NOT LISTED FOR SALE

8970 Cumberland St Chestertown, MD 21620

Estimated Value: $225,000 - $358,000

2 Beds
2 Baths
1,069 Sq Ft
$254/Sq Ft Est. Value

Last Sold March 27, 2024

Last sale price $240,000 $225 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,598/month

4 Days on Market

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Deck
  • Private Water Access
  • Pasture Views
  • Cathedral Ceiling

About This Home

As of March 2024

There is never a wrong time to buy the right home. Come see for yourself this beautiful 2 bed 2 bath Cottage with updates galore. Updates including New well pump (2023 w/ 5 year warranty) Heat pump (2022 w/10 year warranty on all parts) Roof (about 8 years old) Heater in well house (2023) home was given an energy audit and Seller made many improvements to improve energy efficiency including attic insulation, crawl space liner under the house, dehumidifier under the house with pump and installed a front bath exhaust ventilation system all in 2022. Enjoy quiet nights sitting on your large deck surrounded by your enormous fenced in yard with plenty of space for your kids or four legged furry friend to run around. Other improvements include leaf filtered gutters (limited lifetime warranty) and new blinds (2023) Enjoy fishing or relaxing at the Private Community Beach or head over to Tolchester Marina & The Shanty Beach Bar right down the road for entertainment, dining and boating! Great location just 10 minutes from downtown Chestertown or Rock Hall, where you can enjoy tons of marinas, restaurants, shops & regular events! Not a thing to do but move in and enjoy everything this home and location has to offer! Whether this is your full time residence or 2nd home this is truly a place to call home!

Last Agent to Sell the Property

Jonathan Scheffenacker

(443) 604-6298 jonscheffa@gmail.com Redfin Corp Listed on: 02/22/2024

Redfin Corp

Last Buyer's Agent

Joseph Ciganek

(410) 708-3924 jciganek@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5005876

Coldwell Banker Chesapeake Real Estate Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,514

Year Built

  • Built in 1945 | Remodeled in 2021

Lot Details

  • 8,000 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned CAR

Parking

  • Gravel Driveway

Home Design

  • Cottage
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,069 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Cathedral Ceiling
  • Recessed Lighting
  • Sliding Doors
  • Pasture Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Partially Carpeted
  • Heavy Duty
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Private Water Access
  • Property near a bay
  • Deck
  • Outbuilding

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Tolchester Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1506010954

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,514

Year Built

Built in 1945 | Remodeled in 2021

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1945
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range - Electric, Stainless Steel Appliances
  • Flooring Type: Ceramic Tile, Heavy Duty, Partially Carpeted, Vinyl
  • Interior Amenities: Floor Plan - Open, Recessed Lighting
  • Fireplace: No
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Slab
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1069
  • Living Area Sq Ft: 1069
  • Price Per Sq Ft: 224.42
  • Above Grade Finished Sq Ft: 1069
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Roof: Composite
  • View: Pasture
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8000.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: CAR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1514.00
  • Assessor Parcel Number: 1506010954
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 22, 2024
Closed on
Mar 27, 2024
Sold by
Heinle Lawrence C
Bought by
Mignosa Todd and Skirkanich Melissa
Seller's Agent
Jonathan Scheffenacker
Redfin Corp
Buyer's Agent
Joseph Ciganek
Coldwell Banker Chesapeake Real Estate Company
List Price
$239,900
Sold Price
$240,000
Premium/Discount to List
$100
0.04%
Views
77
Current Estimated Value
$271,776

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,776
Avg. Annual Appreciation
7.59%
Original Mortgage
$228,000
Outstanding Balance
$223,184
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$48,592

Purchase Details

Listed on
May 10, 2021
Closed on
Jun 14, 2021
Sold by
Merton Joseph Adrian
Bought by
Heinle Lawrence C
Seller's Agent
Kristina Hyland
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Terri Kulp
Coldwell Banker Chesapeake Real Estate Company
List Price
$149,000
Sold Price
$165,001
Premium/Discount to List
$16,001
10.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.37%
Original Mortgage
$80,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2018
Sold by
Terrapin Certificate Llc
Bought by
Merton Joseph Adrian

Purchase Details

Closed on
Nov 30, 2017
Sold by
Merritt Patricia
Bought by
Terrapin Certificates Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mignosa Todd $240,000 Interstate Title
Heinle Lawrence C $165,001 Real Estate Title & Escrow
Merton Joseph Adrian $36,500 None Available
Terrapin Certificates Llc $5,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mignosa Todd $228,000
Previous Owner Heinle Lawrence C $80,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/27/2024 03/27/24 Sold $240,000 0.0% $225 / Sq Ft
02/26/2024 02/26/24 Pending -- -- --
02/22/2024 02/22/24 For Sale $239,900 +45.4% $224 / Sq Ft
06/14/2021 06/14/21 Sold $165,001 +10.7% $196 / Sq Ft View Prior Sale
05/16/2021 05/16/21 Pending -- -- --
05/10/2021 05/10/21 For Sale $149,000 -- $177 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,078 $183,233 $0 $0
2024 $1,814 $160,000 $50,700 $109,300
2023 $1,015 $133,467 $0 $0
2022 $953 $106,933 $0 $0
2021 $1,807 $80,400 $50,700 $29,700
2020 $910 $80,267 $0 $0
2019 $909 $80,133 $0 $0
2018 $907 $80,000 $50,700 $29,300
2017 $907 $80,000 $0 $0
2016 -- $80,000 $0 $0
2015 $903 $80,800 $0 $0
2014 $903 $80,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE2003598

Bright MLS

APN: 06-010954