$1,420,000
SOLD NOV 3, 2025

90 Cobia St Destin, FL 32541

4 Beds
4 Baths
1,980 Sq Ft
1979 Built

Recently Sold

$717 Per Sq Ft

7% Below List Price

31 Days on Market

Highlights

  • In Ground Pool
  • Florida Architecture
  • Covered Patio or Porch
  • Destin Elementary School Rated A-
  • Furnished
  • Walk-In Pantry

About This Home

As of November 2025

Located in the heart of Destin, Sugar Shack is a beautifully reimagined four-bedroom, four-bath home in the coveted Crystal Beach community—just a three-minute walk to the Gulf and a short drive to dining and shopping at Destin Commons. This home was taken to the studs in 2018 and completely rebuilt with new plumbing, electrical, insulation, roof, windows, appliances, and finishes—designed specifically with durability, efficiency, and rental appeal in mind. Every detail was selected to perform beautifully as a short-term rental. The New Sq footage is +/-1980 sq feet. From the moment you arrive, the home's curb appeal sets it apart. Aqua trim, bright yellow rocking chairs, and playful accents create an inviting, whimsical feel. Step inside to find an open floor plan with pine floors, bright décor, and custom details throughout. The gourmet kitchen is both stylish and functional, with quartz countertops, a farmhouse dining table, and brand-new KitchenAid appliances. French doors open directly to the pool deck, seamlessly connecting indoor and outdoor living.
The home's layout was designed with guests in mind. Sleeps 12 comfortably! Three bedrooms on the main level include a cheerful queen room, a king suite with porch access, and a spacious master retreat with double vanity bath and direct access to the backyard. Upstairs, the custom bunk room is a true highlightfeaturing two sets of twin/full custom-built bunks, each with an additional twin trundle below, a wave accent wall, fun décor, and a private en-suite bath.
The backyard is the crown jewel, complete with a large private pool, fire pit lounge, covered patio with outdoor TV, and grill areaperfect for entertaining and guest enjoyment. With plenty of parking, this home is designed for effortless hosting and repeat rental appeal.
With its unbeatable location, playful design, and rental-friendly floor plan, Sugar Shack is more than a beach houseit's a turn-key investment opportunity in one of Destin's most sought-after rental neighborhoods. Call me today to schedule your viewing!

Last Agent to Sell the Property

Debbie Wooley

Wooley Luxury Properties LLC License #3392437 Listed on: 09/19/2025

Co-Listed By

James Wooley

Wooley Luxury Properties LLC License #3423880

Last Buyer's Agent

Mary Bess Wilson

Real Estate Empowered LLC License #3277384

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,928

Year Built

  • Built in 1979

Lot Details

  • Lot Dimensions are 50x150
  • Back Yard Fenced
  • Level Lot

Parking

  • Carport

Home Design

  • Florida Architecture
  • Metal Roof

Interior Spaces

  • 1,980 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Balcony
  • Covered Patio or Porch
  • Shed
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Crystal Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0580-0023-0050

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,928

Year Built

Built in 1979

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 50x150
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EWOL
  • Co List Office Phone: 205-253-5410
  • Subdivision Name: CRYSTAL BEACH
  • Directions: From Hwy 98 turn south on Crystal Beach Drive. Turn left at the stop sign onto Luke Avenue. Turn right onto Cobia & house will be on your right.
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1979
  • Remarks Misc:Remarks: Located in the heart of Destin, Sugar Shack is a beautifully reimagined four-bedroom, four-bath home in the coveted Crystal Beach community—just a three-minute walk to the Gulf and a short drive to dining and shopping at Destin Commons. This home was taken to the studs in 2018 and completely rebuilt with new plumbing, electrical, insulation, roof, windows, appliances, and finishes—designed specifically with durability, efficiency, and rental appeal in mind. Every detail was selected to perform beautifully as a short-term rental. The New Sq footage is +/-1980 sq feet.
  • Utilities Electric: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Covered Porch: Yes
  • Utilities:Gas - Natural: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Floor Tile
  • Interior Amenities: Kitchen Island, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Fencing: Fenced Lot-Part, Fenced Privacy
  • Lot Features: Level, Within 1/2 Mile to Water
  • Pool Features: Pool - In-Ground, Pool Type
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub, Yard Building
  • Patio And Porch Features: Patio Open, Porch
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Covered
  • General Property Info:Garage2: No
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Water

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-0580-0023-0050
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 8928.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2025
Closed on
Nov 3, 2025
Sold by
Benson Michael Brian and Benson Sheila Ann
Bought by
Auroraly Llc
Seller's Agent
Debbie Wooley
Wooley Luxury Properties LLC
Buyer's Agent
Mary Bess Wilson
Real Estate Empowered LLC
List Price
$1,529,000
Sold Price
$1,420,000
Premium/Discount to List
-$109,000
-7.13%
Views
25
Current Estimated Value
$1,420,576

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$576
Avg. Annual Appreciation
0.10%

Purchase Details

Closed on
Apr 26, 2016
Sold by
Pulley Gretchen Jewell
Bought by
Benson Michael Brian and Benson Sheila Ann

Purchase Details

Closed on
Dec 1, 2015
Sold by
Pulley Gretchen Jewell
Bought by
Pulley Gretchen Jewell and Gretchen Jewell Pulley Revocable Trust

Purchase Details

Closed on
Nov 3, 2004
Sold by
Pulley James Melvin and Pulley Gretchen J
Bought by
Pulley James Melvin and The James Melvin Pulley Revoca

Purchase Details

Closed on
Sep 19, 2002
Sold by
King Roland W
Bought by
Pulley James Melvin and Pulley Gretchen J
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,420,000 Shoreline Title
Warranty Deed $370,000 Mcneese Title Llc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Personal Reps Deed $160,000 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2025 11/03/25 Sold $1,420,000 -7.1% $717 / Sq Ft
10/20/2025 10/20/25 Pending -- -- --
09/19/2025 09/19/25 For Sale $1,529,000 -- $772 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,352 $845,861 $566,284 $279,577
2024 $8,428 $847,937 $549,791 $298,146
2023 $8,428 $813,646 $513,822 $299,824
2022 $7,666 $726,569 $467,111 $259,458
2021 $6,437 $530,289 $321,300 $208,989
2020 $5,962 $492,958 $306,000 $186,958
2019 $5,711 $482,484 $306,000 $176,484
2018 $4,323 $336,669 $0 $0
2017 $4,150 $317,513 $0 $0
2016 $3,784 $291,327 $0 $0
2015 $3,208 $263,549 $0 $0
2014 $2,804 $218,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 985252

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0580-0023-0050

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