NOT LISTED FOR SALE

Estimated Value: $465,000 - $513,000

4 Beds
3 Baths
3,298 Sq Ft
$149/Sq Ft Est. Value

Last Sold September 22, 2023

Last sale price $445,000 $135 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,444/month

15 Days on Market

Highlights

  • 1.1 Acre Lot
  • Wood Flooring
  • Formal Dining Room
  • Ranch Style House
  • Workshop
  • Double Oven

About This Home

As of September 2023

Price reduction! Ready & waiting for it's next awesome homeowner!! Custom-built ranch home on 1.1 acres in unincorporated westside of Elgin. Mature trees and serene setting. Natural lighting and generous room sizes. Large FR with brick front, wood-burning fireplace and patio doors leading to wood deck. Kichen offers SS appliances, B/I oven,gas cooktop ,micro & DW. Formal LR & DR. 2 full bath on main level, full bath on basement level. Walk out basement is huge with office/4th bedroom, laundry area, workshop area, full bath. Patio doors lead to backyard. Tons of storage. And then there's that 4 car garage & driveway! Room to easily park 4 cars plus all the extra toys...mowers, dirtbikes, motorcycles, 4wheelers...you decide. Rear garage door allows for easy access to rear of property and good ventilation. South Elgin H.S.

Last Agent to Sell the Property

Cindi Cook

Baird & Warner Real Estate - A License #475134203 Listed on: 08/05/2023

Baird & Warner Real Estate - A

Last Buyer's Agent

Stefanie Ridolfo

Real Broker LLC License #475165163

Real Broker LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,775

Year Built

  • Built in 1981

Lot Details

  • 1.1 Acre Lot
  • Lot Dimensions are 222x230x186x250

HOA Fees

  • $5 Monthly HOA Fees

Parking

  • 4 Car Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,298 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Family Room Downstairs
  • Living Room
  • Formal Dining Room
  • Workshop
  • Utility Room with Study Area

Kitchen

  • Breakfast Bar
  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Otter Creek Elementary School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener Leased
  • Private or Community Septic Tank

Community Details

  • Ranch

Listing and Financial Details

  • Senior Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,775

Year Built

Built in 1981

Lot Details

1.1 Acres

HOA Fees

$5 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1981
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Cooktop
  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Bedroom, First Floor Full Bath, Separate Dining Room, Workshop Area (Interior)
  • LivingArea: 3298
  • Other Equipment: Water-Softener Rented
  • Room Type: Eating Area, Family Room, Workshop
  • Estimated Total Finished Sq Ft: 1856
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 3298
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 4
  • Number of Cars: 4
  • Driveway: Asphalt,Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Master Association Fee: 60

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Otter Creek Elementary School
  • High School: South Elgin High School

Lot Info

  • Lot Size Acres: 1.1
  • Lot Dimensions: 222X230X186X250
  • Rural (Y/N): Y
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4775.24
  • Tax Year: 2021
  • Tax Exemptions: Senior,Senior Freeze

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2023
Closed on
Sep 20, 2023
Sold by
Schock Gordon A
Bought by
Martin Downes And Janet Downes Living Trust and Downes
Seller's Agent
Cindi Cook
Baird & Warner Real Estate - A
Buyer's Agent
Stefanie Ridolfo
Real Broker LLC
List Price
$475,000
Sold Price
$445,000
Premium/Discount to List
-$30,000
-6.32%
Views
153
Current Estimated Value
$490,816

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,816
Avg. Annual Appreciation
4.03%
Original Mortgage
$267,000
Outstanding Balance
$261,505
Interest Rate
7.12%
Mortgage Type
New Conventional
Estimated Equity
$229,311
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Martin Downes And Janet Downes Living Trust $445,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Martin Downes And Janet Downes Living Trust $267,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/22/2023 09/22/23 Sold $445,000 -1.1% $135 / Sq Ft
08/21/2023 08/21/23 Pending -- -- --
08/20/2023 08/20/23 Price Changed $449,900 -5.3% $136 / Sq Ft
08/05/2023 08/05/23 For Sale $475,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,795 $133,842 $34,738 $99,104
2023 $4,208 $120,916 $31,383 $89,533
2022 $4,717 $110,255 $28,616 $81,639
2021 $4,775 $103,081 $26,754 $76,327
2020 $4,867 $98,407 $25,541 $72,866
2019 $4,940 $93,738 $24,329 $69,409
2018 $5,181 $88,307 $22,919 $65,388
2017 $5,235 $83,482 $21,667 $61,815
2016 $5,415 $77,449 $20,101 $57,348
2015 -- $70,989 $18,424 $52,565
2014 -- $70,113 $18,197 $51,916
2013 -- $71,962 $18,677 $53,285
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11846034

Midwest Real Estate Data (MRED)

APN: 06-31-101-013

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