Seller's Agent in 2025
Tammy Barry
Homesmart Realty Group IL
(815) 252-3113
354 Total Sales
9 Cottage Green Ottawa, IL 61350
Estimated Value: $605,000 - $628,735
5
Beds
4
Baths
3,184
Sq Ft
$194/Sq Ft
Est. Value
Highlights
- Water Views
- Community Boat Dock
- Landscaped Professionally
- Rutland Elementary School Rated A-
- Second Kitchen
- Deck
About This Home
As of October 2025Luxurious 5-Bedroom Retreat in Heritage Harbor Ottawa Welcome to this stunning 5-bedroom, 4-bathroom home in the picturesque Cottage Green neighborhood of Heritage Harbor Ottawa. Boasting over 3,000 square feet of elegantly designed living space, this home is a true sanctuary for those seeking both luxury and comfort. The open-concept floor plan creates a seamless flow, perfect for entertaining and everyday living. The first-floor master suite offers a private retreat with walk-in shower and double vanity, while the first-floor laundry adds to the home's convenience. Thoughtfully designed flex spaces, including a spacious loft and a charming crow's nest, provide endless possibilities for an office, playroom, or guest accommodations. The finished lower level is an entertainer's dream, featuring a full kitchen, ideal for hosting gatherings or creating a private guest suite. Step outside and enjoy 850 square feet of outdoor living space, complete with a paved patio and cozy fireplace, screened porch, and custom gazebo, perfect for relaxing in any season. Located just steps from the river and a 32-acre marina, this home offers unparalleled access to boating, fishing, and waterfront leisure. Enjoy resort-style amenities, including walking paths, outdoor pools, pickleball courts, a dog park, and an on-site restaurant. Plus, nature lovers will appreciate being just 15 minutes from four breathtaking State Parks in Starved Rock Country. Whether you're seeking a weekend family retreat or a full-time residence, this home offers the perfect balance of luxury, convenience, and adventure. Don't miss this rare opportunity to own a piece of paradise in Heritage Harbor Ottawa!
Last Agent to Sell the Property
Homesmart Realty Group IL License #475168055 Listed on: 02/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $17,979
Year Built
- Built in 2009
Lot Details
- Lot Dimensions are 48 x 105 x 48
- Landscaped Professionally
HOA Fees
- $189 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 3,184 Sq Ft Home
- 3-Story Property
- Cathedral Ceiling
- Wood Burning Fireplace
- Gas Log Fireplace
- Window Screens
- Family Room
- Living Room with Fireplace
- Sitting Room
- Dining Room
- Loft
- Screened Porch
- Storage Room
- Water Views
Kitchen
- Second Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- 4 Full Bathrooms
- Dual Sinks
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Finished Basement Bathroom
- Natural lighting in basement
Outdoor Features
- Deck
- Patio
- Fire Pit
Location
- Property is near park
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include pool, scavenger
- Jacob Valle Association, Phone Number (815) 433-5000
- Property managed by Heritage Harbor Ottawa
Recreation
- Community Boat Dock
- Community Pool
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2025
Closed on
Oct 23, 2025
Sold by
Bought by
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Alison Rosenow
American Realty Illinois LLC
List Price
$629,000
Sold Price
$590,000
Premium/Discount to List
-$39,000
-6.2%
Views
65
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,684
Avg. Annual Appreciation
7.04%
Original Mortgage
$307,000
Outstanding Balance
$307,000
Interest Rate
5.63%
Mortgage Type
Construction
Estimated Equity
$309,684
Purchase Details
Closed on
Sep 14, 2020
Sold by
Bought by
Purchase Details
Closed on
Aug 26, 2011
Sold by
Bought by
Purchase Details
Closed on
Jun 16, 2009
Sold by
Bought by
Purchase Details
Closed on
Nov 14, 2008
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $590,000 | Wheatland Title Co | ||
| -- | None Available | ||
| -- | None Available | ||
| $658,268 | None Available | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $307,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/28/2025 10/28/25 | Sold | $590,000 | -6.2% | $185 / Sq Ft |
| 09/29/2025 09/29/25 | Pending | -- | -- | -- |
| 08/30/2025 08/30/25 | For Sale | $629,000 | 0.0% | $198 / Sq Ft |
| 08/15/2025 08/15/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | Price Changed | $629,000 | -3.1% | $198 / Sq Ft |
| 02/26/2025 02/26/25 | For Sale | $649,000 | -- | $204 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $18,986 | $207,985 | $42,846 | $165,139 |
| 2024 | $17,979 | $191,145 | $39,377 | $151,768 |
| 2023 | $16,529 | $172,048 | $35,443 | $136,605 |
| 2022 | $15,812 | $162,187 | $33,412 | $128,775 |
| 2021 | $15,070 | $152,747 | $31,467 | $121,280 |
| 2020 | $14,397 | $147,112 | $30,306 | $116,806 |
| 2019 | $14,255 | $144,298 | $29,726 | $114,572 |
| 2018 | $13,742 | $140,875 | $29,021 | $111,854 |
| 2017 | $13,460 | $137,533 | $28,333 | $109,200 |
| 2016 | $10,728 | $110,761 | $28,163 | $82,598 |
| 2015 | $9,892 | $109,610 | $27,870 | $81,740 |
| 2012 | -- | $120,973 | $45,506 | $75,467 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Barry
-
Alison Rosenow
Buyer's Agent in 2025
Alison Rosenow
American Realty Illinois LLC
(815) 762-5226
131 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12296280
APN: 15-44-300058
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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