$799,900
SOLD JUL 14, 2025
4 Beds
3 Baths
2,910 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$275 Per Sq Ft

39 Days on Market

Highlights

  • Heated In Ground Pool
  • Vaulted Ceiling
  • Wood Flooring
  • James E. Plew Elementary School Rated A-
  • Traditional Architecture
  • Bonus Room

About This Home

As of July 2025

Your search ends here at 9 Derby Downs Circle, situated in The Stables, an idyllic Huff Homes enclave featuring a beautiful central park ideal for gathering and play. Beyond its classic, southern exterior, this 4 bedroom, 3 full bath POOL home offers even more than meets the eye. Discover a 500 sq ft second floor bonus room above one of this trusted builder's most popular home plans! On the main level, enjoy a split bedroom layout with two bedrooms and a shared full bath on one side of an open concept living, kitchen, and dining space, and the primary suite and 4th bedroom with en suite bath on the other. A gracious, screen enclosed rear patio overlooks the sparkling pool and spa surrounded by a brick paver deck and open, grassy areas all within a fully fenced backyard. Both impeccably maintained and refreshed by its first and only owners, 9 Derby Downs Circle defines a turnkey home. Its central Niceville location ensures convenient access to shopping, dining, health care, and recreation, as well as zoning for top-rated schools, and short commutes to Eglin, Duke Field, 7th Group, EOD School House, and Hurlburt Field.
Don't wait to claim your dream home! Call for a private showing today!

Last Agent to Sell the Property

Carli Harman

EXP Realty LLC License #3288403 Listed on: 04/15/2025

EXP Realty LLC

Co-Listed By

David Bryan McAliley

EXP Realty LLC License #3243625

Last Buyer's Agent

ART ROY

Keller Williams Realty Navarre License #3468338

Keller Williams Realty Navarre

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,293

Year Built

  • Built in 2016

Lot Details

  • 8,276 Sq Ft Lot
  • Property fronts an easement
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Lawn Pump
  • Property is zoned City, Resid Single Family

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Exterior Columns
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Pitched Roof
  • Ridge Vents on the Roof
  • Roof Vent Fans
  • Wood Trim
  • Vinyl Trim
  • Aluminum Trim
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 2,910 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Insulated Doors
  • Living Room
  • Dining Area
  • Bonus Room
  • Screened Porch
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Eco-Friendly Details

  • Energy-Efficient Doors

Pool

  • Heated In Ground Pool
  • Spa
  • Gunite Pool

Outdoor Features

  • Patio
  • Rain Gutters

Schools

  • Plew Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Underground Utilities
  • Propane
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 10-1S-22-2000-0000-0050

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation, management
  • The Stables At Rocky Bayou Subdivision
  • The community has rules related to covenants, exclusive easements

Amenities

  • Picnic Area

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,293

Year Built

Built in 2016

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.19
  • Lot Size: Irregular 65x161x53x113
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EEX8
  • Co List Office Phone: 850-830-4414
  • Subdivision Name: The Stables at Rocky Bayou
  • Directions: From Highway 20, turn onto Rocky Bayou Drive. Continue straight through the round about. At the stop sign, turn left onto Forest Rd. Turn left onto Derby Downs Cirlce into The Stables. Turn right onto the circle, it will be the 5th house on the right.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 2
  • Year Built: 2016
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Gas - Propane: Yes
  • Utilities:Underground: Yes
  • Rooms:Screened Porch: Yes
  • Energy:Roof Vent: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Dual Fuel, Water Heater - Gas
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet, Floor WW Carpet New
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatmnt Some, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:StoveOven Dual Fuel: Yes
  • Interior:Floor WW Carpet New: Yes

Exterior Features

  • Fencing: Fenced Lot-Part, Fenced Privacy
  • Lot Features: Cleared, Covenants, Curb & Gutter, Easements, Interior, Level, Restrictions
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Roof Pitched, Siding Brick Some, Siding CmntFbrHrdBrd, Trim Aluminum, Trim Vinyl, Trim Wood
  • Exterior Features: Rain Gutter, Columns, Fenced Back Yard, Hot Tub, Lawn Pump, Pool - Gunite Concrt, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Patio Open
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Lot Features:Easements: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Trim Aluminum: Yes
  • Lot Features:Cleared: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Trim Wood: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Exterior:Rain Gutter: Yes
  • Lot Features:Curb Gutter: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Gas - Propane, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Picnic Area, Playground
  • Association #2 Fee: 550.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation, Management

Schools

  • Elementary School: Plew
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 8276.4
  • Parcel #: 10-1S-22-2000-0000-0050
  • Zoning: City, Resid Single Family

Tax Info

  • Tax Annual Amount: 5292.84
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2025
Closed on
Jul 14, 2025
Sold by
Cunningham Ian M and Cunningham Lisa M
Bought by
Schmidt Michael A and Schmidt Jamile
Seller's Agent
Carli Harman
EXP Realty LLC
Buyer's Agent
ART ROY
Keller Williams Realty Navarre
List Price
$799,900
Sold Price
$799,900
Views
34

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.68%
Original Mortgage
$632,711
Outstanding Balance
$632,711
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$164,805

Purchase Details

Listed on
Sep 29, 2015
Closed on
Apr 15, 2016
Sold by
Huff Homes Of Florida Llc
Bought by
Cunningham Ian M and Cunningham Lisa M
Seller's Agent
Roy Sutton
Eagle Bay Real Estate
Buyer's Agent
Chanie Erb
Berkshire Hathaway HomeServices PenFed Realty
List Price
$439,900
Sold Price
$439,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.68%
Original Mortgage
$443,509
Interest Rate
3.73%
Mortgage Type
VA

Purchase Details

Closed on
Mar 11, 2014
Sold by
Valparaiso Realty Company
Bought by
Huff Homes Of Florida Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $799,900 Bright Light Land Title
Warranty Deed $439,900 First National Land Title Co
Special Warranty Deed $83,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $632,711 VA
Previous Owner $502,402 VA
Previous Owner $500,333 VA
Previous Owner $443,509 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Sold $799,900 0.0% $275 / Sq Ft
05/24/2025 05/24/25 Pending -- -- --
04/15/2025 04/15/25 For Sale $799,900 +81.8% $275 / Sq Ft
12/19/2022 12/19/22 Off Market $439,900 -- --
04/15/2016 04/15/16 Sold $439,900 0.0% $183 / Sq Ft
01/07/2016 01/07/16 Pending -- -- --
09/29/2015 09/29/15 For Sale $439,900 -- $183 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $487,058 -- --
2023 $0 $472,872 $0 $0
2022 $5,513 $459,099 $0 $0
2021 $5,492 $445,727 $0 $0
2020 $5,448 $439,573 $0 $0
2019 $4,883 $393,341 $0 $0
2018 $4,838 $386,007 $0 $0
2017 $4,808 $378,068 $0 $0
2016 $973 $69,160 $0 $0
2015 $982 $68,000 $0 $0
2014 $58 $3,962 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 973946

Emerald Coast Association of REALTORS®

APN: 10-1S-22-2000-0000-0050