$3,600,000
SOLD APR 11, 2025
6 Beds
4.5 Baths
4,972 Sq Ft
0.3 Acres

Recently Sold

$724 Per Sq Ft

10% Below List Price

198 Days on Market

Highlights

  • 160 Feet of Waterfront
  • Dock has access to electricity and water
  • Boat Lift
  • White Water Ocean Views
  • Water access To Gulf or Ocean
  • In Ground Pool

About This Home

As of April 2025

One or more photo(s) has been virtually staged. Ideally situated on a prime lot that boasts unobstructed panoramic water views. This extraordinary estate offers a secluded cul-de-sac location and an expansive 166 feet of BRAND NEW SEAWALL, providing unmatched privacy and a vast sense of space.

Originally built in 1995, this newly available estate, crafted by the acclaimed 'Monogram' builders, stands as a testament to luxury and meticulous design. The residence includes six spacious bedrooms, four and a half lavish bathrooms, and an oversized two-car garage. Recently enhanced with a brand NEW METAL ROOF, NEW WOOD FLOORING throughout, and a fresh modern color scheme, the home exudes coastal elegance and timeless charm.

Your private backyard retreat offers breathtaking views of St. Joseph Sound, the prestigious Carlouel Yacht Club, and Moonshine Island. The private dock is a boater’s dream, complete with a covered 15,000 lb BOAT LIFT, a 6,000 lb BOAT LIFT, a DEEP-WATER SLIP, and a deck area fully equipped with water and electrical hookups.

Outdoor living is perfected with a covered lanai and a private, heated Pebble Tec swimming pool, ideal for both relaxation and entertainment. As you step inside, you are immediately captivated by the expansive water views that greet you and extend through the family and living rooms, enhancing the home’s serene ambiance.

The luxurious primary suite features 10-foot ceilings and a private balcony that offers stunning vistas and a tranquil escape. The primary bathroom is a spa-like haven with a steam shower, a garden tub, and a spacious walk-in closet designed for ample storage.

Island Estates, nestled along the Gulf Coast, provides a serene and luxurious lifestyle with a variety of amenities including charming shops, convenient banks, vibrant bars, and exquisite restaurants. This community offers a unique blend of tranquility and vibrancy, allowing residents to enjoy the best of both worlds.

Just a short bike ride or walk away, Clearwater Beach is consistently ranked as the top beach in the United States. Known for its soft, white sand and crystal-clear waters, Clearwater Beach is perfect for sunbathing, swimming, and a variety of water sports. The area is also home to Pier 60, where you can enjoy nightly sunset celebrations, live entertainment, and local artisans.

Whether you seek relaxation under the sun or thrilling water activities, Island Estates and Clearwater Beach offer an irresistible blend of luxury and leisure. This stunning waterfront estate is not just a home; it's a lifestyle, providing you with the perfect sanctuary to enjoy the best that Florida's Gulf Coast has to offer.

Last Agent to Sell the Property

Martha Thorn

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #477603 Listed on: 08/02/2024

COLDWELL BANKER REALTY

Last Buyer's Agent

Martha Thorn

COLDWELL BANKER REALTY Brokerage Phone: 727-581-9411 License #477603 Listed on: 08/02/2024

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,574

Year Built

  • Built in 1995

Lot Details

  • 0.3 Acre Lot
  • 160 Feet of Waterfront
  • 80 Feet of Ocean to Bay Waterfront
  • 80 Feet of Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • Property Fronts a Bay or Harbor
  • South Facing Home
  • Mature Landscaping
  • Garden

Parking

  • 2 Car Attached Garage

Property Views

  • White Water Ocean
  • Intracoastal
  • Woods
  • Canal
  • Pool

Home Design

  • Florida Architecture
  • Slab Foundation
  • Stem Wall Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 4,972 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bar Fridge
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • French Doors
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Formal Dining Room
  • Storage Room
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Upstairs
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Chute

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • Saltwater Pool
  • Outdoor Shower

Outdoor Features

  • Water access To Gulf or Ocean
  • Property fronts gulf or ocean with access to the bay
  • Access To Intracoastal Waterway
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Covered Boat Lift
  • Dock has access to electricity and water
  • Covered Dock
  • Open Dock
  • Balcony
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Separate Outdoor Workshop
  • Shed
  • Outdoor Grill

Schools

  • Sandy Lane Elementary School
  • Dunedin Highland Middle School
  • Clearwater High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Natural Gas Connected
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Island Estate Of Clearwater Units 6D 7A 7C Subdivision
  • The community has rules related to building or community restrictions, deed restrictions

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,574

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 4972
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 1995
  • Building Area Total: 6416
  • Lot Size Sq Ft: 12894
  • Directions to Property: From Memorial Causeway turn right onto Island Way. Turn right onto Harbor Passage. Turn left onto Harbor Island. The home is at the very end of the cul-de-sac.
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Belleair Bluffs
  • Escrow Postal Code: 33770
  • Escrow State: FL
  • Escrow Street Name: West Bay Dr.
  • Escrow Street Number: 2815
  • List Office Head Office Key Nume: 1038384
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 724.05
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Covered,Dock - Open,Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Fishing,Water Access,Waterfront
  • Attribution Contact: 727-581-9411
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Central Vaccum, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab, Stem Wall
  • Total Bedrooms: 6
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Street Number Modifier: 900
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Storage Rooms
  • Living Area Meters: 461.91
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s), Workshop
  • Pool Features: In Ground, Salt Water
  • Exterior Features: Balcony, French Doors, Garden, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Storage
  • Roof: Metal
  • Pool Private: Yes
  • View: Pool, Trees/Woods, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Canal - Saltwater,Gulf/Ocean,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water Extras: Lift,Lift - Covered,Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water View: Bay/Harbor - Full,Canal,Gulf/Ocean to Bay,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 160
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0102H
  • Additional Water Information: Breathtaking views of Moonshine Island.
  • Water Frontage Feet ICW: 80
  • Water Frontage Feet Ocean 2 Bay: 80

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Chute, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Playground, Sidewalks, Special Community Restrictions
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Sandy Lane Elementary-PN
  • High School: Clearwater High-PN
  • Middle Or Junior School: Dunedin Highland Middle-PN

Lot Info

  • Parcel Number: 05-29-15-43456-073-0520
  • Additional Parcels: No
  • Flood Zone Code: VE
  • Homestead YN: 0
  • Lot Size Square Meters: 1198

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please confirm leasing restrictions with the City of Clearwater.

Tax Info

  • Tax Annual Amount: 19574
  • Tax Block: 000
  • Tax Book Number: 64-1
  • Tax Lot: 52

Multi Family

  • Waterfront Features: Bay/Harbor, Gulf/Ocean to Bay, Intracoastal Waterway

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Apr 11, 2025
Sold by
900 Harbor Island Llc
Bought by
Breezy Point Retreat Llc
Seller's Agent
Martha Thorn
COLDWELL BANKER REALTY
Buyer's Agent
Martha Thorn
COLDWELL BANKER REALTY
List Price
$3,995,900
Sold Price
$3,600,000
Premium/Discount to List
-$395,900
-9.91%
Views
304
Current Estimated Value
$3,464,850

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$135,150
Avg. Annual Appreciation
-7.23%
Original Mortgage
$2,880,000
Outstanding Balance
$2,874,520
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$590,330

Purchase Details

Listed on
May 30, 2023
Closed on
Nov 17, 2023
Sold by
Mcmullen Donna B
Bought by
900 Harbor Island Llc
Seller's Agent
Martha Thorn
COLDWELL BANKER REALTY
Buyer's Agent
Scott McNay
BHHS FLORIDA PROPERTIES GROUP
List Price
$3,697,000
Sold Price
$2,900,000
Premium/Discount to List
-$797,000
-21.56%
Views
659

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.70%

Purchase Details

Closed on
Jan 12, 2006
Sold by
Mcmullen Donna B and Mcmullen Thomas W
Bought by
Mcmullen Donna B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,500
Interest Rate
5.84%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 22, 1993
Sold by
Beblis Ishoona I
Bought by
Mcmullen Donna B and Mcmullen Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.9%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $3,600,000 None Listed On Document
Warranty Deed $2,900,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Joint Tenancy Deed -- --
Warranty Deed $430,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,880,000 New Conventional
Previous Owner $1,302,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $300,000 Unknown
Previous Owner $37,500 Credit Line Revolving
Previous Owner $75,000 Unknown
Previous Owner $283,000 Unknown
Previous Owner $150,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $320,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/11/2025 04/11/25 Sold $3,600,000 -5.2% $724 / Sq Ft
02/16/2025 02/16/25 Pending -- -- --
02/10/2025 02/10/25 Price Changed $3,795,900 -2.6% $763 / Sq Ft
12/10/2024 12/10/24 Price Changed $3,895,900 -2.5% $784 / Sq Ft
08/02/2024 08/02/24 For Sale $3,995,900 +37.8% $804 / Sq Ft
11/17/2023 11/17/23 Sold $2,900,000 -21.6% $583 / Sq Ft View Prior Sale
07/22/2023 07/22/23 Pending -- -- --
05/30/2023 05/30/23 For Sale $3,697,000 -- $744 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $51,770 $2,732,193 $1,713,148 $1,019,045
2023 $20,179 $1,089,157 $0 $0
2022 $19,685 $1,057,434 $0 $0
2021 $20,005 $1,026,635 $0 $0
2020 $19,975 $1,012,461 $0 $0
2019 $19,670 $989,698 $0 $0
2018 $19,436 $971,244 $0 $0
2017 $18,575 $951,267 $0 $0
2016 $18,453 $931,701 $0 $0
2015 $18,724 $925,224 $0 $0
2014 $18,647 $917,881 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: U8252415

Stellar MLS

APN: 05-29-15-43456-073-0520