$1,495,000

Estimated payment $9,165/month

2 Beds
2.5 Baths
1,471 Sq Ft
$1,016 Price per Sq Ft

Highlights

  • Ocean View
  • Primary Bedroom Suite
  • 3.92 Acre Lot
  • Silver Strand Elementary School Rated A
  • Gated Community
  • 4-minute walk to North Cays Park

About This Home

Water views from every room and sunsets over the Pacific Ocean set the tone at 90 Montego. This fully permitted, top-to-bottom remodel reimagines the existing floor plan to create a rare and flexible layout, including an optional third bedroom, office, or den on the entry level. Contemporary finishes elevate the space with herringbone LVP flooring, sleek soft-close cabinetry, quartz counters, and a striking tile-wrapped fireplace. The oversized master suite features a generous walk-in closet and private deck, perfect for sunrise mornings over the bay while the main living areas capture glowing western skies. Located within Montego Court, the only gated community in Coronado. Residents enjoy immediate boating and water recreation with direct access to San Diego Bay just steps from their door. Beyond the gates, the Coronado Cays delivers a true resort-style setting with lush, landscaped greenbelts, parks, walking and bike paths, tennis courts, and waterfront access within a quiet residential setting. Silver Strand State Beach is just a short stroll away, while the shops and restaurants of Coronado Village are only four scenic miles up the coast, framed by ocean on one side and bay on the other. Don’t miss this opportunity to capture a rarely seen fully remodeled waterfront condo in Coronado!

Listing Agent

James Nelson

Coldwell Banker West Brokerage Email: nelsonriddle@cbwhomes.com License #01852936 Listed on: 02/26/2026

Coldwell Banker West

Co-Listing Agent

JD Esajian

eXp Realty of California, Inc. Brokerage Email: nelsonriddle@cbwhomes.com License #01876262

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1982

HOA Fees

  • $787 Monthly HOA Fees

Property Views

  • Ocean
  • Bay
  • Canal

Home Design

  • Split Level Home
  • Entry on the 2nd floor

Interior Spaces

  • 1,471 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace
  • Living Room
  • Den
  • Bonus Room
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • All Upper Level Bedrooms
  • Primary Bedroom Suite

Parking

  • 2 Parking Spaces
  • 2 Carport Spaces

Additional Features

  • Two or More Common Walls
  • No Heating

Listing and Financial Details

  • Tax Tract Number 7911
  • Assessor Parcel Number 6150632090

Community Details

Overview

  • Master Insurance
  • 78 Units
  • Coronado Cays HOA, Phone Number (619) 423-4353
  • Montego
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Community Spa

Pet Policy

  • Pets Allowed with Restrictions

Security

  • Resident Manager or Management On Site
  • Gated Community

Property Details

Home Type

Condominium

Year Built

Built in 1982

Lot Details

3.92 Acres

HOA Fees

$787 per month

Listing Details

  • Assessments: Yes
  • Park Name: Montego
  • Property Attached: Yes
  • Security: Gated Community
  • Subdivision Name Other: Montego Village
  • View: Yes
  • Zoning: R-1
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 6150632090
  • Year Built: 1982
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1471.00
  • Stories: 2
  • Common Walls: 2+ Common Walls
  • Appliances: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Level: 2
  • Fireplace Features: Family Room
  • Levels: Multi/Split
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 1016.32
  • Room Type: Laundry, Bonus Room, All Bedrooms Up, Living Room, Primary Suite, Den

Exterior Features

  • View: Ocean, Canal, Bay
  • Fence: No
  • Pool Features: Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: No
  • Heating: No
  • Laundry: Yes
  • Laundry Features: In Closet

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Insurance, Water, Pet Rules, Management, Pool, Trash, Clubhouse, Utilities, Spa/Hot Tub, Maintenance Grounds
  • Association Fee: 787.00
  • Association Fee Frequency: Monthly
  • Association Name: Coronado Cays HOA
  • Phone: 619-423-4353
  • Senior Community: No
  • Community Features: Curbs, Sidewalks

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 170755.20
  • Lot Size Acres: 3.9200

Multi Family

  • Lease Considered: No
  • Lot Size Area: 3.9200 Acres
  • Number Of Units In Community: 78

Tax Info

  • Tax Tract Number: 007911

Matterport 3D Tour

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,401 $765,982 $452,627 $313,355
2024 $8,401 $750,963 $443,752 $307,211
2023 $8,271 $736,239 $435,051 $301,188
2022 $8,119 $721,804 $426,521 $295,283
2021 $8,002 $707,652 $418,158 $289,494
2020 $7,786 $700,397 $413,871 $286,526
2019 $7,760 $686,664 $405,756 $280,908
2018 $7,632 $673,200 $397,800 $275,400
2017 $7,482 $660,000 $390,000 $270,000
2016 $7,169 $640,000 $379,000 $261,000
2015 $6,986 $625,000 $371,000 $254,000
2014 $6,147 $550,000 $327,000 $223,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/26/2026 02/26/26 For Sale $1,495,000 +49.5% $1,016 / Sq Ft
06/04/2025 06/04/25 Sold $1,000,000 -8.7% $680 / Sq Ft View Prior Sale
11/13/2024 11/13/24 Pending -- -- --
11/04/2024 11/04/24 For Sale $1,095,000 -- $744 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,000,000 First American Title
Grant Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Grant Deed $650,000 Equity Title Company
Interfamily Deed Transfer -- --
Grant Deed $427,500 Equity Title Company
Grant Deed $340,000 Chicago Title Co
Grant Deed $225,000 Old Republic Title Company
Deed $228,000 --
Deed $170,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Previous Owner $287,500 Purchase Money Mortgage
Previous Owner $80,000 Purchase Money Mortgage
Previous Owner $213,750 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

James Nelson

Coldwell Banker West

(619) 853-4303

Section Image

Jim Nelson embarked on his Real Estate career in 2010 at the bottom of the worst recession since the 1920’s. People questioned his decision to jump into the epicenter of the economic crash but he knew that if he could carve out a career at the bottom, the rest would take care of itself.

Fueled by his passion for investment real estate and his desire to help people obtain their dream of home ownership, Jim brings renewed vigor to the Coronado and San Diego markets. Whether you are

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: PTP2601491

California Regional Multiple Listing Service (CRMLS)

APN: 615-063-20-90

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