$645,000
SOLD MAR 5, 2025
3 Beds
2.5 Baths
2,544 Sq Ft
9,104 Sq Ft Lot

Recently Sold

$254 Per Sq Ft

7% Below List Price

81 Days on Market

Highlights

  • Lake Front
  • Screened Pool
  • Sitting Area In Primary Bedroom
  • Fort Myers High School Rated A
  • Gated with Attendant
  • Floor-to-Ceiling Windows

About This Home

As of March 2025

Welcome to this luxurious, meticulously maintained home in the highly sought-after 55+ gated community of Cascades in Estero. This exceptional residence is nestled on a serene, extra-large premium lot at the end of a cul-de-sac, offering breathtaking lakefront views and surrounded by beautiful nature preserves. The Cascades community provides an active, vibrant lifestyle with top-tier amenities, making it the perfect place to enjoy the best of Florida living. This home is designed for both relaxation and entertainment, with a heated in-ground pool and spa set within an expansive screened lanai, featuring ample space for gatherings and framed by classic herringbone pavers. Enjoy vibrant sunrises and stunning sunsets from this peaceful outdoor oasis. A new roof was installed in 2021, ensuring peace of mind for years to come. From the moment you arrive, the home’s curb appeal makes a lasting impression with a tiered fountain, glowing accent lights, and mature landscaping that enhances the property’s elegance. Inside, nearly 2,600 square feet of expertly designed living space await, featuring three spacious bedrooms, two and a half baths, and a versatile bonus room adjoining the primary suite—ideal for use as an office, gym, sitting room, or hobby space. The chef-inspired kitchen boasts 42-inch cabinets with specialty hardware, granite countertops, a stylish tile backsplash, and an abundance of storage, including pull-out shelves and a pantry. Under-cabinet and pendant lighting add warmth and charm to the space. The family room is equipped with surround sound, creating an inviting atmosphere for relaxation or entertaining. The primary suite is a true retreat, with two large walk-in closets and a luxurious bath featuring dual vanities, custom-matched countertops, an oversized walk-in shower with a built-in bench, and a separate soaking tub. Every detail in this home has been thoughtfully curated, from custom window treatments to plantation shutters and lighting that enhances artwork and accent pieces. Additional highlights include a spacious laundry room with a utility sink, a two-and-a-half-car garage with extensive built-in cabinetry, and energy-efficient tinted windows and sliders that protect furnishings from sun exposure. The high-efficiency 5-ton Trane HVAC system, installed in 2020, features UV lighting to maintain pristine air quality. Accordion shutters provide added protection and peace of mind. This one-owner home exudes quality, elegance, and comfort throughout. With unparalleled lake and preserve views, this residence is not just a home—it's a sanctuary, blending luxury, nature, and convenience in a highly desirable 55+ community, ready to welcome its next owners.

Last Agent to Sell the Property

Paul Fonseca

Berkshire Hathaway FL Realty Listed on: 11/14/2024

Berkshire Hathaway FL Realty

Last Buyer's Agent

Kenny James

William Raveis Real Estate

William Raveis Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,567

Year Built

  • Built in 2005

Lot Details

  • 9,104 Sq Ft Lot
  • Lake Front
  • North Facing Home
  • Gated Home
  • Landscaped
  • Paved or Partially Paved Lot
  • Sprinkler System
  • Property is zoned RPD

HOA Fees

  • $485 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking
  • Secure Parking

Property Views

  • Lake Views
  • Views of Preserve

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 2,544 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • Tray Ceiling
  • 6 Ceiling Fans
  • Ceiling Fan
  • Shutters
  • Floor-to-Ceiling Windows
  • Casement Windows
  • Entrance Foyer
  • Formal Dining Room
  • Den
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Dual Sinks
  • Jetted Tub in Primary Bathroom
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • Monitored
  • Fire and Smoke Detector

Pool

  • Screened Pool
  • Concrete Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Screened Spa
  • Pool Equipment Stays

Outdoor Features

  • Pond
  • Patio
  • Water Fountains

Schools

  • School Choice Elementary And Middle School
  • School Choise High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 27-46-25-E1-16000.2390
  • $2,000 Seller Concession

Community Details

Overview

  • $2,500 Secondary HOA Transfer Fee
  • Cascades At Estero Community
  • Mandatory home owners association

Amenities

  • Clubhouse
  • Billiard Room
  • Recreation Room

Recreation

  • Tennis Courts
  • Exercise Course
  • Community Pool or Spa Combo

Security

  • Gated with Attendant

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,567

Year Built

Built in 2005

Lot Details

0

HOA Fees

$485 per month

Parking

2

Listing Details

  • Legal Description: PARCEL D2 OF CASCADES AT ESTERO PB 80 PGS 1-3 LOT 239
  • Property Type: Residential
  • Table: Residential
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Storm Protection: Shutters - Manual
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Numberof Ceiling Fans: 6
  • Num Unit Floor: 1
  • Price Per Sq Ft: 253.54
  • Total Floors: 1
  • Additional Rooms: Den/Study, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 2544
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedroom Description: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Bar, Formal
  • Equipment: Auto Garage Door, Dishwasher, Dryer, Microwave, Range, Refrigerator, Smoke Detector, Washer
  • Flooring: Carpet, Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Cable Prewire, Foyer, Laundry Tub, Pantry, Smoke Detectors, Surround Sound Wired, Tray Ceiling, Walk-In Closet, Window Coverings
  • Kitchen: Pantry
  • Primary Bathroom: Dual Sinks, Jetted Tub, Separate Tub And Shower
  • Windows: Casement

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal, Reclaimed
  • Road: Paved Road
  • View: Lake, Landscaped Area, Preserve
  • Exterior Features: Patio, Pond, Sprinkler Auto, Water Display
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Concrete, Equipment Stays, Heated Electric, Screened
  • Private Spa Type: Below Ground, Concrete, Equipment Stays, Heated Electric, Screened
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2+ Spaces

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Monitored Alarm, Secured Garage, Gated, Guard At Gate, Private Security System
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded, No Commercial, No RV
  • Sub Condo Name: CASCADES AT ESTERO
  • Maintenance: Cable, Legal/Accounting, Manager, Pest Control Exterior, Street Lights, Street Maintenance, Trash Removal
  • Master Hoa Fee: 1456
  • Master HOA Fee Frequency: Quarterly
  • Development Name: CASCADES AT ESTERO

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Development: Cascades At Estero
  • Amenities: Billiards, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Hobby Room, Internet Access, Other, Sidewalk, Streetlight, Tennis Court
  • Community Type: Gated
  • Units In Building: 1
  • Total Number of Units: 614

Fee Information

  • Transfer Fees: 2500.00
  • Application Fee: 150.00

Schools

  • Elementary School: School Choice
  • High School: School Choise
  • Middle School: School Choice

Lot Info

  • Builder Product: No
  • Section: 27
  • Total Area: 3001
  • Waterfront: Yes
  • Zoning Code: RPD
  • Acres: 0.2090
  • Rear Exposure: North
  • Lot Description: Cul-De-Sac, Dead End, Oversize, Regular
  • Parcel Number: 27-46-25-E1-16000.2390

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 2
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: County Only, Homestead
  • Taxes: 4566.83
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Mar 5, 2025
Sold by
Ruttenberg Family Trust and Ruttenberg Judith B
Bought by
Shepley Marsha B and Peterson Donald H
Seller's Agent
Paul Fonseca
Berkshire Hathaway FL Realty
Buyer's Agent
Kenny James
William Raveis Real Estate
List Price
$689,900
Sold Price
$645,000
Premium/Discount to List
-$44,900
-6.51%
Views
34
Current Estimated Value
$636,685

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,315
Avg. Annual Appreciation
-1.59%
Original Mortgage
$175,000
Outstanding Balance
$174,120
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$462,565

Purchase Details

Closed on
Oct 31, 2005
Sold by
Cascades By Levitt & Sons Llc
Bought by
Ruttenberg Lawrence G and Ruttenberg Judith B
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $645,000 Safe Harbor Title
Special Warranty Deed $445,000 U F C Title Ins Agency Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $175,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/05/2025 03/05/25 Sold $645,000 -0.8% $254 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
01/15/2025 01/15/25 Price Changed $649,900 -4.4% $255 / Sq Ft
01/15/2025 01/15/25 Price Changed $679,900 -1.4% $267 / Sq Ft
11/14/2024 11/14/24 For Sale $689,900 -- $271 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,567 $381,419 -- --
2024 $4,567 $370,670 -- --
2023 $4,499 $359,874 $0 $0
2022 $4,510 $349,392 $0 $0
2021 $4,475 $360,582 $81,110 $279,472
2020 $4,519 $334,533 $0 $0
2019 $4,436 $327,012 $0 $0
2018 $4,432 $320,915 $0 $0
2017 $4,447 $314,314 $0 $0
2016 $4,432 $374,067 $64,500 $309,567
2015 $4,527 $343,215 $61,200 $282,015
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 224089853

Naples Area Board of REALTORS®

APN: 27-46-25-E1-16000.2390