Listed by Coldwell Banker Bain, Bought with Petz Real Estate
$597,000
SOLD AUG 1, 2025
3 Beds
2.5 Baths
1,862 Sq Ft
7,841 Sq Ft Lot

Recently Sold

$321 Per Sq Ft

19% Below List Price

Highlights

  • Bay View
  • Deck
  • No HOA
  • Fairhaven Middle School Rated A-
  • 2 Fireplaces
  • 2 Car Attached Garage

About This Home

As of August 2025

Welcome to 900 40th Street in the Ridgemont subdivision of Bellingham’s Samish neighborhood! This mostly original 1970s split-level home offers 3 bedrooms, 2.25 bathrooms, and peek-a-boo views of Bellingham Bay. Enjoy a flexible layout, spacious deck, a fully fenced backyard, attached 2-car garage, and mature landscaping. Move in and embrace its retro charm or remodel to make it your own. Located just minutes from Lake Padden's hiking, swimming, and golf, as well as top schools, and Fairhaven shopping. Commuting is a breeze with convenient access to I5. This home blends classic style, convenience, and endless potential—all in a peaceful, established community. Don’t miss your chance to make it yours!

Last Agent to Sell the Property

George Geer

Coldwell Banker Bain License #31106 Listed on: 04/22/2025

Coldwell Banker Bain

Co-Listed By

Julian Solovyov

Coldwell Banker Bain License #21003747

Last Buyer's Agent

Anthony Petz

Petz Real Estate License #27588

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2363447

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,622

Year Built

  • Built in 1977

Lot Details

  • 7,841 Sq Ft Lot
  • East Facing Home
  • Sloped Lot
  • Garden
  • 23432

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Property Views

  • Bay
  • Territorial
  • Limited

Home Design

  • Split Foyer
  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,862 Sq Ft Home
  • Multi-Level Property
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Spa Bath

Schools

  • Happy Vly Elementary School
  • Fairhaven Mid Middle School
  • Sehome High School

Additional Features

  • Deck
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Samish Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,622

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 14 - Split Entry
  • Year Built: 1977
  • MLS Status: Sold
  • Prev Status: Closed
  • Building Name: Ridgemont II
  • Unit Levels: Multi/Split
  • New Construction: No
  • CalculatedSquareFootage: 1862
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2363447?w=Consumer&agent=13302
  • Special Features: None

Interior Features

  • Fireplaces: 2
  • Private Spa: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet
  • Interior Amenities: Fireplace, Hot Tub/Spa
  • Living Area: 1862
  • Bathrooms: 2.25
  • BathsFullMain: 0
  • SquareFootageFinished: 1862
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfGarage: 0
  • BathsHalfLower: 1
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 1
  • BedroomsLower: 0
  • BedroomsUpper: 3
  • FireplacesLower: 1
  • FireplacesUpper: 1
  • NWM_NumberOfBathtubs: 1
  • NWM_NumberOfShowers: 2

Exterior Features

  • Roof: Composition
  • View: Bay, Partial, Territorial
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Direction Faces: East
  • Exterior Features: Wood
  • Foundation Details: Poured Concrete
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Off Street
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: City of Bellingham
  • WaterCompany: City of Bellingham
  • WaterHeaterLocation: Garage

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Bellingham
  • High School: Sehome High
  • Middle Or Junior School: Fairhaven Mid

Lot Info

  • Parcel Number: 3703065573110000
  • Topography: Partial Slope
  • Land Lease: No
  • Lot Size Acres: 0.18
  • Lot Size Sq Ft: 7841
  • Additional Parcels Description: 23432
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Deck
  • MLSLotSizeSource: Realist
  • MLSSquareFootageSource: Realist
  • ZoningJurisdiction: City
  • LotNumber: 74

Green Features

  • Power Production Type: Electric

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5622

Multi Family

  • EnergySource: Electric

MLS Schools

  • Elementary School: Happy Vly Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2025
Closed on
Jul 28, 2025
Sold by
Kinsella Cecelia M and Kinsella Phillip
Bought by
Dinsmore Amanda Lynn and Dinsmore William Atlee
Seller's Agent
George Geer
Coldwell Banker Bain
Buyer's Agent
Anthony Petz
Petz Real Estate
List Price
$740,000
Sold Price
$597,000
Premium/Discount to List
-$143,000
-19.32%
Views
83

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
312.53%
Original Mortgage
$345,000
Outstanding Balance
$345,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$362,668

Purchase Details

Closed on
Aug 23, 2018
Sold by
Kinsella Cecelia M
Bought by
Kinsella Cecelia M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $597,000 Whatcom Land Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $597,000 -4.5% $321 / Sq Ft
07/02/2025 07/02/25 Pending -- -- --
06/24/2025 06/24/25 Price Changed $625,000 -6.7% $336 / Sq Ft
05/25/2025 05/25/25 Price Changed $670,000 -4.1% $360 / Sq Ft
05/04/2025 05/04/25 Price Changed $699,000 -5.5% $375 / Sq Ft
04/22/2025 04/22/25 For Sale $740,000 -- $397 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,536 $686,841 $287,198 $399,643
2023 $5,536 $711,397 $297,466 $413,931
2022 $4,535 $605,448 $253,164 $352,284
2021 $4,215 $488,277 $204,170 $284,107
2020 $4,140 $428,310 $179,095 $249,215
2019 $3,739 $406,559 $170,000 $236,559
2018 $3,882 $368,188 $141,050 $227,138
2017 $3,421 $326,818 $125,200 $201,618
2016 $3,116 $300,968 $115,200 $185,768
2015 $3,067 $285,458 $109,200 $176,258
2014 -- $271,857 $104,000 $167,857
2013 -- $258,505 $100,000 $158,505
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2363447

Northwest Multiple Listing Service (NWMLS)

APN: 370306-557311-0000