C
Seller's Agent in 2025
Carli Harman
EXP Realty LLC
(850) 218-5852
4 in this area
84 Total Sales
9 Derby Downs Cir Niceville, FL 32578
Rocky Bayou Estates Neighborhood
4
Beds
3
Baths
2,910
Sq Ft
8,276
Sq Ft Lot
Highlights
- Heated In Ground Pool
- Vaulted Ceiling
- Wood Flooring
- James E. Plew Elementary School Rated A-
- Traditional Architecture
- Bonus Room
About This Home
As of July 2025Your search ends here at 9 Derby Downs Circle, situated in The Stables, an idyllic Huff Homes enclave featuring a beautiful central park ideal for gathering and play. Beyond its classic, southern exterior, this 4 bedroom, 3 full bath POOL home offers even more than meets the eye. Discover a 500 sq ft second floor bonus room above one of this trusted builder's most popular home plans! On the main level, enjoy a split bedroom layout with two bedrooms and a shared full bath on one side of an open concept living, kitchen, and dining space, and the primary suite and 4th bedroom with en suite bath on the other. A gracious, screen enclosed rear patio overlooks the sparkling pool and spa surrounded by a brick paver deck and open, grassy areas all within a fully fenced backyard. Both impeccably maintained and refreshed by its first and only owners, 9 Derby Downs Circle defines a turnkey home. Its central Niceville location ensures convenient access to shopping, dining, health care, and recreation, as well as zoning for top-rated schools, and short commutes to Eglin, Duke Field, 7th Group, EOD School House, and Hurlburt Field.
Don't wait to claim your dream home! Call for a private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,293
Year Built
- Built in 2016
Lot Details
- 8,276 Sq Ft Lot
- Property fronts an easement
- Back Yard Fenced
- Interior Lot
- Level Lot
- Sprinkler System
- Cleared Lot
- Lawn Pump
- Property is zoned City, Resid Single Family
HOA Fees
- $46 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Traditional Architecture
- Exterior Columns
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Pitched Roof
- Ridge Vents on the Roof
- Roof Vent Fans
- Wood Trim
- Vinyl Trim
- Aluminum Trim
- Three Sided Brick Exterior Elevation
- Cement Board or Planked
Interior Spaces
- 2,910 Sq Ft Home
- 2-Story Property
- Woodwork
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Insulated Doors
- Living Room
- Dining Area
- Bonus Room
- Screened Porch
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Walk-In Pantry
- Gas Oven or Range
- Stove
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Primary Bedroom
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Eco-Friendly Details
- Energy-Efficient Doors
Pool
- Heated In Ground Pool
- Spa
- Gunite Pool
Outdoor Features
- Patio
- Rain Gutters
Schools
- Plew Elementary School
- Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Air Source Heat Pump
- Underground Utilities
- Propane
- Gas Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 10-1S-22-2000-0000-0050
Community Details
Overview
- Association fees include accounting, ground keeping, land recreation, management
- The Stables At Rocky Bayou Subdivision
- The community has rules related to covenants, exclusive easements
Amenities
- Picnic Area
Recreation
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 15, 2025
Closed on
Jul 14, 2025
Sold by
Cunningham Ian M and Cunningham Lisa M
Bought by
Schmidt Michael A and Schmidt Jamile
Seller's Agent
Carli Harman
EXP Realty LLC
Buyer's Agent
ART ROY
Keller Williams Realty Navarre
List Price
$799,900
Sold Price
$799,900
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,263
Avg. Annual Appreciation
4.02%
Original Mortgage
$632,711
Outstanding Balance
$631,640
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$183,523
Purchase Details
Closed on
Apr 15, 2016
Sold by
Huff Homes Of Florida Llc
Bought by
Cunningham Ian M and Cunningham Lisa M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$443,509
Interest Rate
3.73%
Mortgage Type
VA
Purchase Details
Closed on
Mar 11, 2014
Sold by
Valparaiso Realty Company
Bought by
Huff Homes Of Florida Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $799,900 | Bright Light Land Title | |
| Warranty Deed | $439,900 | First National Land Title Co | |
| Special Warranty Deed | $83,500 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $632,711 | VA | |
| Previous Owner | $443,509 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $799,900 | 0.0% | $275 / Sq Ft |
| 05/24/2025 05/24/25 | Pending | -- | -- | -- |
| 04/15/2025 04/15/25 | For Sale | $799,900 | -- | $275 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $501,183 | -- | -- |
| 2024 | -- | $487,058 | -- | -- |
| 2023 | $0 | $472,872 | $0 | $0 |
| 2022 | $5,513 | $459,099 | $0 | $0 |
| 2021 | $5,492 | $445,727 | $0 | $0 |
| 2020 | $5,448 | $439,573 | $0 | $0 |
| 2019 | $4,883 | $393,341 | $0 | $0 |
| 2018 | $4,838 | $386,007 | $0 | $0 |
| 2017 | $4,808 | $378,068 | $0 | $0 |
| 2016 | $973 | $69,160 | $0 | $0 |
| 2015 | $982 | $68,000 | $0 | $0 |
| 2014 | $58 | $3,962 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Carli Harman
-
David Bryan McAliley
D
Seller Co-Listing Agent in 2025
David Bryan McAliley
EXP Realty LLC
(850) 797-2436
2 in this area
49 Total Sales
-
ART ROY
Buyer's Agent in 2025
ART ROY
Keller Williams Realty Navarre
(850) 319-1159
1 in this area
42 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 973946
APN: 10-1S-22-2000-0000-0050
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