Lisa Collier
The Agency Northwest Florida Beaches
(850) 749-2055
100 Total Sales
15 in Destin
$300K - $1.5M Price Range
90 Cobia St Destin, FL 32541
Destin AreaEstimated Value: $1,449,076
4
Beds
4
Baths
1,980
Sq Ft
$732/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Florida Architecture
- Covered Patio or Porch
- Destin Elementary School Rated A-
- Furnished
- Walk-In Pantry
About This Home
As of November 2025Located in the heart of Destin, Sugar Shack is a beautifully reimagined four-bedroom, four-bath home in the coveted Crystal Beach community—just a three-minute walk to the Gulf and a short drive to dining and shopping at Destin Commons. This home was taken to the studs in 2018 and completely rebuilt with new plumbing, electrical, insulation, roof, windows, appliances, and finishes—designed specifically with durability, efficiency, and rental appeal in mind. Every detail was selected to perform beautifully as a short-term rental. The New Sq footage is +/-1980 sq feet. From the moment you arrive, the home's curb appeal sets it apart. Aqua trim, bright yellow rocking chairs, and playful accents create an inviting, whimsical feel. Step inside to find an open floor plan with pine floors, bright décor, and custom details throughout. The gourmet kitchen is both stylish and functional, with quartz countertops, a farmhouse dining table, and brand-new KitchenAid appliances. French doors open directly to the pool deck, seamlessly connecting indoor and outdoor living.
The home's layout was designed with guests in mind. Sleeps 12 comfortably! Three bedrooms on the main level include a cheerful queen room, a king suite with porch access, and a spacious master retreat with double vanity bath and direct access to the backyard. Upstairs, the custom bunk room is a true highlightfeaturing two sets of twin/full custom-built bunks, each with an additional twin trundle below, a wave accent wall, fun décor, and a private en-suite bath.
The backyard is the crown jewel, complete with a large private pool, fire pit lounge, covered patio with outdoor TV, and grill areaperfect for entertaining and guest enjoyment. With plenty of parking, this home is designed for effortless hosting and repeat rental appeal.
With its unbeatable location, playful design, and rental-friendly floor plan, Sugar Shack is more than a beach houseit's a turn-key investment opportunity in one of Destin's most sought-after rental neighborhoods. Call me today to schedule your viewing!
Last Agent to Sell the Property
Wooley Luxury Properties LLC License #3392437 Listed on: 09/19/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,928
Year Built
- Built in 1979
Lot Details
- Lot Dimensions are 50x150
- Back Yard Fenced
- Level Lot
Parking
- Carport
Home Design
- Florida Architecture
- Metal Roof
Interior Spaces
- 1,980 Sq Ft Home
- 2-Story Property
- Furnished
- Ceiling Fan
- Window Treatments
- Living Room
- Tile Flooring
- Fire and Smoke Detector
Kitchen
- Walk-In Pantry
- Gas Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
Laundry
- Dryer
- Washer
Pool
- In Ground Pool
- Spa
Outdoor Features
- Balcony
- Covered Patio or Porch
- Shed
- Built-In Barbecue
Schools
- Destin Elementary And Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- Crystal Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-0580-0023-0050
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 19, 2025
Closed on
Nov 3, 2025
Sold by
Benson Michael Brian and Benson Sheila Ann
Bought by
Seller's Agent
Debbie Wooley
Wooley Luxury Properties LLC
Buyer's Agent
Mary Bess Wilson
Real Estate Empowered LLC
List Price
$1,529,000
Sold Price
$1,420,000
Premium/Discount to List
-$109,000
-7.13%
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,076
Avg. Annual Appreciation
2.33%
Purchase Details
Closed on
Apr 26, 2016
Sold by
Pulley Gretchen Jewell
Bought by
Benson Michael Brian and Benson Sheila Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,500
Interest Rate
3.59%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 1, 2015
Sold by
Pulley Gretchen Jewell
Bought by
Pulley Gretchen Jewell and Gretchen Jewell Pulley Revocable Trust
Purchase Details
Closed on
Nov 3, 2004
Sold by
Pulley James Melvin and Pulley Gretchen J
Bought by
Pulley James Melvin and The James Melvin Pulley Revoca
Purchase Details
Closed on
Sep 19, 2002
Sold by
King Roland W
Bought by
Pulley James Melvin and Pulley Gretchen J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Destin, FL
-
Lisa Collier
-
Jacklyn Riley
Jacklyn Riley
Responds QuicklyCorcoran Reverie SRB
(202) 792-3559
42 Total Sales
5 in Destin
$258K - $1.4M Price Range
-
Paige Joseph
Paige Joseph
Anchor Realty Florida
(850) 403-5526
291 Total Sales
2 in Destin
$1.9M - $2.6M Price Range
-
Lars Rygaard
Lars Rygaard
World Impact Real Estate
(850) 299-0140
35 Total Sales
6 in Destin
$440K - $1.8M Price Range
-
Nick Deslonde
Nick Deslonde
Gulf Realty 30A LLC
(850) 920-3028
48 Total Sales
7 in Destin
$410K - $2.6M Price Range
-
Josh Legare
Josh Legare
EXP Realty LLC
(850) 467-9736
108 Total Sales
1 in Destin
$500,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,420,000 | Shoreline Title | ||
| Benson Michael Brian | $370,000 | Mcneese Title Llc | |
| Pulley Gretchen Jewell | -- | None Available | |
| Pulley James Melvin | -- | -- | |
| Pulley James Melvin | $160,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $628,000 | ||
| Previous Owner | Benson Michael Brian | $277,500 | |
| Previous Owner | Pulley James Melvin | $144,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $1,420,000 | -7.1% | $717 / Sq Ft |
| 10/20/2025 10/20/25 | Pending | -- | -- | -- |
| 09/19/2025 09/19/25 | For Sale | $1,529,000 | -- | $772 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,352 | $845,861 | $566,284 | $279,577 |
| 2024 | $8,428 | $847,937 | $549,791 | $298,146 |
| 2023 | $8,428 | $813,646 | $513,822 | $299,824 |
| 2022 | $7,666 | $726,569 | $467,111 | $259,458 |
| 2021 | $6,437 | $530,289 | $321,300 | $208,989 |
| 2020 | $5,962 | $492,958 | $306,000 | $186,958 |
| 2019 | $5,711 | $482,484 | $306,000 | $176,484 |
| 2018 | $4,323 | $336,669 | $0 | $0 |
| 2017 | $4,150 | $317,513 | $0 | $0 |
| 2016 | $3,784 | $291,327 | $0 | $0 |
| 2015 | $3,208 | $263,549 | $0 | $0 |
| 2014 | $2,804 | $218,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Wooley
Seller's Agent in 2025
Debbie Wooley
Wooley Luxury Properties LLC
(205) 253-5410
118 Total Sales
-
James Wooley
JW
Seller Co-Listing Agent in 2025
James Wooley
Wooley Luxury Properties LLC
(205) 937-7671
80 Total Sales
-
Mary Bess Wilson
MW
Buyer's Agent in 2025
Mary Bess Wilson
Real Estate Empowered LLC
(850) 869-9990
22 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 985252
APN: 00-2S-22-0580-0023-0050
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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