$1,300,000

90 White Cottage Rd Santa Rosa Beach, FL 32459

Estimated payment $7,937/month

Total Views 2,100
3 Beds
3.5 Baths
2,324 Sq Ft
$559 Price per Sq Ft

Highlights

  • Gated Community
  • Pond View
  • Beach House
  • Van R. Butler Elementary School Rated A-
  • Wooded Lot
  • Wood Flooring

About This Home

Tucked within the serene Cottage Grove community, this beautifully designed 3.5-bedroom, 3.5-bathroom home offers an exceptional blend of modern luxury and Southern charm. Built in 2020 and surrounded by state forest and preserve, it provides both privacy and proximity—just a mile from the beach with a new multi-use path leading directly to Gulf Place on 30A. Inside, 10-ft. ceilings and engineered hardwood floors set the stage for refined coastal living. The gourmet kitchen is a chef's dream, featuring a large island with ample storage, KitchenAid commercial-style appliances, and a wine refrigerator with custom cabinetry in the dining area. A nearby powder bath featuring tile flooring adds convenience. Plus a dedicated home office with a single bed offers flexibility, while designer lighting and quartz countertops elevate the space. Upstairs, the spacious primary bedroom offers a luxurious tile shower with dual vanities, and a large walk-in closet. The suite opens to a private balcony overlooking the tranquil community pond, which is a perfect spot for morning coffee and stunning sunsets. The second floor also offers another guest room with ensuite bathroom, and a huge bunk room with four built-in bunks, plus another guest bathroom. The screened porch with a summer kitchen extends the living space outdoors, overlooking a spacious backyard with an outdoor firepit and plenty of room for a pool. Notable additions include an epoxy-finished garage floor, surround sound speakers and security system. Move-in ready and sold furnished with a few exclusions, this home also includes a golf cart for effortless coastal cruising. With a gated entrance, community pool, and the opportunity for 30+ day rentals, Cottage Grove offers a peaceful retreat minutes from everything 30A has to offer.

Listing Agent

Kandace Tomes-holland

Scenic Sotheby's International Realty License #3401589 Listed on: 02/09/2025

Scenic Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,445

Year Built

  • Built in 2020

Lot Details

  • Lot Dimensions are 54'x130'x54'x123
  • Back Yard Fenced
  • Sprinkler System
  • Wooded Lot

HOA Fees

  • $317 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Beach House
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 2,324 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Partially Furnished
  • Wainscoting
  • Recessed Lighting
  • Double Pane Windows
  • Window Treatments
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Screened Porch
  • Pond Views

Kitchen

  • Breakfast Bar
  • Double Oven
  • Gas Oven or Range
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Balcony
  • Covered Deck
  • Patio
  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Air
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 34-2S-20-33272-000-0050

Community Details

Overview

  • Association fees include ground keeping, legal, management, recreational faclty, trash
  • Cottage Grove Subdivision

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,445

Year Built

Built in 2020

Lot Details

0

HOA Fees

$317 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 54'x130'x54'x123
  • Subdivision Name: Cottage Grove
  • Directions: Heading north from highway 30A on highway 393 turn left into Cottage Grove. Home is the fifth from the community pool.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2020
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Balcony2: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Storm Windows: Yes
  • Rooms:Office2: Yes
  • Rooms:Sun Room: Yes
  • Energy:Storm Doors: Yes
  • Waterview:Pond2: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven Double, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Tnkls
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Kitchen Island, Lighting Recessed, Walls Wainscoting, Washer/Dryer Hookup, Wet Bar
  • Window Features: Window Treatment All, Double Pane Windows, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Security System: Yes
  • Appliances:Wine Refrigerator: Yes
  • Appliances:Oven Double: Yes
  • Interior:Wet Bar: Yes
  • Interior:Walls Wainscoting: Yes

Exterior Features

  • Fencing: Fenced Lot-All
  • Lot Features: Wooded
  • Pool Features: Pool Type
  • View: Pond
  • Construction Type: Siding CmntFbrHrdBrd
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Sprinkler System, Summer Kitchen
  • Patio And Porch Features: Deck Covered, Patio Covered, Patio Open, Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Wooded: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Gated Community, No Rental, Pets Allowed, Pool
  • Association #2 Fee: 950.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Legal, Management, Recreational Faclty, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 34-2S-20-33272-000-0050
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 6445.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,412 $705,688 $113,400 $592,288
2023 $6,412 $705,688 $113,400 $592,288
2022 $6,166 $665,306 $120,046 $545,260
2021 $4,808 $534,362 $96,625 $437,737
2020 $882 $88,400 $88,400 $0
2019 $86 $8,645 $8,645 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2025 03/24/25 Price Changed $1,300,000 -3.7% $559 / Sq Ft
02/09/2025 02/09/25 For Sale $1,350,000 +22.8% $581 / Sq Ft
06/08/2021 06/08/21 Sold $1,099,000 0.0% $473 / Sq Ft
05/19/2021 05/19/21 Pending -- -- --
05/18/2021 05/18/21 For Sale $1,099,000 -- $473 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,099,000 Setco Services Llc
Warranty Deed $656,500 Mead Law & Title
Warranty Deed $656,500 New Title Company Name
Warranty Deed $107,700 Mcgill Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $450,000 New Conventional
Previous Owner $386,250 Future Advance Clause Open End Mortgage
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 968148

Emerald Coast Association of REALTORS®

APN: 34-2S-20-33272-000-0050