
90 White Cottage Rd Santa Rosa Beach, FL 32459
Estimated payment $7,937/month
Highlights
- Gated Community
- Pond View
- Beach House
- Van R. Butler Elementary School Rated A-
- Wooded Lot
- Wood Flooring
About This Home
Tucked within the serene Cottage Grove community, this beautifully designed 3.5-bedroom, 3.5-bathroom home offers an exceptional blend of modern luxury and Southern charm. Built in 2020 and surrounded by state forest and preserve, it provides both privacy and proximity—just a mile from the beach with a new multi-use path leading directly to Gulf Place on 30A. Inside, 10-ft. ceilings and engineered hardwood floors set the stage for refined coastal living. The gourmet kitchen is a chef's dream, featuring a large island with ample storage, KitchenAid commercial-style appliances, and a wine refrigerator with custom cabinetry in the dining area. A nearby powder bath featuring tile flooring adds convenience. Plus a dedicated home office with a single bed offers flexibility, while designer lighting and quartz countertops elevate the space. Upstairs, the spacious primary bedroom offers a luxurious tile shower with dual vanities, and a large walk-in closet. The suite opens to a private balcony overlooking the tranquil community pond, which is a perfect spot for morning coffee and stunning sunsets. The second floor also offers another guest room with ensuite bathroom, and a huge bunk room with four built-in bunks, plus another guest bathroom. The screened porch with a summer kitchen extends the living space outdoors, overlooking a spacious backyard with an outdoor firepit and plenty of room for a pool. Notable additions include an epoxy-finished garage floor, surround sound speakers and security system. Move-in ready and sold furnished with a few exclusions, this home also includes a golf cart for effortless coastal cruising. With a gated entrance, community pool, and the opportunity for 30+ day rentals, Cottage Grove offers a peaceful retreat minutes from everything 30A has to offer.
Listing Agent
Scenic Sotheby's International Realty License #3401589 Listed on: 02/09/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,445
Year Built
- Built in 2020
Lot Details
- Lot Dimensions are 54'x130'x54'x123
- Back Yard Fenced
- Sprinkler System
- Wooded Lot
HOA Fees
- $317 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Beach House
- Metal Roof
- Cement Board or Planked
Interior Spaces
- 2,324 Sq Ft Home
- 2-Story Property
- Wet Bar
- Partially Furnished
- Wainscoting
- Recessed Lighting
- Double Pane Windows
- Window Treatments
- Living Room
- Dining Room
- Home Office
- Sun or Florida Room
- Screened Porch
- Pond Views
Kitchen
- Breakfast Bar
- Double Oven
- Gas Oven or Range
- Cooktop with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Laundry
- Dryer
- Washer
Home Security
- Home Security System
- Storm Windows
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Balcony
- Covered Deck
- Patio
- Outdoor Kitchen
- Built-In Barbecue
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Air
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 34-2S-20-33272-000-0050
Community Details
Overview
- Association fees include ground keeping, legal, management, recreational faclty, trash
- Cottage Grove Subdivision
Recreation
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $6,412 | $705,688 | $113,400 | $592,288 |
2023 | $6,412 | $705,688 | $113,400 | $592,288 |
2022 | $6,166 | $665,306 | $120,046 | $545,260 |
2021 | $4,808 | $534,362 | $96,625 | $437,737 |
2020 | $882 | $88,400 | $88,400 | $0 |
2019 | $86 | $8,645 | $8,645 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
03/24/2025 03/24/25 | Price Changed | $1,300,000 | -3.7% | $559 / Sq Ft |
02/09/2025 02/09/25 | For Sale | $1,350,000 | +22.8% | $581 / Sq Ft |
06/08/2021 06/08/21 | Sold | $1,099,000 | 0.0% | $473 / Sq Ft |
05/19/2021 05/19/21 | Pending | -- | -- | -- |
05/18/2021 05/18/21 | For Sale | $1,099,000 | -- | $473 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $1,099,000 | Setco Services Llc | |
Warranty Deed | $656,500 | Mead Law & Title | |
Warranty Deed | $656,500 | New Title Company Name | |
Warranty Deed | $107,700 | Mcgill Escrow & Title Llc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $450,000 | New Conventional | |
Previous Owner | $386,250 | Future Advance Clause Open End Mortgage |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 968148

APN: 34-2S-20-33272-000-0050
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