoln Co High School

Utilities

  • Central Air
  • Air Source Heat Pump
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 051-12-41-002.00

Home Details

Home Type

Single Family

Lot Details

1.04 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 2607.0
  • Levels: Two
  • New Construction: No
  • Lot: View YN: Yes
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Room Types: Utility Room Level: First
  • Construction Materials:Construction Materials: Brick Veneer, Vinyl Siding
  • Cooling:Cooling: Central Air, Ceiling Fan(s), Electric, Heat Pump
  • Fireplace Features:Fireplace Features: Gas Log, Living Room
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: Two
  • Patio And Porch Details:Patio And Porch Details: Front Porch, Covered Porch, Rear Patio
  • Patio And Porch Features:Patio And Porch Features: Patio, Porch
  • Sewer:Sewer: Septic Tank
  • Structure Type:Structure Type: House
  • View:View: Trees/Woods, Neighborhood, Other, Farm
  • Water Heater:Water Heater: Gas
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Interior Amenities: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
  • Flooring: Laminate, Vinyl
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Total Fireplaces: 1
  • LivingArea: 2607.0
  • Lot Size Area: 1.04
  • Window Features: Insulated Windows, Blinds
  • Interior: Basement YN: No
  • Interior: Fireplace YN: Yes
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bedroom 2 Level: Second
  • Room Types: Bathroom 3 Level: Second
  • Room Types: Bathroom 4 Level: Second
  • Room Types: Dining Room Level: First
  • Room Types: Bedroom 3 Level: Second
  • Room Types: Bedroom 4 Level: Second
  • Room Types: Bedroom 5 Level: Second
  • Attic Features:Attic Features: Access Only
  • Interior Features:Interior Features: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Window Features:Window Features: Insulated Windows, Blinds

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Brick Veneer, Vinyl Siding
  • Fencing: Partial, Wood
  • Foundation Details: Block
  • Horse: No
  • List Price: 399000.0
  • Lot Features: Landscaped, Few Trees
  • Pool Private: No
  • View: Trees/Woods, Neighborhood, Other, Farm
  • View YN: Yes
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Dimensional Style

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Detached Garage, Driveway, Garage Faces Front
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Heat Pump, Natural Gas
  • Cooling: Central Air, Ceiling Fan(s), Electric, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Stanford
  • High School: Lincoln Co
  • Middle or Junior School: Lincoln Co

Lot Info

  • Lot Size Acres: 1.04
  • Lot Size Sq Ft: 45302.4
  • Parcel Number: 051-12-41-002.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2026
Closed on
May 29, 2026
Sold by
Bought by
Seller's Agent
Shanna Sheperson
Baker Auctions & Real Estate LLC
Buyer's Agent
Mary Holland Ellis
Coldwell Banker VIP Realty, Inc.
List Price
$449,000
Sold Price
$399,000
Premium/Discount to List
-$50,000
-11.14%
Views
81

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-27.41%
Original Mortgage
$375,250
Interest Rate
0.0623%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 18, 2024
Closed on
Nov 26, 2024
Sold by
Bought by
Seller's Agent
Paul Playforth
WEICHERT REALTORS - Ford Brothers
Buyer's Agent
Shanna Sheperson
Baker Auctions & Real Estate LLC
List Price
$125,000
Sold Price
$126,000
Premium/Discount to List
$1,000
0.8%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
115.64%

Purchase Details

Closed on
Nov 17, 2017
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $395,000 None Listed On Document
Deed $126,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $375,250 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2026 05/29/26 Sold $399,000 0.0% $153 / Sq Ft
04/06/2026 04/06/26 Pending -- -- --
02/03/2026 02/03/26 Price Changed $399,000 -4.8% $153 / Sq Ft
02/02/2026 02/02/26 Price Changed $419,000 -6.7% $161 / Sq Ft
01/11/2026 01/11/26 For Sale $449,000 +256.3% $172 / Sq Ft
11/26/2024 11/26/24 Sold $126,000 +0.8% $50 / Sq Ft View Prior Sale
10/22/2024 10/22/24 Pending -- -- --
10/18/2024 10/18/24 For Sale $125,000 -- $49 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,237 $126,000 $10,000 $116,000
2024 $1,802 $222,000 $25,000 $197,000
2023 $1,821 $222,000 $25,000 $197,000
2022 $1,886 $222,000 $25,000 $197,000
2021 $1,929 $222,000 $0 $0
2020 $1,584 $185,000 $0 $0
2019 $1,600 $185,000 $0 $0
2018 $1,603 $185,000 $0 $0
2017 -- $135,000 $0 $0
2016 $1,442 $135,000 $0 $0
2015 $1,204 $135,000 $0 $0
2012 $1,204 $135,000 $10,000 $125,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26000699

ImagineMLS (Bluegrass REALTORS®)

APN: 051-12-41-002.00

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