9009 Palm Key Ave Oldsmar, FL 34677
Oldsmar AreaEstimated payment $4,646/month
Highlights
- 24 Feet of Bay Harbor Waterfront
- White Water Ocean Views
- Fitness Center
- East Lake High School Rated A
- Fishing Pier
- Gated Community
About This Home
Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you’re looking for a full-time residence, seasonal escape, or the perfect “Lock Up & Go” second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus — the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner’s suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION — conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.
Listing Agent
REAL BROKER, LLC Brokerage Phone: 855-450-0442 License #3467174 Listed on: 01/07/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,740
Year Built
- Built in 2018
Lot Details
- 2,352 Sq Ft Lot
- 24 Feet of Bay Harbor Waterfront
- Street terminates at a dead end
- East Facing Home
- Street paved with bricks
HOA Fees
- $580 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Guest Parking
Home Design
- Elevated Home
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 2,587 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Dry Bar
- Coffered Ceiling
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Shades
- Blinds
- Sliding Doors
- Combination Dining and Living Room
- Den
- Bonus Room
- Inside Utility
- White Water Ocean Views
- Attic Fan
- In Wall Pest System
Kitchen
- Eat-In Kitchen
- Cooktop
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Fishing Pier
- Access to Bay or Harbor
- Enclosed Patio or Porch
- Exterior Lighting
Location
- Flood Zone Lot
- Flood Insurance May Be Required
Schools
- Oldsmar Elementary School
- Carwise Middle School
- East Lake High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- Water Softener
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 35 / 3007
- Assessor Parcel Number 22-28-16-05152-000-0350
Community Details
Overview
- Association fees include cable TV, internet, maintenance structure, ground maintenance, security, sewer, trash, water
- Management And Associates Emma Bartlett Association, Phone Number (813) 433-2010
- Bayside Terrace Subdivision
Amenities
- Clubhouse
Recreation
- Fitness Center
- Community Pool
Pet Policy
- 2 Pets Allowed
- Dogs and Cats Allowed
- Medium pets allowed
Security
- Gated Community
- Hurricane or Storm Shutters
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,379 | $426,271 | ||
| 2024 | $6,291 | $414,258 | ||
| 2023 | $6,291 | $402,192 | $0 | $0 |
| 2022 | $6,127 | $390,478 | $0 | $0 |
| 2021 | $6,219 | $379,105 | $0 | $0 |
| 2020 | $6,211 | $373,871 | $0 | $0 |
| 2019 | $6,112 | $365,465 | $0 | $365,465 |
| 2018 | $452 | $23,800 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/13/2026 07/13/26 | Price Changed | $644,900 | -0.8% | $249 / Sq Ft |
| 06/15/2026 06/15/26 | Price Changed | $649,900 | 0.0% | $251 / Sq Ft |
| 06/15/2026 06/15/26 | Price Changed | $4,250 | 0.0% | $2 / Sq Ft |
| 05/22/2026 05/22/26 | Price Changed | $654,900 | 0.0% | $253 / Sq Ft |
| 05/12/2026 05/12/26 | For Rent | $4,500 | 0.0% | -- |
| 05/01/2026 05/01/26 | Price Changed | $664,900 | -1.5% | $257 / Sq Ft |
| 03/03/2026 03/03/26 | Price Changed | $674,900 | -1.5% | $261 / Sq Ft |
| 02/06/2026 02/06/26 | Price Changed | $685,000 | -1.4% | $265 / Sq Ft |
| 01/07/2026 01/07/26 | For Sale | $695,000 | 0.0% | $269 / Sq Ft |
| 12/14/2024 12/14/24 | Rented | $4,500 | 0.0% | -- |
| 11/14/2024 11/14/24 | For Rent | $4,500 | -- | -- |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $100 | None Listed On Document | |
| Special Warranty Deed | $405,561 | First American Title Insuran |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $165,000 | New Conventional | |
| Previous Owner | $324,448 | New Conventional |
Source: Stellar MLS
MLS Number: TB8461356
APN: 22-28-16-05152-000-0350
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Ask me questions while you tour the home.