Seller's Agent in 2025
Luis Ruiz
EXP Realty, LLC
(786) 955-4218
147 in this area
813 Total Sales
8955 SW 198th Terrace Cutler Bay, FL 33157
4
Beds
3
Baths
1,443
Sq Ft
7,950
Sq Ft Lot
Highlights
- In Ground Pool
- Garden View
- Porch
- Whispering Pines Elementary School Rated A-
- No HOA
- High Impact Windows
About This Home
As of May 2025Charming 4-bedroom, 3-bathroom residence tucked away on a quiet street in the highly sought-after Cutler Bay community. Featuring a large backyard with a sparkling pool.Inside, you'll find a bright and open floor plan with spacious living areas and ceramic tile flooring throughout.Kitchen with modern stainless steel appliances, ample cabinetry, and eat-in counter, impact windows and doors. An additional living area that potential rental unit—adding valuable space and income potential.Step outside to enjoy the covered patio with pool views, perfect for outdoor gatherings, or relaxing weekends plus an additional flex space with sliding doors offers additional space for extra storage. NO HOA.Don’t miss this wonderful opportunity—schedule your private tour today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,613
Year Built
- Built in 1960
Lot Details
- 7,950 Sq Ft Lot
- South Facing Home
- Fenced
- Property is zoned 0100
Property Views
- Garden
- Pool
Home Design
- Shingle Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 1,443 Sq Ft Home
- 1-Story Property
- Built-In Features
- Combination Dining and Living Room
- Ceramic Tile Flooring
- High Impact Windows
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Closet Cabinetry
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry in Utility Room
- Dryer
- Washer
Parking
- Driveway
- Open Parking
Outdoor Features
- In Ground Pool
- Patio
- Porch
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Cutler Ridge Pines Subdivision
Listing and Financial Details
- Assessor Parcel Number 36-60-04-014-1610
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 15, 2025
Closed on
Jul 11, 2025
Sold by
Hazlett Virginia
Bought by
Hazlett Virginia and Martinez Todd
Seller's Agent
Luis Ruiz
EXP Realty, LLC
Buyer's Agent
Nicolle Garcia
EXP Realty LLC
List Price
$699,000
Sold Price
$700,000
Premium/Discount to List
$1,000
0.14%
Views
99
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,592
Avg. Annual Appreciation
3.43%
Original Mortgage
$400,000
Interest Rate
6.83%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 15, 2025
Closed on
May 22, 2025
Sold by
Castellon Evelyn
Bought by
Hazlett Virginia
Seller's Agent
Luis Ruiz
EXP Realty, LLC
Buyer's Agent
Nicolle Garcia
EXP Realty LLC
List Price
$699,000
Sold Price
$700,000
Premium/Discount to List
$1,000
0.14%
Views
99
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.83%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 28, 2022
Closed on
Jan 18, 2023
Sold by
Alonso Christina M
Bought by
Castellon Evelyn
Seller's Agent
Gilberto Lacayo
Blue Door Real Estate Group LLC
Buyer's Agent
Juan Pesantes
EXP Realty, LLC
List Price
$520,000
Sold Price
$485,000
Premium/Discount to List
-$35,000
-6.73%
Views
3
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.98%
Original Mortgage
$451,050
Interest Rate
6.33%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 21, 2020
Closed on
Jun 26, 2020
Sold by
Hoyes Fredy A and Hoyos Maria L
Bought by
Abuse Christina M
Seller's Agent
Bianca Guevara
Luxe Properties
Buyer's Agent
Salesperson Non Member
Non-MLS Member
List Price
$370,000
Sold Price
$373,000
Premium/Discount to List
$3,000
0.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%
Original Mortgage
$366,244
Interest Rate
3.2%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 2, 1998
Sold by
Reinerio and Exposito Veronica
Bought by
Hoyos Fredy A and Hoyos Maria L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,750
Interest Rate
6.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 20, 1996
Sold by
Elios Louis C Kallinosis J and Elias Frances Jean
Bought by
Hernandez Reinerio and Exposito Veronica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.83%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $700,000 | A & A Title | |
| Warranty Deed | $700,000 | A & A Title | |
| Warranty Deed | $485,000 | A & A Title | |
| Warranty Deed | $373,000 | Nu World Title Llc | |
| Warranty Deed | $125,000 | -- | |
| Warranty Deed | $110,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $400,000 | New Conventional | |
| Previous Owner | $451,050 | New Conventional | |
| Previous Owner | $366,244 | FHA | |
| Previous Owner | $105,400 | New Conventional | |
| Previous Owner | $53,900 | Credit Line Revolving | |
| Previous Owner | $137,995 | Unknown | |
| Previous Owner | $118,209 | New Conventional | |
| Previous Owner | $118,750 | New Conventional | |
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/22/2025 05/22/25 | Sold | $700,000 | +0.1% | $485 / Sq Ft |
| 05/07/2025 05/07/25 | Pending | -- | -- | -- |
| 04/15/2025 04/15/25 | For Sale | $699,000 | +44.1% | $484 / Sq Ft |
| 01/19/2023 01/19/23 | Sold | $485,000 | -6.7% | $336 / Sq Ft |
| 10/28/2022 10/28/22 | For Sale | $520,000 | +39.4% | $360 / Sq Ft |
| 06/29/2020 06/29/20 | Sold | $373,000 | +0.8% | $203 / Sq Ft |
| 04/21/2020 04/21/20 | For Sale | $370,000 | -- | $201 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,613 | $490,830 | $238,500 | $252,330 |
| 2024 | $7,743 | $493,842 | $238,500 | $255,342 |
| 2023 | $7,743 | $359,934 | $0 | $0 |
| 2022 | $6,884 | $327,213 | $0 | $0 |
| 2021 | $5,990 | $297,467 | $119,250 | $178,217 |
| 2020 | $5,196 | $256,821 | $103,350 | $153,471 |
| 2019 | $2,499 | $150,824 | $0 | $0 |
| 2018 | $2,374 | $148,012 | $0 | $0 |
| 2017 | $2,346 | $144,968 | $0 | $0 |
| 2016 | $2,310 | $141,987 | $0 | $0 |
| 2015 | $2,333 | $141,000 | $0 | $0 |
| 2014 | $2,357 | $139,881 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Luis Ruiz
-
Juan Pesantes
J
Seller Co-Listing Agent in 2025
Juan Pesantes
EXP Realty, LLC
(786) 701-6727
9 in this area
41 Total Sales
-
Nicolle Garcia
N
Buyer's Agent in 2025
Nicolle Garcia
EXP Realty LLC
(786) 701-6727
4 in this area
10 Total Sales
-
Gilberto Lacayo
G
Seller's Agent in 2023
Gilberto Lacayo
Blue Door Real Estate Group LLC
(786) 443-3159
1 in this area
14 Total Sales
-
Bianca Guevara
Seller's Agent in 2020
Bianca Guevara
Luxe Properties
(786) 632-2640
3 in this area
119 Total Sales
-
Salesperson Non Member
S
Buyer's Agent in 2020
Salesperson Non Member
Non-MLS Member
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11784349
APN: 36-6004-014-1610
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