Seller's Agent in 2026
Lori Fowler
Coldwell Banker Realty
(239) 877-3800
2 in this area
87 Total Sales
8992 Madrid Cir Naples, FL 34104
Sapphire Lakes Neighborhood
3
Beds
2
Baths
1,630
Sq Ft
3,920
Sq Ft Lot
Highlights
- Community Cabanas
- Pond View
- Lanai
- Gated Community
- Waterfront
- Porch
About This Home
As of January 2026You will appreciate the most recent rate drop when you see this incredibly affordable single-family home in Fronterra. The one-story recently constructed home features 3 bedrooms, 2 baths, great room, eat-in kitchen, two walk-in closets in the primary bedroom, and a 1-car garage all in a gated community featuring a community pool. Enjoy Western exposure overlooking a pond with room for an extended lanai or a pool. Conveniently located with easy access to I-75, downtown Naples, great schools, dining, shopping, and more... this home is ideal as an investment, a starter home, or a down-size opportunity. With very low HOA dues, this is a must see for the ready, willing, and able buyer looking to quickly find a move-in ready property in Naples.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,306
Year Built
- Built in 2020
Lot Details
- 3,920 Sq Ft Lot
- 42 Ft Wide Lot
- Waterfront
- Zero Lot Line
HOA Fees
- $134 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Assigned Parking
Home Design
- Concrete Block With Brick
- Concrete Foundation
- Stucco
- Tile
Interior Spaces
- Property has 1 Level
- Window Treatments
- Family or Dining Combination
- Tile Flooring
- Pond Views
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Range
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Cabana
- Lanai
- Porch
Utilities
- Central Air
- Heating Available
- Underground Utilities
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 34550002304
Community Details
Overview
- Fronterra Subdivision
- Mandatory home owners association
Recreation
- Community Cabanas
- Community Pool
Additional Features
- Community Barbecue Grill
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 15, 2025
Closed on
Jan 6, 2026
Sold by
Gallego Bryan A and Gallego Taylor
Bought by
Olson Alanah and Olson Davis
Seller's Agent
Lori Fowler
Coldwell Banker Realty
Buyer's Agent
Taylor Rompel
John R. Wood Properties
List Price
$475,000
Sold Price
$440,000
Premium/Discount to List
-$35,000
-7.37%
Views
66
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
359.77%
Original Mortgage
$350,000
Outstanding Balance
$350,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$117,686
Purchase Details
Listed on
Apr 14, 2022
Closed on
Jun 30, 2022
Sold by
Ray Vannortwick Cleo and Ray Xiaojian
Bought by
Gallego Bryan and Gallego Taylor
Seller's Agent
Todd Culmer
Waterfront Realty Group Inc
Buyer's Agent
CJ Ghannam
Premiere Plus Realty Company
List Price
$575,000
Sold Price
$500,000
Premium/Discount to List
-$75,000
-13.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.58%
Original Mortgage
$500,000
Interest Rate
5.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 29, 2020
Sold by
Ccc Fronterra Llc
Bought by
Vannortwick Cleo Ray and Liu Xiaojian
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$345,085
Interest Rate
3.1%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $440,000 | Us Patriot Title | |
| Warranty Deed | $500,000 | New Title Company Name | |
| Special Warranty Deed | $357,319 | Collier Title Company Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $350,000 | New Conventional | |
| Previous Owner | $500,000 | New Conventional | |
| Previous Owner | $345,085 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/06/2026 01/06/26 | Sold | $440,000 | -5.4% | $270 / Sq Ft | |
| 12/15/2025 12/15/25 | Pending | -- | -- | -- | |
| 10/22/2025 10/22/25 | Price Changed | $465,000 | -2.1% | $285 / Sq Ft | |
| 09/15/2025 09/15/25 | For Sale | $475,000 | -5.0% | $291 / Sq Ft | |
| 07/05/2022 07/05/22 | Sold | $500,000 | -4.8% | $313 / Sq Ft | View Prior Sale |
| 06/01/2022 06/01/22 | Pending | -- | -- | -- | |
| 05/18/2022 05/18/22 | Price Changed | $525,000 | -4.5% | $329 / Sq Ft | |
| 05/10/2022 05/10/22 | Price Changed | $550,000 | -4.3% | $345 / Sq Ft | |
| 04/14/2022 04/14/22 | For Sale | $575,000 | -- | $360 / Sq Ft |
Source: Naples Area Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,306 | $382,430 | $146,832 | $235,598 |
| 2024 | $6,026 | $398,829 | $112,510 | $286,319 |
| 2023 | $6,026 | $424,539 | $123,648 | $300,891 |
| 2022 | $5,656 | $309,514 | $0 | $0 |
| 2021 | $5,231 | $281,376 | $38,640 | $242,736 |
| 2020 | $2,449 | $36,036 | $0 | $0 |
| 2019 | $2,133 | $32,760 | $32,760 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lori Fowler
-
Taylor Rompel
Buyer's Agent in 2026
Taylor Rompel
John R. Wood Properties
(239) 560-5761
1 in this area
33 Total Sales
-
Todd Culmer
Seller's Agent in 2022
Todd Culmer
Waterfront Realty Group Inc
(239) 919-2379
14 in this area
120 Total Sales
-
Elliot Barton
Seller Co-Listing Agent in 2022
Elliot Barton
Waterfront Realty Group Inc
(810) 531-0350
10 in this area
138 Total Sales
-
CJ Ghannam
Buyer's Agent in 2022
CJ Ghannam
Premiere Plus Realty Company
(239) 233-3055
1 in this area
39 Total Sales
Map
Source: Naples Area Board of REALTORS®
MLS Number: 225070564
APN: 34550002304
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.
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